- A refusal from the UK does not cause an automatic refusal from Poland.
- The reasons which led the UK to refuse your visa may also lead Poland to refuse your visa, or they may not.
- You may be able to to prepare an application which explains the financial transactions to the Polish authorities if you have a good explanation.
- Poland may be less concerned than the UK about Pakistani citizens coming to overstay because there is less of a Pakistani community there.
You may try it if you have a logical explanation for the money movement, but there is always a risk that Poland will find that suspicious, too.