3

I am currently in Michigan, I have auto coverage with Progressive, and I'm planning on taking a trip to Toronto with a friend.

My insurance agent tells me that they need to issue me a Canadian ID card in case I get pulled over, but this card only has my name in it. Is it legal for my friend to drive my car in Canada if I don't have a Canadian ID card for him? (I would also be in the car, but I was hoping we could take turns driving.) What could go wrong? For example, what would happen if my friend is pulled over in Canada?

5

You need a Canadian Interprovincial Insurance Card, documenting that you have at least $200,000 Cdn worth of third party liability insurance (all-inclusive). The card will be in the name of the insured owner only. Just as with your standard US insurance, any driver with your permission and a valid license will also be insured while operating the vehicle.

  • Thanks! I'm going to guess that the "Canadian Interprovincial Insurance Card" is the "Canadian ID card" that my insurance agent says he is giving me. – nukeguy Mar 2 '18 at 5:33
  • @nukeguy It sure sounds like it is. – Jim MacKenzie Mar 2 '18 at 14:29

Your Answer

By clicking “Post Your Answer”, you agree to our terms of service, privacy policy and cookie policy

Not the answer you're looking for? Browse other questions tagged or ask your own question.