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21

Yes - it does increase the risk of identity theft, however for most successful identity thefts, the attacker would need various other bits of information as well. The best way to think of it is that every piece of information about you an attacker has, the less effort he has to expend to impersonate you. Once an attacker can impersonate you they could ...


12

A passport copy can often contain sensitive information such as date of birth which can be used to access other sensitive information such as bank accounts. However, most transactions where you need to get in touch with customer care to get access will also require additional details such as secret passphrases, PINs, address information, or account numbers - ...


9

The info I got from hotel showed that it charged $1 to my card This is an authorization rather than a charge; it indicates that the hotel checked to see whether your card was valid, but does not tell you whether they submitted an actual charge. As it is only a dollar it will have no practical effect and you should expect it to "fall off" on its own. ...


8

You don't indicate in which country or at which institution the card account is held, or what type of card it is. All of these factors may affect your liabilities. (For example, your liability on a lost/stolen U.S.-based credit card is up to $50 if the loss or theft of the card is reported after transactions have been made. But your liability is $0 if only ...


7

This rather more than a "shopping answer", hopefully. How to determine if Jade is genuine: This webpage provides an excellent discussion of types of genuine jade and of non genuine alternatives. This page is also very useful Excellent characteristics table for Jade and other materials. A pocket spectrometer is possibly a really good tool. These are ...


5

I would call your credit card helpdesk for advice. I had a similar issue some time ago and disputed the transaction. That resulted in a reimbursement and a request to the seller (in you case that would be the hotel in the US) to prove that I approved the initial payment with either my signature, official ID or PIN authorized transaction. Usually transactions ...


5

It depends on whether or not you have internet access. If you do, then you have the wealth of information on the internet to help you: As you asked "what to do if you arrive at your destination after a long journey only to learn that your intended accommodation, is either overbooked or non-existent." that means you will have probably less than 12 hours ...


5

May I add these two sites: AirBnB is for renting between individuals and has a lot of last minute deals. CouchSurfing is for hosting people by other people, so worse comes to worse there is a last minute section there!


3

File a criminal charge against an unknown person with the country authorities. Germans DO take those things seriously.


3

To claim for delayed flights compensation in the EU under (EU rule 261/2004) should only cost the price of a stamp to your airline. You should not pay a 3rd party company to do this for you. There are some very helpful tips that are provided by Martin Lewis (The Money Saving Expert) in the UK which I followed and were successful in my claim. I presume it is ...


3

There is an app that integrates with Dropbox that encrypts your data, so that you get the convenience of having it everywhere but much more difficult to steal. It's called BoxCryptor, check it out. I have my passport and some insurance stuff on there as a backup.



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