Looking for an issuer of Maestro cards in the UK, as I will be travelling to and from and The Netherlands frequently, and do not wish to carry cash and will not be becoming a resident.

Mastercard and Visa are not widely accepted there and I have been caught out because of it before.

Even though Mastercard own Maestro, they do not issue Maestro cards in the UK - does anyone know where I could get a Maestro card, preferably for a low fee? Bunq bank offer a Maestro for a monthly fee but I'd rather find a more mainstream bank if possible.

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    This question might be better on money.stackexchange.com – Traveller Sep 13 '19 at 19:36
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    Not an answer, but my understanding is that V Pay (the Visa branding for EC cards) will also work wherever Maestro cards do. This might help in your search. – MJeffryes Sep 14 '19 at 8:38
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    I would challenge the assertion that "Mastercard and Visa are not widely accepted [in the Netherlands]". I lived there for 4 years had had no problems using my UK issued VISA credit card and my UK issued VISA debit card, in ATMs, and at a variety of POS devices in stores, restaurants, and petrol stations. Once I got an account at AbnAmro in the Netherlands, I used the cards they issued, again a VISA credit card and an AbnAmro bank ATM card (VISA as well, I think), in many locations in the Netherlands, UK, and other countries too. – Nick Oct 28 '19 at 18:20

None of the banks above issue a Maestro Card. The only banks active in the UK who DO issue Maestro cards are a company called Quidity, a company called Splash, and Revolut. And Revolut will only issue you with a Maestro Card if you live in Germany, Austria or the Netherlands! The Quidity card is expensive. £5 for the card, £5 "membership fee" for a year, a 3% transaction fee for every payment, 3% top Up Fee using Paypoint, or for a Credit/Debit Card 2% (subject to £1.00 minimum fee). Oh, and £1.50 ATM withdrawal (+ additional 2% for charges over £50). Still want one ?


Or there's Splash.


Same membership and card issuing fees, a mere 2.5% transaction fees, 3% top up Fee using Paypoint, or for a Credit/Debit Card 2.5% (subject to £1.00 minimum fee), and £1.50 per ATM withdrawal.

Maestro cards are widely accepted in the Netherlands, Visa and Mastercard less so. Indeed, there are branches of Albert Heijn that will ONLY accept Maestro - no cash, no other cards.

  • The other solution are bad enough for Splash to merit a mention but are you affiliated with them? “a mere 2.5% transaction fees” reads like advertising copy. – Relaxed May 29 '20 at 23:54
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    No, I was being entirely sarcastic, sorry if that wasn't clear. 2.5% transaction fees are outrageous, never mind 3%. – Ric EUTENEUER May 30 '20 at 0:09
  • Could OP change their address to a Dutch one (their hotel or Airbnb should work), then get a Maestro card from Revolut? – JonathanReez Dec 8 '20 at 14:53

Bunq's free account does not come with a card, but you can still use their app to make mobile contactless payments.

You might be able to open an account with a mainstream Dutch bank as a non-resident, but it seems from bank websites that they'll all require you to have some sort of connection to the Netherlands, or otherwise have a BSN (citizen service number). You could consider registering in the Netherlands as a non-resident to obtain one of these - there don't seem to be any requirements for who can do so!


Not strictly an answer to your question, but good to know: next to Maestro all shops in the Netherlands also accept VPAY cards (https://en.wikipedia.org/wiki/V_Pay). So if you cannot find a bank in the UK that offers Maestro, maybe you can find one that offers VPAY.


Get a prepaid card

You should be able to find a prepaid MasterCard card in shops in Netherlands. You can probably top them up using a Visa. Pre paid Maestro cards seem impossible to find.

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    that won't help, because MasterCard cards are (mostly) not accepted in shops in the Netherlands – Robert Wagenaar Dec 11 '20 at 12:10

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