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I have been refused twice applying for EEA family permit, I am a Nigeria national, I was refused based on the points.

1 the ECo states I didn't provide evidence of financial circumstances and expenditure. I think I never mention that I am unemployed.

2 he said my bank statement has another source of income . That was a small amount of money I collect twice for a friend

3 I started depending on my brother around MAY this year but I submitted the money receipt s my brother has been using to send me money since 2016 along with the dependency evidence, just to show our relationship. But the ECo stated the money has not been flowing regularly since MAY of this year.

Please what can I do ? Can I appeal or submit New application next year after gathering more evidence

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    This isn't an answer, just advice: It seems that there were major problems with this application. If you want to receive a visa you must make sure you address each of those problems. I strongly recommend you to contact a lawyer who has experience with UK immigration law before making any more applications. Especially you have two refusals already, any future applications you make are likely to be looked at extremely carefully. – Chris H Nov 22 '19 at 12:52
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    Applicants for an ‘extended’ family member’ permit are not guaranteed to receive one. You can appeal or re-apply but IMHO you’ll be wasting your time and money unless you address all the refusals reasons and can demonstrate a strong history of regular payments from your brother that cover all your financial needs. Eg you could prepare an income & expenditure statement covering say 1 year, have your brother send you monthly remittances totalling that amount, and provide proof of expenses. Stop collecting money for friends, it just complicates the picture the ECO sees in your bank statements. – Traveller Nov 22 '19 at 13:08
  • You should not post personal info (name, date of birth, etc) on the internet. Censor this data in the pictures. – Simon Nov 24 '19 at 8:18
  • It certainly seems like the system is working as intended... – Stian Yttervik Nov 26 '19 at 16:28
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The reasons for your refusal are pretty clearly laid out in the letter. Let's explain in more detail.

"The transfers are sporadic dating back to 2016" "Sporadic" means they happen infrequently and irregularly. If someone is supporting you financially, then they normally make regular payments to you, monthly or weekly. This is not what the officer is seeing, and it makes him believe that your brother is not actually giving you regular financial support. You need to explain why the payments are irregular. If you began being dependent on your brother in May, then there should be a distinct difference between payments before that and payments after that.

"There is other income in your bank account that does not appear to be from your sponsor." You say these are small amount you collect for a friend. If that is the case then you need to provide documents to prove that. Also if you collect them for a friend then you presumably pass them on to that friend after a bit, and you need to show the transactions in your bank accounts where you send the money to the friend. You call the amounts "small", but officers are rarely concerned with items that are "small" compared with your income. It is also unusual (and suspicious) for someone who is not financially independent to be processing transactions for other people.

"You have not provided evidence which fully details your circumstances." It looks as if the bank statements you provided either don't match up with your statements of income and expenditure, or don't show the normal transactions that might be expected with everyday living, leading the officer to believe you have economic activity that is not shown there. You absolutely need to provide more information.

"I think I never mention that I am unemployed" You should have clearly stated this in your application.

After two refusals it is very likely that you will attract another refusal unless your application is absolutely perfect and complete. Repeated applications are themselves suspicious, because it makes them think you have a different reason for wanting to come to the UK than a simple tourist visit with your brother. Perhaps you should consider visiting your brother in Finland rather than going with him to the UK? Hiring a UK lawyer may well be necessary, but will cost you more money than a tourist visit would justify.

  • I'm thinking of reapplying March 2020 , I will submit a bank statement from July 2019 to March 2020 with money receipt remittance from April 2019 Yo March 2020. My bank statement will only contain money from my brother and I will state clear that I'm unemployed and also make a financial statement that covers my expenditure through that depending months. Or probably I should hire immigration lawyer,what do you suggest? – Afolabi Olukoju Nov 22 '19 at 15:52
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    After two refusals, hiring an immigration lawyer is a good idea, provided you hire a UK practitioner who specialises in this field. As dear, departed Gayot Fow told us, they can be eye-wateringly expensive. Hiring some local shyster, however reasonably-priced they are, is not likely to be helpful and should be avoided. – MadHatter Nov 22 '19 at 16:05

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