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  1. ECO said I didn't provide a holiday plan but that's not true, I provided 10 days detailed itinerary.

  2. This must of have been a system mistake because I chose Ghs currency but some how 2 of the stated amount were in GBP. I earn Ghs5000 a month, my monthly expenditure is Ghs 1500, and my intended money to spend in the UK was Ghs 10,000. But I don't understand how my application showed GBP. That doesn't make any sense( why would I state my monthly income as Ghs 5000 and say my monthly expenditure is GBP 1500 which is almost Ghs10,000 when converted, that's twice my earning.)

  3. Regarding my bank statement, I'm currently running my family business. I'm a timber expoter( I provided all my company certs and licenses) sometimes i sell some of my containers in Ghana and I let my buyers send money directly to my personal account thus resulting with the regular transactions/credit. I even provided my company's bank statement.

How do I explain this to them and how do I prove source of funds so that my next application will not be refused again?

  • You can address 1 & 2 in your next application by checking the input carefully before submitting, and explaining further in the section at the end of the application and/or a covering letter. Re 3 - Typically, invoices, tax returns and trading accounts (profit & loss, balance sheet) would suffice. Credits to your personal account purporting to be from business transactions with no supporting evidence won’t do. travel.stackexchange.com/questions/66104/… – Traveller Sep 24 '18 at 10:29
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    I’m sure you still have the pdf. Can you check if it says GBP where you think it should say GHS? – Hanky Panky Sep 24 '18 at 10:46
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    The instructions by Traveler are informative, support as many of your bank transactions as possible with documentation. They view different random incoming funds very suspiciously without realizing a businessman routinely has such cash flows. Also note that Ghana is one country which has a high rate of absconders so the British Visa Officers are sometimes quick to deny. In your case however the mistake in the currency thing alone was fatal. Fix those errors and reapply however do not bee too hopeful. These visa decisions are sometimes strange. – ThE iLlEgAl aLiEn Sep 24 '18 at 16:36
  • @Hanky Penny, yes it does, and I tried reapplying again to see if the same thing will happen but it did. I have sent them an email to check it out. – Adjoa Love Sep 27 '18 at 22:13

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