Looking for an issuer of Maestro cards in the UK, as I will be travelling to and from and The Netherlands frequently, and do not wish to carry cash and will not be becoming a resident.

Mastercard and Visa are not widely accepted there and I have been caught out because of it before.

Even though Mastercard own Maestro, they do not issue Maestro cards in the UK - does anyone know where I could get a Maestro card, preferably for a low fee? Bunq bank offer a Maestro for a monthly fee but I'd rather find a more mainstream bank if possible.

  • 1
    This question might be better on money.stackexchange.com – Traveller Sep 13 at 19:36
  • 2
    Not an answer, but my understanding is that V Pay (the Visa branding for EC cards) will also work wherever Maestro cards do. This might help in your search. – MJeffryes Sep 14 at 8:38
  • I would challenge the assertion that "Mastercard and Visa are not widely accepted [in the Netherlands]". I lived there for 4 years had had no problems using my UK issued VISA credit card and my UK issued VISA debit card, in ATMs, and at a variety of POS devices in stores, restaurants, and petrol stations. Once I got an account at AbnAmro in the Netherlands, I used the cards they issued, again a VISA credit card and an AbnAmro bank ATM card (VISA as well, I think), in many locations in the Netherlands, UK, and other countries too. – Nick Oct 28 at 18:20

Having tried to open an account at UK Bank Branches recently I have a bit of knowledge of what they offer.

UK Banks

According to this comment MasterCard Debit can be used the same way as Maestro cards. Only Visa will cause issues.


  • Monese: App bank & MasterCards only.
  • Monzo: App bank & MasterCards only.
  • Santander: They might have Maestros available upon request.
  • Starling: Also MasterCard and maybe Maestro upon request.


  • Barclay's: Seems to be having MasterCard available for business customers.
  • Halifax: Only debit, even for youths. The Basic Account seems to have a special card though.
  • Lloyd's: They only have Visa Debit, even for youths.

This list is likely to be outdated quickly.

  • 2
    UK MasterCard Debit cards will not work in terminals that require a Dutch payment card – Fahad Sadah Oct 28 at 15:35
  • 2
    Two years ago I had to live for a month without my Dutch payment card, and my MasterCard Debit was exactly as useless as my Visa Debit. Both are only accepted in places that accept "credit cards" in general. – TooTea Oct 28 at 18:49

Bunq's free account does not come with a card, but you can still use their app to make mobile contactless payments.

You might be able to open an account with a mainstream Dutch bank as a non-resident, but it seems from bank websites that they'll all require you to have some sort of connection to the Netherlands, or otherwise have a BSN (citizen service number). You could consider registering in the Netherlands as a non-resident to obtain one of these - there don't seem to be any requirements for who can do so!


Get a prepaid card

You should be able to find a prepaid MasterCard card in shops in Netherlands. You can probably top them up using a Visa. Pre paid Maestro cards seem impossible to find.

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Not the answer you're looking for? Browse other questions tagged or ask your own question.