On my second application I have attached the refusal letter and addressed it. The unexplainable credit transfer made was actually from my credit card as I am allowed to borrow 95% from my credit limit.I have attached the letter to prove source of funds together with bank statement and credit card statement it was refused again. In the refusal letter, the ECO stated that 'from the documents you have submitted it does not show your credit card bank statement. It does not demonstrate where these funds are from.'
I went back to the visa application center(VFS GLOBAL QATAR) but they said whatever documents we submit, they are forwarding to UKVI and that they cannot show me the documents which they have submitted on my behalf. It is disappointing as I have paid an additional amount for their priority service.
Is UKVI having some errors sometimes? I am sure that I have submitted my credit card bank statement to justify the transferred credit with stamp and signature from the bank.
Thank you for anyone who would take time to read and answer.