I booked hotel on booking.com and I choose non-refundable and prepayment option (yes, the cheapest one). That was 15 days ago and tomorrow I will arrive at hotel. But no money is charged and I am confused now. I thought they will charge me at the time I finished my booking. On booking.com I put data from my debit card (I am bit paranoid to leave credit card details) and I have enough money there for hotel to be paid. So when they will charge it? Will hotel ask me to pay when I arrive and my card won't be charged? If yes, isn't that 'pay at property' option? Can they ask for payment at my arrival and also charge my card, so that I pay twice?
1Very common. They either charge you on the day of planned arrival (no matter if you arrive or not), or when checking in or out. This allows you to use another credit card if you prefer.– AganjuNov 4, 2018 at 20:20
It is quite common for hotels on the booking.com system to charge when you are in the hotel. Mostly they will tell you when they will charge you or whether they prefer payment in the hotel itself.
But not all hotels do so and if you have not yet paid when you arrive, you can ask the hotel to charge the card of which you have given the details, or you can ask them not to charge your card and pay in person, either cash or with a card.
The non-refundable option does not give any indication of when they will charge. As you, I would have expected the money to be taken out of the account soon after booking, but I have noticed in the past that sometimes they do not charge before you arrive. Not all hotel owners or staff are as familiar with the site as you might expect.
If you have a way to check your bank account while in the hotel you can be sure when they take the money. If you can not check your account, you can insist they use the card and not pay cash.
Be aware that they might have tried to take the money from your account and could not get the card to work. (It does not hurt to call them before you arrive to make sure your reservations is still standing.) In which case you will have to pay in a different way.
They should have send you a message, most likely an e-mail unless you have given a phone number. Sometimes the messages go missing.
About paying twice, it can happen but it is not common. If it happens it is because someone made a mistake. And when it happens, contact the hotel and if they do not pay back soon, contact booking.com and ask them to step in.