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One of my friends deposited £42 in my account that he had borrowed previously. Will it affect my UK visa process? It shows in my bank statement. Is the entry clearance officer only concerned about large deposits? Should I mention it in my cover letter?

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    From where was the money borrowed? Why did he deposit this amount? Was it for money he owed you, or a different reason? – Tim Dec 1 at 10:09
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    I withdrew cash and gave it to him. He later deposited the money. Money was for his personal use. Deposited in the sense He transferred money to me through online banking. – Nimantha Deshappriya Dec 1 at 10:14
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    Compared to you normal salary/spending, what is 42 pounds? If it is a significant chunk of your monthly income it might raise eyebrows but if you have the kind of income for a trip to the UK then it shouldn't even register. – Borgh Dec 2 at 12:30
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    Going a step beyond @Borgh's comment, I'd expect that if £42 is significant enough for the officer to wonder/care where it came from you're likely to be rejected for insufficient funds anyway. – Kevin Dec 2 at 20:40
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    Had to look it up. £42 is approximately $50 USD or $70 CAD. Adds perspective to the other comments and answers. – Stéphane Dec 3 at 2:17
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I had the following kinds of transactions in my bank statements that I submitted for my UK Visa Application a few months back:

1) 200 euros from a friend who had borrowed money from me

2) Around 80 euros from another friend for whom I bought some stuff from Amazon

3) Some random amounts ranging between 0-100 euros from ex-flatmates for various purposes like paying in restaurant, some trips, and so on

None of them had any proper explanations while transferring. They just transferred the amount they owed.

After a lot of contemplation, I refrained from providing any explanations. Given my healthy salary and normal expenditure, these transactions from my friends did not look abnormal at all to me.

PS: I got my visa!

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    If someone is worrying about one or a couple meager transactions of 42-100 euros/pounds, than they have bigger problems to begin with (too low on savings). – Rui F Ribeiro Dec 2 at 16:25
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Don't worry. 42 pounds is not a material amount of money when judging a visa application, and the officers are looking for regular income (salary etc), not one-offs.

For comparison, an oft-quoted (but AFAICT totally unofficial) guideline is that you want to have funds of around 100 pounds for every day that you're staying in the UK.

  • guess it would be a different thing if it were say .. 42,000 GBP (or more) ... I think this will bring up questions about what you intend to do with that amount .. – eagle275 Dec 2 at 15:54

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