Hot answers tagged

20

Coverage is specific to each policy which can vary greatly for each country so it is hard to generalise, but I'll generalise anyway and hope it helps. As you mentioned, there are broadly two types of insurance that you need to consider: collision - which covers damage to the vehicle; and liability - which covers damage you may inflict to others. Since ...


16

Those machines seem to have been quite common. Here is a photo of one: There were even patented, but unfortunately the patent does not reveal the financial background. From this court case however, you can read about the process of making such a purchase: The policy set out across the top the following specifications: "Do Not Purchase More Than a ...


15

1 to 3 months is not too long term to get travel insurance. Many insurance companies offer travel insurance and there are many options depending on what you want covered, how much you want to cover it for, and the duration of the coverage. Your travel agent might only suggest one company though which may not be the cheapest or best. They seem to have some ...


15

Most travel insurance policies will cover delayed or missed flights, but you need to read the fine print very carefully to find out exactly what they will cover and in what situations, as it varies dramatically between policies. Most policies will only cover instances where the missed flight was beyond your control. eg, they may cover your train breaking ...


15

Here are some airlines that mention refund upon visa refusal: UIA KLM Air France China Southern "Most Russian airlines" Looking at the fare rules for a sample of airlines, I see the following text in a sample Air China fare regarding refunds: WAIVED FOR TICKETS ISSUED AND ORIGINATING IN CHINA IN CASE OF REJECTION OF VISA. And a sample Qantas fare:...


14

TL;DR: You need liability insurance with a high limit. Your credit card won't get you that. Try to get your liability insurance from home, and failing that buy it at the rental desk. Your credit card might help you if you wreck the rental car, but read the fine print if you are relying on your credit card for that. You Need Liability Insurance (from ...


13

Answering my own question because this took a lot of legwork: We found precisely two insurers who cover travel beyond 26 weeks. (Only for uncomplicated births: no multiples (twins), no IVF.) Columbus Direct offers coverage up to 36 weeks in some countries. However, if you're based in Australia, their limit appears to be 30 weeks, and that requires an ...


13

Travel health insurance is not mandatory for people who do not need a visa to enter the Schengen area (including people from annex II countries like Brazil and people from other countries who hold a residence permit from a Schengen country). The travel medical insurance requirement is defined in article 15 of the Schengen Visa code and then mentioned again ...


12

If you believe the UK MotorInsurers'Bureau page on the green card the green card is not necessary within the EU if the car is registered and insured in the EU: I have been told that a Green Card is not necessary for travel in Europe. Is this true? It is correct that a Green Card is not required by law to cross borders within the European Union. This ...


11

Caveat up front: I have not yet actually done this, but I am planning a long trip of this sort myself and have been researching this question in depth. The key thing to know is that there is a significant difference between "travel" health insurance and international health insurance. The former is designed as a supplement to the full coverage you have at ...


11

You don't need US driver's license, just your national one. Some of the insurances are mandatory, some are optional. This article on WikiTravel gives a good overview. Details differ between different rental companies, so read the fine print on their web sites. You usually have to be 25 or older and need a credit card.


11

There are several kinds of travel-related insurance, sometimes sold as a package, sometimes separately: Travel health insurance: Covers healthcare costs if you have an accident or fall ill during a trip abroad. This type of insurance is mandatory to get a Schengen visa (but if you reside in a Schengen country or are otherwise exempt from the visa ...


10

The bad news is: it's such a broad topic & there are so many insurers out there that it's very time consuming to understand which insurances are actually "good" for you. The good news is: I had the same problem & did loads of research, so read on! Regarding health-related insurances, you are looking for what is usually called an "international ...


10

I am General manager of a leading online Motorhome booking agency based in New Zealand called Motorhome Republic, so know a bit about excesses and bonds and CDW options on Motorhome and Camper hire in New Zealand as we deal with all of the companies. As you have found all of the Motorhome companies like to play with excess and bond levels and set them very ...


10

I imagine it would depend almost entirely on the wording in the PDS. If the insurer uses a term like "war zone" they should be defining it somewhere. Otherwise, contact them for clarification on the specific regions you're travelling too. That said, none of the insurers I've looked at use the term. They only talk about harm caused by war or military ...


10

It depends on the terms of your travel insurance. Usually these insurances include some extras that are not covered by EHIC. Here is a non-exhaustive list of services they can offer, and that are not offered by the basic insurance: Repatriation services, including repatriation by plane. Services for family members. If you get sick during the holidays, ...


10

In Germany and Austria the drivers insurance will always(1) cover you, no matter if the driver is making profit from the ride or not. I guess this will be similar in other EU countries, though the amount of cover might differ. In case the driver is violating his insurance terms e.g. by doing for profit rides, the insurance will then try to get their money ...


9

I'll try to answer all of your questions. First of all the insurance: there is a good chance that it will be valid in all countries you travel through, but I would ask before at your insurance company to be on the safe side. Then it is a good idea to take your insurance paper with you. I know in most countries (or all EU countries at least) this is not ...


9

If you use credit cards, then you should check into the member benefits (if any) associated with that card because your credit card company may automatically provide some sort of flight insurance / baggage protection if you purchase the plane ticket using that card. For example: American Express Travel Insurance Options MasterCard Benefits Visa Signature ...


9

Certainly it depends on the company, but it is common to include popular holiday destinations that are close to Europe (such as Morocco and Egypt) within their Europe cover to be competitive. As an example, The AA includes any country with a Mediterranean coastline as part of its Europe cover. The Republic of Ireland, The Continent of Europe West of the ...


9

I found a statistic for you that lists the average medical evacuation cost for at least some countries: http://blogs.squaremouth.com/travel-advice/medical-evacuation-statistics-from-travelex-and-on-call-international/ As you can see, you have to be prepared for some 10,000 USD.


9

Oh I know this pain. As a citizen you can presumably count as a permanent resident (as you've not officially emigrated to any other country) of Australia, meaning that you could look at the policies of World Nomads Travel Insurance. I used them during a similar period in my life (Kiwi here).


9

As you say, Monaco is part of Schengen Area, which means there are no internal border controls between Monaco and its only neighbour (France). So you certainly do not need a visa. No one's even going to look at your passport. Quoting Wikipedia: Monaco has an open border with France. Schengen laws are administered as if it were a part of France [...] ...


9

On about the 5th attempt, I found some useful stuff with searches based on "travel insurance against foreign office advice". This kind of insurance is sometimes called "high risk travel insurance" or "war and terrorism travel insurance". Travel Insurance Center has a handy compare tool for high risk travel insurance that lists about 6 providers and ...


9

The cancellation fee would have to be in their terms and conditions, otherwise they're pulling a number from thin air. Demand to see a written document which you previously signed (on check-in usually) which would indicate these terms. They can't make up terms as you go. If you agreed to something in the terms, however, then yes, that's the agreement you ...


9

From the NHS Information for visitors to England site: The NHS is a residence-based healthcare system .... Hospital treatment is free to 'ordinary residents' of the UK. But if you are visiting the UK – to stay with family, on business, as a tourist, or if you are living here without proper permission – then you are likely to be charged by an ...


9

How long should I wait? According to the FAQs on their website, you should have received the insurance certificate immediately after payment: Q: How do you send the proof/certificate of insurance? A: The mandatory insurance certificate is sent by e-mail immediately after payment. You just need to print it. Since it's not uncommon for auto-...


9

Australia has Reciprocal Health Care Agreements with: New Zealand United Kingdom Republic of Ireland Sweden Netherlands Finland Italy Belgium Malta Slovenia Norway These agreements mean: Australian residents can get help with the cost of essential medical treatment when visiting these countries Full information about Reciprocal Health Care ...


9

It is indeed true that you can buy insurance at the border when entering Kosovo. The reason being that Kosovo is not a member of the Green Card system. The Kosovo Insurance Bureau has a page on border insurance listing the border entry points where you can purchase insurance: There are a total of 13 points of sale for border insurance policies, namely: ...



Only top voted, non community-wiki answers of a minimum length are eligible