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1

The best in Prague is exchange.cz for exchange rates hands down. However, top tip: If you need to quickly break a 10,20 euro note, any Tesco or Billa or lidl supermarket takes euros, usually at exactly the bank rate. Buy a can of coke, mars bar, etc and pay with your 10 or 20 euros- you will get back the rest in change, CZK, at the current exchange rate, ...


1

My American debit card has been inserted into ATMs in at least twelve European countries. It has zero surcharge (one reason I choose it, I use a different card inside the USA). I generally travel with about $200 US for an emergency if an ATM can't be found. Then I withdraw the equivalent of $200–$300 in local currency. The only place I have had trouble ...


4

I recently did a trip to the Netherlands (for the first time) to a professional conference and I faced the same dilemma. How much cash to carry? Here is what I found out: I initially thought that I would be hit by a lot of high rate fees on both my debit and credit cards. Then I thought, what if I am stuck somewhere that doesn't accept my card? It turns ...


2

He should carry about as much cash as he normally carries at home. And, with the outrageous 8% fee your bank charges for changing money, he should just get that cash from an ATM in the Netherlands (e.g., at the airport), unless you find that your bank charges an even more outrageous fee for using ATMs abroad.


3

I haven't been to the NL that often yet, but credit cards should work in most places and even if not, debit cards do almost everywhere. However, I strongly suggest to always have around 50 to 100€ per person in cash on you; after all, you never know... Here in Switzerland the EFT system broke down for some hours recently. In such a case it's always good to ...


18

I think you are overreacting to the credit card charges. A 1% transaction fee is small, most credit cards charge 3%. Also, most credit cards give a very fair currency exchange rate. Even if you spend $1000 on the credit card during your trip, that only amounts to an additional $10. Enjoy the trip, take only a small amount of cash, and use the credit card ...


6

If I travel to a destination in Europe that is outside the UK (my home base), I take 100 Euro in cash. There's no need for more because ATM's are available. If I go outside the EEA, like to the US or Africa, I take 200 in Sterling and the equivalent of 100 dollars in local currency (like Canadian dollars for example). My rationale is that if more cash is ...


9

'How much to carry' is very personal and individual. Some will buy lots of souvenirs, others will want to splash out on restaurants. Then there's cabs and the like as well. Consider looking into just withdrawing on your ATM card in Europe. Almost all countries there will support it, and depending on your bank fees, it may be a reasonably economical way of ...


2

To get enough money to cover your immediate needs, see When traveling to a country with a different currency, how should you take your money?. TL;DR: Get a debit card with low fees, withdraw from ATM. For larger amounts, open a local Swedish bank account, then use an online currency broker: you transfer R$ to their Brazilian account, they convert the money ...


4

It depends entirely on what country you hold your American Express card in If you have a UK card, you have three different options! Via Avios, to Eurostar frequent traveller points, or direct bookings. It's a complicated enough situation that I ended up writing a series of blog posts on it. Depending how far in advance you book, a standard class return will ...


2

It depends on your country. Looking at the US membership rewards catalog, the Travel category allows bookings on flights and cruises, while the Car & Rail category includes only rental cars and Amtrak (US rail) gift certificate. Looking at the French membership rewards catalog, you can get a round-trip (no one-way possible) with 19000 points So you can ...


6

I think 6% is not too too bad as a fee for spending money. What I do not really understand from your question is that you seem to expect to create this "travel money card" in Amsterdam when you arrive. And how do you expect to pay for it? In other words, if you can pay a large amount in Amsterdam to buy a prepaid debit card (because that's apparently what it ...



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