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144

Based upon what you wrote, you are getting ripped off. It means you are the victim of a con. A UK emergency travel document is issued to British citizens only. They will never issue an emergency travel document to a foreigner. That's the job of the foreigner's country. Issuing a UK work permit (or UK visit visa) at the UK border (or airport) flat out does ...


48

There are no rules that say a hotel has to refund money to already-booked patrons if they lower their prices. And you would certainly object if the hotel asked you for more money because 'prices had gone up since you booked'. Forcing hotels to refund money to customers with previous bookings would essentially mean they stopped reducing prices, because it ...


40

Canadian Credit Cards Many fuel dispensers in the USA (for sure in Hawaii, apparently elsewhere in the USA as well) accept the numbers-only from the postal code of a Canadian billing address followed by two zeros. So, if your Canadian billing address is right beside Schwartz's Deli in Montreal where the postal code is H2W 1L2, you would enter '21200'. ...


34

First of all, it doesn't matter where you're flying from. What really matter is what airline you are flying with, so the short answer is: it depends. Some airlines, in an attempt to fight frauds, may ask you to show the card and if you fail to do so they CAN refuse to embark you. I once flew Royal Jordanian from Milano Malpensa to Amman and I was asked to ...


27

Mastercard, hands down. If you want a card to make payments abroad, your choice is between Mastercard and Visa, especially in Europe. Other cards are much less commonly accepted (and in fact quite rare there). American Express cards can be good for their perks: cash back, insurance, miles, rewards, whatever but not for convenience when travelling… You could ...


25

Try a credit union. Many of them boast surcharge-free ATMs. Lots of smaller banks don't collect surcharges either. Those that don't often will have a big sign saying so near the ATM. The Credit Union National Association, the Independent Community Bankers Association and The Co-Op Network all have ATM locators on their Web sites. Ask for cash-back when ...


25

If you pay by Dollar (or home currency) The hotel will add a charge for this, hence you will be paying more. If you pay by local currency the exchange rate will be decided by the credit card company or bank. These exchange rates are much better than the hotel rates. Check this Visa page for more information regarding this service for Visa holders. AFAIK, ...


24

In short: no. Mostly, credit card acceptance in Germany is still the exception rather than the norm. There are a couple of places, however, where you can expect at least Visa and MC to be accepted, most notably ATMs and gas stations. Be prepared to pay in cash everywhere else.


24

Tourists planning to visit the UK can actually buy a Visitor Oyster card in their home countries, if they live in one of 24 countries where local travel agents sell the cards. For instance, people in the US can visit Rail Europe or VisitBritain Shop to purchase a Visitor Oyster card before leaving. If you aren't in one of those countries, the TfL Visitor ...


24

One thing that stood out immediately to me (and it was mentioned by Gayot) is that emergency travel documents are given to citizens for travel to their country of citizenship and not to a foreign country. There are some exceptions (like refugees and asylum seekers - but these do not apply to you). I have been flown in to another country for interviews ...


21

In continental Europe, use cash, nothing else. That's a simple rule you should follow, all other discussions are a distraction. There are some differences between countries but generally speaking tipping on the credit card is highly unusual, in most countries you won't find any routine way to add a tip on the bill and many people will not know what to do if ...


21

As far as the law goes, you can be denied a visa for (almost) any or (almost) no reason, including if the consular officer doesn't like the color of your tie. Whether you will be denied a visa for having unpaid credit card debt is therefore not an objective science, but probably not. The consular officer's task is to reject people who would attempt to ...


21

Contact your credit card issuer, and ask for a second card on your account with your wife's name printed on it. Most credit card companies will happily do this.


20

UK Credit Cards I have a UK credit card and have had mixed results using my card at the pump. Sometimes no ZIP code is asked for and it works fine. Also, sometimes entering 00000 does work (I'm guessing because it's not subsequently using the ZIP code entered). In about 80% of cases, though (and it does seem to vary as to where in the US you are), I've had ...


20

If you try and use the contactless Oyster twice in a row (ie to let a second person through on your card) for a trip from A to B, it'll error. You're required to touch out first before you can touch in again, and then the first person wouldn't be allowed to travel as they've touched out at A. Source: TFL official site: Number of people using an Oyster ...


17

One option would be to bring cash with you, convert it to Iranian currency and then buy something called "Gift Card" from a bank. You can easily obtain them from most of the well-known banks without having an account. You can use these cards to buy stuff almost anywhere within the country. They are also password protected and only the owner can use them. In ...


17

The classical way to go about this is to leave cash on the table. Your receipt will usually come in either a receipt-wallet (left), or a small plate of some kind (right): After you pay for the meal, drop the tip in there. Usually this means that the waiter who attended you will collect the tip, before clearing the table for the next customers. You can ...


16

German Credit Cards I've had mixed results with German credit cards. Since we also have 5 digits ZIP codes, the match should be fairly easy. However, on some occasions it worked perfectly, while on others it didn't and I had to see the cashier. All in all, there doesn't seem to be any kind of rule or system - at least not to me.


16

First of all, it depends on why your card is retained. I can think of at least three common situations: You have entered a wrong PIN too many times. Your issuing bank has decided to cancel and retain your card, e.g. because you have exceeded your credit limit and they want to prevent you from charging the card at "offline merchants". This may of course be ...


16

One Person per Journey for all Contactless Methods To add on to @MarkMayo's answer, the same rules apply for payment across all contactless methods (Oyster and Contactless-card): you can pay for only one person per journey with contactless methods. Quoting from TFL's website on the topic: Touching in and out [...] Like Oyster, you can only pay ...


16

Credit cards are definitely NOT widely accepted in Japan. It was slightly better than I'd heard - I'd heard not at all, but I went last year (including Osaka). Essentially, it was easiest to take some cash (As much as you're willing to have on your person), and then go to either a post office or 7-Eleven shops - they have ATMs that allow you to use foreign ...


15

I don't quite understand why you're "shocked" at the cancellation fee or why you find it "outrageous"? When you reserve a hotel, you make a promise to show up, and the hotel promises to give you a rate that's cheaper than usual. If you cancel, the hotel gets no money from you and is left scrambling to fill that room, which is why cancellation fees are used ...


14

In general, when using your card abroad you get charged (some) of the following fees Currency exchange fee A fee levied by your bank for using your card abroad A fee levied by the ATM operator In your case (1) will not apply because the currency is the same, but (2) and (3) might still apply. (2) you need to check with your bank, and you should be ...


14

Per http://ec.europa.eu/internal_market/payments/crossborder/index_en.htm cross-border payments in Euro within the Eurozone must not be treated differently from national (inter-bank) transactions in Euro. This also applies to ATM fees. This means that your bank is only allowed to charge fees similar to those for national ATM use at another bank. Examples ...


14

When paying for a purchase, be sure to make the cashier aware that you are using a U.S. style credit card which requires them to swipe the card and for you to sign for the purchase. Although U.S. style credit cards are no longer issued in the United Kingdom and Ireland, most cash registers are still equipped to process transactions this way. You may, ...


13

Edit: There is an interesting question over at money.stackexchange.com explaining that US-issued magnetic stripe credit cards do not work in many european machines that require the card to have a chip: Sometimes it works, more often it doesn't. I challenge you to buy a train ticket from a machine anywhere in Europe. It was particularly unnerving ...


13

TL;DR: You need liability insurance with a high limit. Your credit card won't get you that. Try to get your liability insurance from home, and failing that buy it at the rental desk. Your credit card might help you if you wreck the rental car, but read the fine print if you are relying on your credit card for that. You Need Liability Insurance (from ...


13

In the Netherlands, Belgium and Germany its very common to tell the waiter, make it (Price+ Price * 5-10%) euro. Then they will simply input this in there credit card reader, and it get's sorted at the end of the day. (Your tip is divided along all staff working during your visit.) Source: I live in The Netherlands close to the Belgium and German border, ...


13

Qualifier: I live in Tokyo. All the large stores, especially the major electronics retailers and any international-level hotel, will accept most credit cards. American Express is certainly the least popular, if you can obtain a Visa you'd have very few problems. Smaller stores, almost all restaurants under $50/plate (and some that are over), and the ...


13

If the hotel's not responding to your request to change the rate, there's not much you can do to get a lower rate. Their "best available" pricing is generally just a marketing term saying that this is the best price we have available to the general public, right now. (It's not even necessarily the cheapest due to things like corporate contracts or other ...



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