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I have done some searching on this forum and found some really good advice. I am attaching a copy of the letter and my thoughts on it. Here's hoping that someone could interpret this visa refusal letter in more detail and perhaps advise on what could be done with a second application to secure an approval.
I am trying to invite a friend to visit the UK for 11-day holiday later this year, but the visitor visa was refused based on 3 points: V4.2(a), (c) and (e).
Taking each in turn: (a) & (c) - reasons given were based on the earnings of the applicant. - UKVI stated "From the financial information provided, I am not satisfied that the proposed trip is proportionate to your income and finances and is therefore credible".
It looks as if the ECO has based the decision of intention to return home after the trip solely on the applicant's earnings with no consideration given to the home ties of the applicant and evidence supplied to demonstrate this, such as their marriage certificate, birth certificates of 3 children, letter from employer stating full time employment status (since 2007, payslips and bank statements to corroborate the employment aspect. Plus details on the application letter that the applicant lives in their own family-owned home. In addition to this, return flights were booked in advance, which demonstrated an intention to leave at the end of the holiday. (Flights were very cheap, so I was not concerned about losing this money).
(e) - UKVI did not believe that applicant could meet the cost of the 11-day trip! (to be honest, I would agree). That is why I happily completed a full financial sponsorship undertaking, providing evidence of my home status, utility bills/correspondence from HMRC, evidence that I am an employed professional and will be taking leave for the proposed 11-day stay, payslips, 12 months of my bank statements showing funds solely available to me way in excess of what would be needed to financially cover an 11 day trip. (> £4,000!), and a regular income, etc to establish no financial messing around in an attempt to deceive. All this plus a full covering letter to summarise the application, my support of it and the evidence provided by myself.
So the visa was refused as the ECO considered that the applicant would try to work in UK! For 11 days? Seriously. I thought the provisions in V4.3 of the Immigration Rules allowed an applicant to be fully sponsored, but it appears this is not the case?
I thought we had put together a very strong application, so I was (and still am) confused as to why a refusal was issued.
I think I have a fairly good grasp of the visa procedures so I don't necessarily need legal advice in that area. I would happily make another application, but I do not see how any subsequent application would be significantly different as circumtances are unlikely to change.
I have written to the Home Office to ask for clarification on what additional evidence would be required to satisfy UKVI, but nothing received back yet (will be very surprised if I do hear anything.)
So if anyone has any gems of wisdom, additional evidence that you think could improve a subsequent application, I would love to hear from you.
Thank you for reading.