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The worse thing that can happen is having to pay for the treatment yourself, possibly at some inflated/non-regulated price. A slightly less serious problem is having to pay the regular price out of pocket, with a lot of paperwork to recover (some of) the money. I don't think you could be refused treatment for an emergency in the EU countries I know. Also ...


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Yes you do need one. As someone from the UK who had to use a doctor in Spain, you will be presented with an estimate of charges which you will need to pay by credit or debit card before treatment begins. The initial consult with a GP can cost several hundred pounds before any real treatment happens. I made sure we had EHIC cards as soon as we got home, and ...


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In Italy every car must have a third-party liability coverage. It is named "RCA" (Responsabilità Civile Auto) and should be included in every rental without extra charge, but maybe with minimal coverage cap required by law. RCA doesn't cover injuries of driver. In addition, when you hire a car, as a general rule, there is an insurance that limit the ...


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You mentioned you booked holiday a year in advance, but when did you purchase your travel insurance? You cannot purchase travel insurance a year before you travel, so I guess it depends on whether you were pregnant before or after purchasing your travel insurance. This site ...


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Most trip cancellation insurance is designed to cover for unexpected occurrences, accidents, illnesses, etc. Pregnancy on the other hand is often considered a controllable occurrence. While some pregnancies are unexpected, those become more of a "we didn't you did" argument and the insurance company usually wins. Buried deep within the terms of your ...



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