I am scheduled to leave Orlando FL and there is currently a hurricane coming in this general direction.

Does trip insurance cover me if the hurricane causes the flight to be cancelled.

This was a points award flight as well if that matters.

  • 1
    Depends on the insurance you buy.
    – user13044
    Sep 4, 2017 at 14:35
  • 4
    Did you read your insurance contract? How do we know what it covers and what not?
    – Neusser
    Sep 4, 2017 at 14:43
  • 1
    Normally if the flight is cancelled the airline will reschedule your flight, so there may be no need for an insurance claim.
    – phoog
    Sep 4, 2017 at 15:05

1 Answer 1


You will have to read your policy to know for sure.

There is some information here about how trip insurance policies usually handle natural disasters. In particular, it is relevant whether or not the disaster already existed at the time you bought the insurance. For hurricanes, they suggest the relevant date is when the storm is named; for Irma that appears to have been August 30, so if you bought the insurance after that date, you might not be covered.

Again, it is entirely possible that your particular policy has different terms. You have to read it.

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