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ECO concerned with opening balance of bank statement ? My statement of account is consistent and there is no funds Parking . Can he refuse application by simply stating how you got money ? My monthly income is 50 thousand pkr and opening balance of my statement is 1.3 million which I collected by selling a car last year and it is my saving in my account .. much confused and need positive opinion please

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  • The opening balance was on which date?
    – Hanky Panky
    Apr 17, 2018 at 9:55
  • I have to provide previous 6 months statement..right ? My opening balance is 1.3 million which is from almost one year back and 50k/month in shape of salary
    – user61594
    Apr 17, 2018 at 12:21
  • @user61594 Notwithstanding the time lapse, to the ECO your balance probably looked totally out of line with your income. Can you provide provenance as to the source of the funds? Eg car ownership transfer document?
    – Traveller
    Apr 17, 2018 at 12:35
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    Nope. If you have had 1.3 million for 6 months the funds are
    – user58558
    Apr 17, 2018 at 12:46
  • @greatone so I should not hesitate to apply if conditions other than Bank statement are fulfilled
    – user61594
    Apr 17, 2018 at 12:59

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Can he refuse application by simply stating how you got money?

The ECO can refuse the application if the provenance of funds is unclear.

A typical phrase in a refusal letter would be

I am not satisfied you have demonstrated that your circumstances are as you claim and therefore I am not satisfied that you're travelling to the UK for the period and purpose you stated.

See

opening balance of my statement is 1.3 million which I collected by selling a car last year and it is my saving in my account

I expect you need to provide evidence of the sale. If the original acquisition of the car by you was not commensurate with your normal income, it may help to explain how this came about.

I should wirhdraw half million?

If you do anything just to make your bank statements look better to the ECO, she may conclude you are being deceptive - which is grounds for refusal.

Mysterious movements of large sums make your application more difficult to support.

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