About to go to Malaysia and Singapore. I have a credit card for foreign transactions and a debit card for taking out money from foreign ATMs (this setup is just the best way to avoid foreign transaction fees and get the best exchange rate for me).
I'm trying to decide how much cash to load up on the debit card. Are credit cards used widely in Singapore and Malaysia? Here in Australia, credit cards are used everywhere even for tiny transactions and there are never really fees so I might stick a $20 in mywallet, and it might take me a month or two before I have to withdraw again.
Is that the same in Singapore and Malaysia? Can I basically just assume most of my costs will be on credit card?