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3

It appears that yes, where chip-and-signature is available, it will be preferred over chip-and-PIN, even for true EMV cards such as the AFCU GlobeTrek Rewards Visa. AFCU's GlobeTrek page does indicate that may be asked to enter your PIN to complete the transaction. Or you may be asked to sign for your transaction. According to CardHub.com, a ...


8

The info I got from hotel showed that it charged $1 to my card This is an authorization rather than a charge; it indicates that the hotel checked to see whether your card was valid, but does not tell you whether they submitted an actual charge. As it is only a dollar it will have no practical effect and you should expect it to "fall off" on its own. ...


8

You don't indicate in which country or at which institution the card account is held, or what type of card it is. All of these factors may affect your liabilities. (For example, your liability on a lost/stolen U.S.-based credit card is up to $50 if the loss or theft of the card is reported after transactions have been made. But your liability is $0 if only ...


5

I would call your credit card helpdesk for advice. I had a similar issue some time ago and disputed the transaction. That resulted in a reimbursement and a request to the seller (in you case that would be the hotel in the US) to prove that I approved the initial payment with either my signature, official ID or PIN authorized transaction. Usually transactions ...


1

In case of an American, until very recently it was problematic because of FATCA, however by now all EU countries have signed agreements. So you're in luck. The Dutch bank I'm using, ABN-AMRO, offers services for exapats, as well as for non-residents. ABN AMRO International Clients: your Non-Residents and US-persons Banking Specialist. Please contact us ...



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