One of my friends deposited £42 in my account that he had borrowed previously. Will it affect my UK visa process? It shows in my bank statement. Is the entry clearance officer only concerned about large deposits? Should I mention it in my cover letter?
I had the following kinds of transactions in my bank statements that I submitted for my UK Visa Application a few months back:
1) 200 euros from a friend who had borrowed money from me
2) Around 80 euros from another friend for whom I bought some stuff from Amazon
3) Some random amounts ranging between 0-100 euros from ex-flatmates for various purposes like paying in restaurant, some trips, and so on
None of them had any proper explanations while transferring. They just transferred the amount they owed.
After a lot of contemplation, I refrained from providing any explanations. Given my healthy salary and normal expenditure, these transactions from my friends did not look abnormal at all to me.
PS: I got my visa!
Don't worry. 42 pounds is not a material amount of money when judging a visa application, and the officers are looking for regular income (salary etc), not one-offs.
For comparison, an oft-quoted (but AFAICT totally unofficial) guideline is that you want to have funds of around 100 pounds for every day that you're staying in the UK.