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20

Yes - it does increase the risk of identity theft, however for most successful identity thefts, the attacker would need various other bits of information as well. The best way to think of it is that every piece of information about you an attacker has, the less effort he has to expend to impersonate you. Once an attacker can impersonate you they could ...


19

If you paid by credit card, dispute the invalid charge immediately with your credit card company/bank and let them handle it. You'll get the money back quickly, and it becomes their problem from then on. If you did not pay by credit card, things get more difficult. If you're still in Thailand, contact the Tourist Police, who should be able to help you ...


11

A passport copy can often contain sensitive information such as date of birth which can be used to access other sensitive information such as bank accounts. However, most transactions where you need to get in touch with customer care to get access will also require additional details such as secret passphrases, PINs, address information, or account numbers - ...


10

The info I got from hotel showed that it charged $1 to my card This is an authorization rather than a charge; it indicates that the hotel checked to see whether your card was valid, but does not tell you whether they submitted an actual charge. As it is only a dollar it will have no practical effect and you should expect it to "fall off" on its own. ...


8

Reading through the information on the Happyrooms website, it seems there are two booking options involving credit card, one where you pre-pay Happyrooms in full when you book, the other where they forward your card as a guarantee to hold the room and the hotel will bill the card direct during your stay. Without knowing which option you used and for how ...


8

You don't indicate in which country or at which institution the card account is held, or what type of card it is. All of these factors may affect your liabilities. (For example, your liability on a lost/stolen U.S.-based credit card is up to $50 if the loss or theft of the card is reported after transactions have been made. But your liability is $0 if only ...


7

This rather more than a "shopping answer", hopefully. How to determine if Jade is genuine: This webpage provides an excellent discussion of types of genuine jade and of non genuine alternatives. This page is also very useful Excellent characteristics table for Jade and other materials. A pocket spectrometer is possibly a really good tool. These are ...


5

It depends on whether or not you have internet access. If you do, then you have the wealth of information on the internet to help you: As you asked "what to do if you arrive at your destination after a long journey only to learn that your intended accommodation, is either overbooked or non-existent." that means you will have probably less than 12 hours ...


5

May I add these two sites: AirBnB is for renting between individuals and has a lot of last minute deals. CouchSurfing is for hosting people by other people, so worse comes to worse there is a last minute section there!


5

I would call your credit card helpdesk for advice. I had a similar issue some time ago and disputed the transaction. That resulted in a reimbursement and a request to the seller (in you case that would be the hotel in the US) to prove that I approved the initial payment with either my signature, official ID or PIN authorized transaction. Usually transactions ...


3

To claim for delayed flights compensation in the EU under (EU rule 261/2004) should only cost the price of a stamp to your airline. You should not pay a 3rd party company to do this for you. There are some very helpful tips that are provided by Martin Lewis (The Money Saving Expert) in the UK which I followed and were successful in my claim. I presume it is ...


3

There is an app that integrates with Dropbox that encrypts your data, so that you get the convenience of having it everywhere but much more difficult to steal. It's called BoxCryptor, check it out. I have my passport and some insurance stuff on there as a backup.


3

File a criminal charge against an unknown person with the country authorities. Germans DO take those things seriously.


2

@kenorb Hi, my name is Artem, I actually work at Happyrooms. Found this post occasionally. I'm extremely sorry for this issue. Here is the list of things I will do: Could you please write me your booking # or first and last name — I'll make sure we refund you. I'll make sure we block this hotel sales on our website. I'll make sure our Spanish partner ...


1

The first thing to do is to identify the issue and where is a bottleneck: call each side to ask what's the situation, remember, that hotel can't keep your deposit without reason, if the hotel waiting for agency, call or e-mail the agency and if they're disregarding you, ask for their name and demand to talk with manager right now (or ask when they will ...



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