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1

As a Canadian travelling to the US, I am always taken aback when I need to sign slips of paper when making purchases. The joke is that instead of having my card signed, I have written "ASK FOR ID" in the signature field. Since I've never been asked for ID, it's clear that no one is checking the signatures! This is somehow supposed to be more secure? All ...


18

As far as the law goes, you can be denied a visa for (almost) any or (almost) no reason, including if the consular officer doesn't like the color of your tie. Whether you will be denied a visa for having unpaid credit card debt is therefore not an objective science, but probably not. The consular officer's task is to reject people who would attempt to ...


1

Hiring cars in western europe (UK/Spain/France/Switzerland), I've had pre-approved amounts on my card of between nothing and £ (or maybe €)1000. None of these were especially flash cars - I can imagine the place that asked for 1000 off me would seek twice that for a "luxury" vehicle. In the £400-800 range seems to be typical. You could always contact the ...


3

In the US, most car rental companies authorize your card for the full amount of the rental when you pick the car up, plus a bit more (I often see them bump the amount by $100 on week long rentals). I would look at your intended and potential car rental needs, guessimate your highest possible rental fee and apply for a credit line at least twice that amount. ...


4

It depends on a lot of things, but primarily the cancellation policy and how you booked the hotel room. First the cancellation policy, I'm assuming you didn't pay money up front so the charge for a no-show is probably one nights stay (although it could be more). When you don't turn up the hotel will cancel your entire reservation, open the room for new ...


8

It happens in quite a few countries, even in the USA. It depends on the card processing bank that the merchant is using. Some request that the merchant document validity of the card in "card not present" transactions. You find it most when a charge is done manually, such as sending your card details to a Travel Company or hotel and then they process the ...


1

Unfortunately, this question cannot be answered in its full generality. The majority of payment cards in the EU are offered only by banks and only to citizens of certain countries. Also, except for prepaid credit cards, a bank has to trust you to some extend in order to issue you a payment card. So without some credit history in a bank's country, this is ...



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