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jayce
jayce
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I can't answer directly w.r.t. the law or bank policy, but a way to mitigate the issue would be to use either 1. an internet-based bank (safer than it sounds, Ally or Bank of Internet for example) and/or 2. A card that has specific features for international travel (Charles Schwab high-yield investor checking Visa, for example). I traveled internationally for a year with one of each of these and there were times I was in three different countries in a week - I never had any issues with fraud prevention (except one time where they successfully detected fraud) and never paid an ATM fee or an excessively high currency conversion. I also never informed anyone of my plans.

I can't answer directly w.r.t. the law, but a way to mitigate the issue would be to use either 1. an internet-based bank (safer than it sounds, Ally or Bank of Internet for example) and/or 2. A card that has specific features for international travel (Charles Schwab high-yield investor checking Visa, for example). I traveled internationally for a year with one of each of these and there were times I was in three different countries in a week - I never had any issues with fraud prevention (except one time where they successfully detected fraud) and never paid an ATM fee or an excessively high currency conversion. I also never informed anyone of my plans.

I can't answer directly w.r.t. law or bank policy, but a way to mitigate the issue would be to use either 1. an internet-based bank (safer than it sounds, Ally or Bank of Internet for example) and/or 2. A card that has specific features for international travel (Charles Schwab high-yield investor checking Visa, for example). I traveled internationally for a year with one of each of these and there were times I was in three different countries in a week - I never had any issues with fraud prevention (except one time where they successfully detected fraud) and never paid an ATM fee or an excessively high currency conversion. I also never informed anyone of my plans.

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jayce
jayce
  • 161
  • 3

I can't answer directly w.r.t. the law, but a way to mitigate the issue would be to use either 1. an internet-based bank (safer than it sounds, Ally or Bank of Internet for example) and/or 2. A card that has specific features for international travel (Charles Schwab high-yield investor checking Visa, for example). I traveled internationally for a year with one of each of these and there were times I was in three different countries in a week - I never had any issues with fraud prevention (except one time where they successfully detected fraud) and never paid an ATM fee or an excessively high currency conversion. I also never informed anyone of my plans.