Hot answers tagged fees-and-charges
15
Try a credit union. Many of them boast surcharge-free ATMs. Lots of smaller banks don't collect surcharges either. Those that don't often will have a big sign saying so near the ATM. The Credit Union National Association, the Independent Community Bankers Association and The Co-Op Network all have ATM locators on their Web sites.
Ask for cash-back when ...
14
In general, when using your card abroad you get charged (some) of the following fees
Currency exchange fee
A fee levied by your bank for using your card abroad
A fee levied by the ATM operator
In your case (1) will not apply because the currency is the same, but (2) and (3) might still apply. (2) you need to check with your bank, and you should be ...
13
Per http://ec.europa.eu/internal_market/payments/crossborder/index_en.htm cross-border payments in Euro within the Eurozone must not be treated differently from national (inter-bank) transactions in Euro. This also applies to ATM fees.
This means that your bank is only allowed to charge fees similar to those for national ATM use at another bank.
Examples ...
12
I would be very surprised if you managed to find an ATM that did not charge you a fee. US card holders are also charged fees if we use an ATM that is not the same bank as our card. Then we usually get a fee from both banks: the ATM's and our bank (for not using one of their ATMs). Some non-US banks that branches in the US; I think that would be the only ...
12
Within the United States, the answer depends a bit on when and where you are picking the car up and when and where you are dropping it off.
Shopping around
The obvious first step is to search as broadly as possible and to be as flexible as possible. Compare rates at Kayak, VroomVroomVroom, and other comparison sites.
Planning the trip
Sometimes, the ...
10
No, you will not need to pay any additional fees.
Any applicable airport tax will be included in your ticket and is irrelevant to whether you spend the entire 6 hours inside Schiphol's security zone or if you use some of it to venture outside the airport.
It is entirely at your discretion how you spend that time. Just make sure you are back in time to ...
9
Yes indeed, most US airlines charge for all check baggage. There are exceptions if you have "status" with either the airline themselves or with any of their affiliated airlines (eg, Star Alliance, OneWorld, etc), or if you're flying in First Class, or if you're connecting from an international flight, or if you have one of their pay-for credit cards, but ...
9
A good question, and yes, you are correct. A few things to understand:
The Entry Reciprocity Fee is ONLY charged at SCL. It applies (differently) to citizens of Albania, Australia, Canada, the United States, and Mexico.
Other citizens don't have to pay. (Yay for the Kiwi passport!)
The receipt for payment of the reciprocity fee is attached to your ...
9
According to http://www.tfl.gov.uk/roadusers/congestioncharging/ , you can call them at (UK) Tel: 0333 200 1000. I can't find a form matching your exact enquiry online. You can pay a penalty online (when you get the penalty form), or you can pay in advance, but I don't see a way to see 'Is there a penalty I owe I haven't found yet?'
Short answer, you ...
8
Check with your bank to be sure, but I would say Yes. I use the Bank of Nova Scotia, and since it's part of the Interac network, I can go to a CIBC or Bank of Montreal machine (or a white label machine in a convenience store) and get cash. The other bank tacks a service charge on which can be 1.50 or 2.00. I would think at a minimum you will be treated the ...
8
The reciprocity fee is currently US$160 for US citizens, and can now be paid online in advance via the website http://www.migraciones.gov.ar/accesibleingles/. There is a PDF guide on paying the fee available here (The entire guide is in English except for the country name of the US, which is in Spanish - "Estados Unidos")
Not surprisingly, this matches the ...
7
I've been living in Europe now for about 5 years but still make the bulk of my income from the US (where I'm from). I have tried many US banks and all the debit cards you can imagine. Most promises of low transaction fees and hassle-free transactions are lies.
Here's what I've learned.
Bank of America (BofA)
I used BofA for all my ATM transactions for 2 ...
7
Is the reciprocity fee for US citizens only charged if you arrive at Santiago International Airport?
Officially I believe the fee is payable no matter how you enter the country, however the simple truth is that it's only collected at Santiago International Airport, and it's only collected on arrival.
If you do not enter via SCL, then you will NOT have to pay the reciprocity fee - regardless of how you do enter the country (land, water, or air via another ...
6
When leaving Lima
If you are flying out of Lima internationally, the airport tax is
US$31, US$7.40 for domestic flights. As of January 2011 this tax has
been rolled into the purchase price of the tickets at this airport.
Ensure you receive a sticker on the back of each ticket from the
check-in counter to attest to this at the security checkpoint.
...
6
In general, there's no price difference for checking in at the airport or via any other means, although there can be price differences for other services (eg baggage charges) depending on where you pay for them - more on that below.
There are, however, a small number of exceptions in the form of Low-Cost Carriers (LCCs) who are interested in squeezing every ...
6
While they shouldn't have lied like that you legitimately missed your flight anyway. Airlines always require you to be at the gate some number of minutes before the flight, usually at least 10.
Departure time is when they plan to actually move the aircraft. They have to get everyone seated and all the luggage stowed, the last possible boarding has to be ...
5
I found it hard enough finding an ATM in Vancouver that would even ACCEPT my card (or my friend's). However, keep an eye out for HSBC ATMs, they seemed to be the ones guaranteed to take both my UK and New Zealand credit/debit cards.
Failing that, any 7-11 never failed to accept my cards. And yes, some do charge extra fees.
(This was last month - was ...
5
There are some pairs of banks across the world which apparently have agreements not to charge each other's customers extra fees.
I work in tourism in Australia and some travellers tell me if they go to bank XYZ they can avoid fees.
As an Australian travelling overseas I am not so lucky.
But check with your bank in your country whether they are part of ...
5
Yeah, same story here, but i think i got only charged ~1.50 - $2 earlier this year (Arizona, Utah, Oregon, Idaho, Washington).
My strategy was to just take out fewer, larger amounts what would last me a week or so and pay with credit card for expenses > $50 like grocery shopping, gas stations, motels etc.
But ask yourself how much money you would really ...
5
I'm quite sure that within the Eurozone, the cost of international Euro withdrawals are not allowed to exceed the cost of national Euro withdrawals (when using regular bank cards and regular banks). So, the maximum you can get charged is what you get charged at home.
I did a quick search, this Wikipedia page seems to back this up:
...
5
You will get everything back if this is a trusted dealer and your cancellation gets through; booking.com is quite trusted! You also get protection through EU legislation if there is a problem with your provider and you paid with your credit or debit card.
If you are in the EU, from my experience, the transaction will be rolled back at the same USD amount ...
5
A few low-cost airlines charge extra for checking in at the airport. Most airlines let you print your boarding pass at a machine. The airlines that charge for airport checkin usually let you check in online further in advance, typically a couple of weeks (non-low-cost airlines often open checkin only one or two days before the flight).
Ryanair charges a ...
5
When you have a card from another EU-country, it's possible that your bank has a partnership with one or more German banks and those will have the lowest fees. You should ask your bank.
At the airports and train stations there are some ATMs that have very high fee- avoid those. Use only ATMs that belong to banks (Postbank, Deutsche Bank, Sparkasse, Citi ...
4
Most airlines have been collecting the airport tax (sometimes labeled departure tax, embarkation tax or TUUA) since October 2010 or January 2011, so you should already have paid for it when you bought your ticket.
This is at least the case with the main scheduled carriers (inc. Air Canada, American, Continental (now United), Delta, TACA, StarPerú, and LAN). ...
4
Bank of Internet USA (not to be confused with Bank of America) offers a free checking account which comes with an ATM card with no withdrawal fees. They also refund other bank's fees up to some small amount. I used their card in several countries in East Asia and Europe with no major problems. The only downside is that they will start charging a 1% currency ...
4
I currently use the Charles Schwab High Yield Checking card, which reimburses all ATM fees charged by other banks (even internationally). It's a little bit of a hassle to set up as it requires you to have a linked (but free) brokerage account with them as well. And it's just ATM fees, foreign transaction or currency conversion fees still apply, as far as I ...
4
Sorry, but this kind of stuff is standard for low-cost carriers and is the price you pay for cheap tickets. Cebu is particularly bad, there was a bit of a flap in Singapore a few years back when Cebu cancelled a bunch of flights and stonewalled passengers who wanted their money back for months on end.
So. The 800 PHP change fee applies only if you change ...
4
Ask your American bank which ATMs you should use in Canada. For example, if you have a Bank of America account, then you can use ScotiaBank machines with no ATM fee since they are both members of the Global ATM Alliance (though the foreign currency fee still applies).
4
With no evidence at hand, I had little grounds to argue my claim for a transfer flight without the expensive fee.
If I am in a similar situation again, a photograph with both the flight information and clock-time displayed at the gate, would be evidence to hedge against claims that I had arrived at the gate sometime after 12.00pm.
A photograph with the ...
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