June, 2019, I applied for UK visit visa and my visa was refused. The reasons doc is attached below,
Point 1: They can see I have salary deposit but ask for inter bank transfers detail. I have friends and family who borrow and return money and we don't have any documents for that. However, before my last salary transaction, my account balance was around 200k (around GBP 1000). They are asking for deposits details but not looking at withdrawal. More than 70% of that money is spent. Does this comes under fund parking?
Point 2: I have GBP 4400 account balance, and why can't I spent GBP 2000 on a trip? I am fully capable of spending that much and supporting my family considering my monthly salary.
Point 3: Attached property papers, bought a brand new car of worth (GBP 20,000) from the bank and paid 50% deposit, attached its instalment plan & details. Attached my marriage certificate and family registration certificate.
I have travelled half of the europe and have two Schangen visas on my passport. Have been to Turkey and Dubai as well. And this travel history is of past 2 years.
TBH their refusal reasons are insulting. I read an an article on Independent UK the other day that UKVI have an algorithm that marks each applications considering their race, religion and country etc.
Looking forward to experts thoughts on this. Thank you!
UKVI refusal reasons