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28

Canadian Credit Cards Many fuel dispensers in the USA (for sure in Hawaii, apparently elsewhere in the USA as well) accept the numbers-only from the postal code of a Canadian billing address followed by two zeros. So, if your Canadian billing address is right beside Schwartz's Deli in Montreal where the postal code is H2W 1L2, you would enter '21200'. ...


24

If you pay by Dollar (or home currency) The hotel will add a charge for this, hence you will be paying more. If you pay by local currency the exchange rate will be decided by the credit card company or bank. These exchange rates are much better than the hotel rates. Check this Visa page for more information regarding this service for Visa holders. AFAIK, ...


23

First of all, it doesn't matter where you're flying from. What really matter is what airline you are flying with, so the short answer is: it depends. Some airlines, in an attempt to fight frauds, may ask you to show the card and if you fail to do so they CAN refuse to embark you. I once flew Royal Jordanian from Milano Malpensa to Amman and I was asked to ...


22

Try a credit union. Many of them boast surcharge-free ATMs. Lots of smaller banks don't collect surcharges either. Those that don't often will have a big sign saying so near the ATM. The Credit Union National Association, the Independent Community Bankers Association and The Co-Op Network all have ATM locators on their Web sites. Ask for cash-back when ...


15

UK Credit Cards I have a UK credit card and have had mixed results using my card at the pump. Sometimes no ZIP code is asked for and it works fine. Also, sometimes entering 00000 does work (I'm guessing because it's not subsequently using the ZIP code entered). In about 80% of cases, though (and it does seem to vary as to where in the US you are), I've had ...


14

In short: no. Mostly, credit card acceptance in Germany is still the exception rather than the norm. There are a couple of places, however, where you can expect at least Visa and MC to be accepted, most notably ATMs and gas stations. Be prepared to pay in cash everywhere else.


14

In general, when using your card abroad you get charged (some) of the following fees Currency exchange fee A fee levied by your bank for using your card abroad A fee levied by the ATM operator In your case (1) will not apply because the currency is the same, but (2) and (3) might still apply. (2) you need to check with your bank, and you should be ...


14

First of all, it depends on why your card is retained. I can think of at least three common situations: You have entered a wrong PIN too many times. Your issuing bank has decided to cancel and retain your card, e.g. because you have exceeded your credit limit and they want to prevent you from charging the card at "offline merchants". This may of course be ...


13

One option would be to bring cash with you, convert it to Iranian currency and then buy something called "Gift Card" from a bank. You can easily obtain them from most of the well-known banks without having an account. You can use these cards to buy stuff almost anywhere within the country. They are also password protected and only the owner can use them. In ...


13

Per http://ec.europa.eu/internal_market/payments/crossborder/index_en.htm cross-border payments in Euro within the Eurozone must not be treated differently from national (inter-bank) transactions in Euro. This also applies to ATM fees. This means that your bank is only allowed to charge fees similar to those for national ATM use at another bank. Examples ...


12

I would be very surprised if you managed to find an ATM that did not charge you a fee. US card holders are also charged fees if we use an ATM that is not the same bank as our card. Then we usually get a fee from both banks: the ATM's and our bank (for not using one of their ATMs). Some non-US banks that branches in the US; I think that would be the only ...


11

If only need a "OV-chipkaart" for the train, you don't actually need one. can just order the train tickets online and print it at home on paper. If you need it for the busses, metro, and tram, you indeed need to charge it. Personally I have a OV-chipkaart which is connected to my train reduction card. For about 50 euros per year, you get 40% discount on ...


11

I have a friend of a friend who used a prepaid AMIGO TRAVEL CLUB card in Cuba. They are a bank in Antigua and he was able to open an account online as an American citizen. I think this also involved e-mailing them a copy of his passport and driver's license. Once the account is open, you can charge the account by wire transfer from your bank and then ...


11

German Credit Cards I've had mixed results with German credit cards. Since we also have 5 digits ZIP codes, the match should be fairly easy. However, on some occasions it worked perfectly, while on others it didn't and I had to see the cashier. All in all, there doesn't seem to be any kind of rule or system - at least not to me.


10

Some airlines do some silly restrictions, Check this FAQ: Can someone else purchase and pay for my ticket on line?. They do this to fight unauthorized usage of credit cards. It is silly because you can buy the same airline ticket from other airline tickets website without this credit-card restriction.


10

You're confused: requiring the expiration date and the 3- or 4-digit code at the back has nothing to do with being a “US credit card”. Girocard is a German payment network. It can only be used to pay for things in Germany. You can't use it in other countries, European or otherwise. Many Girocard cards are simultaneously Maestro or V PAY cards. Those are ...


10

Yes. Absolutely. Almost all that you mention and tips can be paid using credit cards in almost all of the USA. SFO is a major metro and I cannot think of any establishment which will not happily take your money in the credit card format. It helps to keep a few bucks in cash and the only areas that I think you will require cash for are : Alms : If you love ...


10

TL;DR: You need liability insurance with a high limit. Your credit card won't get you that. Try to get your liability insurance from home, and failing that buy it at the rental desk. Your credit card might help you if you wreck the rental car, but read the fine print if you are relying on your credit card for that. You Need Liability Insurance (from ...


9

What Mark Mayo said is basically correct. Some other tips/notes: You should have no problems making purchases with a credit card in any petrol station in Bulgaria. Same applies to international chains such as McDonalds, Subway, Billa, Metro, Lidl etc. Coffee shops, bars and restaurants, as well as clothing and apparel stores will usually accept credit ...


9

Another issue is if your card supports EMV (known in the UK as Chip and Pin), which many US cards (and from some other countries) don't support. You may have issues, especially in Europe, if your card doesn't support EMV (i.e. doesn't have a suitable smart chip on it). You're normally OK in hotels and very touristy shops, but outside there you may find your ...


9

At check-in, it's the name on the ticket that matters. They don't care how you booked it, or who booked it. What does matter is that your full name is the same in your passport as on the ticket. So if your friend is booking it for you, he needs to make sure he gets your name exactly the same as in your passport. From Changi Airport, Singapore's main ...


9

According to the online instructions (English or Dutch), you can only pay with iDeal, which is a system for online bank transactions in the Netherlands. From this, I conclude that it is not possible to pay with credit card (this is surprising to me) and thus not without a Dutch bank account. Additional info: online tickets are not cheaper in the ...


9

It is indeed impossible to buy tickets online at the website of the Dutch railways. One exception is maybe the international subdivision HISpeed, but only if your journey involves crossing a border. You could though buy your Dutch railway tickets online at the Belgian Railways. They use the same booking systems, and the online tickets have the same format. ...


8

Edit: There is an interesting question over at money.stackexchange.com explaining that US-issued magnetic stripe credit cards do not work in many european machines that require the card to have a chip: Sometimes it works, more often it doesn't. I challenge you to buy a train ticket from a machine anywhere in Europe. It was particularly unnerving ...


8

I've been living in Europe now for about 5 years but still make the bulk of my income from the US (where I'm from). I have tried many US banks and all the debit cards you can imagine. Most promises of low transaction fees and hassle-free transactions are lies. Here's what I've learned. Bank of America (BofA) I used BofA for all my ATM transactions for 2 ...


8

As far as I'm aware it's just not possible. Visa and Mastercard seem to always have the most coverage, Visa usually more often. However, take Uzbekistan for example. Yesterday morning in Nukus, there were no ATMs. All banks but one only accepted Visa, and none took Cirrus or Plus cards. And only one bank took Mastercard. Today in Khiva, there's only ...


8

Check with your bank to be sure, but I would say Yes. I use the Bank of Nova Scotia, and since it's part of the Interac network, I can go to a CIBC or Bank of Montreal machine (or a white label machine in a convenience store) and get cash. The other bank tacks a service charge on which can be 1.50 or 2.00. I would think at a minimum you will be treated the ...


8

Having visited South Africa last year (Johannesberg and Cape Town), I had zero issues using an Australian-issued MasterCard credit card and Visa debit card. This was used in restaurants, hotels, tourist attractions, ATMs, etc. We travelled with no Rand and got out a couple of hundred dollars in Rand from an ATM in the airport on arrival. I've found that ...


8

There's really two answers to this question - the answer that normally applies, and the real answer that rarely applies... Whenever you purchase a ticket with United, during the process it will often advise you that "The credit card used for this purchase must be available at check-in". In theory at least, if you are unable to provide the credit card then ...


8

I have had this issue a number of times, especially with BA. I send my children to their grandparents in the UK and booking online with a credit-card. On the website it says that the card must be shown when checking-in. This would be ok outbound when I bring them to the airport but problematic on the way back. I rang and asked if the card must be shown which ...



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