You have a misunderstanding of what an appeal is for. Appeals are not for when you disagree with the decision of an immigration officer - it's for when such an officer has made a clear and demonstrable mistake.
For example, if the refusal notice indicated that insufficient funds in a specific account was the reason for refusal, but got the account number and name of your bank wrong, you might be able to appeal. You would be simply pointing out the error in the appeal.
Nothing in your question indicates the likelihood of a successful appeal. The assessing office is of the opinion that the justification and purpose of your visit is not reliable. You may disagree with their opinion, but unfortunately it is their opinion that counts. The fact that two different officers have come to the same conclusion means it is extremely unlikely that any other officer will come to a different conclusion until your circumstances change significantly. Countries are entitled to refuse visas to anybody, for pretty much any reason.
In theory you can apply again. However unless your circumstances change you are likely to be refused again. And repeated applications under the same circumstances are problematic. They show a level of desperation in your desire to get to France, which will count against you. You haven't indicated the reason for your desire to visit France. If it's simply tourism you would be well advised to visit a different country instead (not a Schengen country of course). If it's to see family, consider having them come to visit you. If it's for business maybe have them visit you, conduct the business remotely, or send another person in your place.
Once you have established a history of complying with immigration rules, then consider re-applying to France.
