Covers questions about all kinds of plastic cards used like money: ATM cards, charge cards, credit cards, debit cards, EFTPOS, etc.

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53
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4answers
19k views

Is there a ZIP code I can enter when paying-at-the-pump in the USA with a foreign credit card?

In the USA, many pay-at-the-pump fuel dispensers that accept credit cards require a 5-digit numeric zip code that corresponds to the billing address of the credit card. In Canada, for instance, we ...
31
votes
7answers
51k views

Someone else is booking international ticket for me using their credit or debit card. Do they need to be present physically at the time of check in?

If someone else is booking international ticket for me using his credit or debit card, does he need to be present physically at the time of check-in? Suppose I am coming back from Singapore to my ...
28
votes
5answers
6k views

Paying by credit card while overseas cheaper in US dollars or in the local currency?

Recently I had to pay for a hotel in a foreign country using credit card, and the guy at the hotel asked me if I wanted the bill to be paid in the local currency or in US dollars. I didn't even know I ...
24
votes
8answers
17k views

Do all American ATMs charge an extra fee for cash withdrawals on a foreign card?

I've just gone to take some cash out of an ATM (Cash Machine) in Seattle. I visited about half a dozen in the end, and every single one wanted to charge me an extra fee (typically about $3) for the ...
23
votes
5answers
3k views

What happens when an ATM in a country you're travelling through eats your card?

So you're travelling in some exotic land far from home. You go to withdraw money from a local ATM so you can have some local currency. But the ATM swallows your card! If you're lucky you might get a ...
20
votes
5answers
5k views

Tipping in Europe when paying by credit card?

I've been traveling in Europe for the past few months and I'm still confused about this! In most countries, it seems the common courtesy (according to tipping websites and the locals that I've talked ...
18
votes
5answers
7k views

Are there any issues with using credit cards in Germany?

On my last trip to Germany my credit cards (chip-based Visa and MasterCard) were declined more than usual. I've been there like 10 times and haven't noticed this before but on this trip train ticket ...
15
votes
8answers
4k views

Does Mastercard or American Express have more worldwide acceptance?

I've always used Visa but after seeing some useful travel cards from Mastercard & American Express; I was wondering whether they would be useful at all if they aren't accepted widely. Out of the ...
15
votes
7answers
1k views

Which credit cards have global coverage?

While traveling I ran into two situations where my credit card was not accepted. I mainly use MasterCard. In China (although 10 years ago) Visa was accepted in most stores, but MasterCard was not. In ...
14
votes
3answers
461 views

In Bulgaria do fast food chains, convenience stores, or petrol stations typically accept credit cards for small purchases?

In some countries such as Japan it's almost unheard of for a fast food chain or convenience store to accept credit cards. In others like Australia all convenience stores will and some fast food ...
13
votes
3answers
2k views

How can I buy an e-ticket for Netherlands train if I don't have a Dutch bank account?

I wanted to buy a train ticket today from the Dutch railroad website. It all worked fine, but when checking out, I was asked for my bank details and it seems that you can only pay if you have a Dutch ...
13
votes
3answers
5k views

Is it possible to recharge an OV-chipkaart without a Dutch banking card?

I have an anonymous OV-chipkaart (Dutch public transport electronic card). I don't have a Dutch banking card. (In other words, I'm a foreigner who goes to the Netherlands occasionally.) What are my ...
13
votes
3answers
5k views

What to use instead of credit cards in Iran?

I've read that it's not possible to pay for stuff by international credit card like debit cards. What do you recommend to do in such a situation? As far as carrying a lot of money is not safe at all.
13
votes
1answer
2k views

Why shouldn't I have an ATM PIN beginning with zero if I travel internationally?

Bank of America warns that customers travelling internationally shouldn't have a PIN beginning with 0. I've seen reports that people with PIN numbers beginning in 0 have had no trouble when using ...
11
votes
8answers
1k views

Going to France and Italy - what payment forms are preferred?

Can I get by In Paris and Rome by carrying very little cash and using the credit card for every little souvenir, tour and food purchase? Or should I prefer paying in cash for both Paris and Rome? How ...
11
votes
5answers
3k views

US debit/ATM card with lowest fees for travel

For a US citizen traveling worldwide, what is the best major debit/ATM card (on the Visa or MasterCard networks) to take in terms of lowest fees for withdrawing international currency from ATMs? ...
10
votes
2answers
919 views

How is TfL underground 'capping' calculated if I pay for multiple people's tickets?

Say I buy an underground ticket with contactless payment for myself and my partner. Do both purchases count towards the cap? Or is this not allowed?
10
votes
3answers
2k views

Are American Express credit cards widely accepted in Japan, specifically, Osaka?

I'm planning how I'll be bringing my money in my future Japan trip, and I was wondering if I could use a mix of cash and credit cards. Sadly, as of the moment, I only have an Amex credit card. Also, ...
10
votes
1answer
2k views

Can you be refused a visitor visa to US if you have bad Credit there?

I did my 3 years of College in the US, 2010-2013 due to finance issues I was unable to pay my credit card bill of a certain bank, which still lie unpaid. However I plan on visiting the US later this ...
10
votes
3answers
5k views

Will I be able to use United Airlines ticket that was paid by a credit card of my friend from USA?

I am from Europe, and I live in a country that is not listed on the United Airlines site as an option country to buy a ticket from, and I need a ticket from NY to SF (I will get to NY with a ticket I ...
10
votes
5answers
4k views

Do Canadian ATMs charge extra fees for cash withdrawals on foreign cards?

Having recently been caught out by most American ATMs charging extra fees on cash withdrawls on cards from different banks (which'll affect all foreign cards), I'm wondering if something similar will ...
10
votes
4answers
831 views

How do I ensure that my ATM card will work while traveling within the US?

I am an American, and I have an American Visa debit card with "PLUS", "NYCE", and "AFFN" written on the back. Several months ago, I traveled out of state to California and was surprised to have my ...
10
votes
3answers
5k views

Access airport lounge with Gold/Premier credit card

Travelling soon with a 6 hour connection flight in Zurich International airport, I was wondering if I could have an access to a good lounge where I can relax with a Gold or Premier card? To ...
10
votes
2answers
553 views

Always possible to pay for taxis in Japan with a credit card?

Much to my surprise, I was able to pay for a taxi ride to Narita Airport using a Visa card. While I'd always want to pay cash, is using a credit card always an option for paying for taxi rides in ...
10
votes
2answers
984 views

How can I find an ATM card usable in Cuba, by a US Citizen?

It is apparently quite easy to enter Cuba (illegally) as a U.S. citizen, by flying from a third country. But according to Wikitravel, it can be tricky using a credit card while there: For ...
10
votes
2answers
2k views

Is Visa's Emergency Cash Disbursement reliable?

I have read the benefits page of Visa credit card, and it says they offer Cash Disbursement in case the card is stolen and they have a Global Customer Care number people can call and they will offer ...
10
votes
2answers
71 views

Do PINs added to chip-and-sign cards work at chip-and-PIN terminals?

I am an American who has a chip-and-signature credit card issued by Bank of America. Last time I was in Europe (specifically, the Netherlands), I was unable to use my card at an automated ticket ...
9
votes
4answers
2k views

Are Euros accepted in Gothenburg, Sweden? Or is conversion to Krona possible?

I will be travelling to Gothenburg via Copenhagen. I have a traveller's card that has Euros on it. Will I be able to use the traveller's card to withdraw Euros from ATMs (I have used this card to ...
9
votes
3answers
2k views

Does American Airlines ask passengers to present credit cards during check-in?

My mom is taking a direct flight from Hong Kong to Dallas, Texas (round-trip) through American Airlines. A relative purchased the air ticket for her in Hong Kong through the website of the airline ...
9
votes
2answers
368 views

Will TfL's plan to close all Tube ticket offices affect (US) tourists?

Transport for London are trying to close all Tube ticket offices and move staff into ticket halls—whether or not that is a good idea is another question. Ticket offices, however, are obviously ...
9
votes
2answers
1k views

Which ATMs in Germany have the lowest fees for the foreign Visa debit cards?

What ATMs in Germany are safe to use when it comest to the fee paid for using the foreign (other EU-country) Visa card? ' I have learned that the fees may very strongly and there are many ...
9
votes
2answers
2k views

Magnetic stripe or EMV (chip-and-pin) credit cards in France?

We are US travelers who will be spending 2 weeks in France (Bordeaux through Provence to Nice) in mid-April 2013. We understand that Europe is well ahead of the US in the use of EMV (chip-and-pin) ...
8
votes
4answers
928 views

Do Ireland and Scotland still accept magnetic strip Visa or Mastercard credit cards?

I'm traveling to Ireland, then Scotland in a few weeks. Do both countries still accept Visa or Mastercards with a magnetic strip or do they require the chip and pin system?
8
votes
2answers
2k views

Do taxis in Frankfurt typically accept credit cards?

I will be taking a taxi from outside the main airport in Frankfurt. Will I be able to use a credit card to pay for the trip?
8
votes
4answers
342 views

Is it possible to manage without cash, but with credit cards only when visiting San Francisco?

I have managed in the UK to go around without Pounds. You can easily go around the UK with credit cards only. Even paying for a beer in the pub, a bus ticket, or a train ticket is just a question of ...
8
votes
4answers
2k views

Can US cards be used in countries with chip-and-pin systems?

I'll be visiting the UK in a few weeks, and I understand that the UK credit/debit card system works on a "chip-and-pin" system. As far as I can ascertain via Google, US cards don't have this system on ...
8
votes
3answers
183 views

How can I contact the Visa Card office from Georgia? (The country in the Caucasus)

It seems I lost my wallet last night. So it's time to cancel my cards but I'm on the other side of the world. In my experience in the hospitality industry and having lost Visa cards twice before ...
8
votes
4answers
409 views

Any first-hand information on American “chip and no PIN” cards in the U.K.?

I just got a credit card from Chase with a chip -- American banks are starting to offer them. I'd like to know if anyone has used such a card in the U.K. recently and how that all worked out. ...
8
votes
1answer
424 views

What car rental insurance should I get if my credit card provides some coverage?

I don't own a car and want to rent one (in United States (California). I will be renting for 3 days. I am enrolled in the American Express Premium Car Rental program (The card is also issued in the ...
8
votes
1answer
437 views

Mastercard in Japan - pay with signature

I'm in Japan and I have a Mastercard, but I forgot my PIN. Do you know if it is possible to swipe and pay?
8
votes
2answers
354 views

Is it ok to use a virtual credit card to buy an airplane ticket?

Lately I've been reading a lot about people who are asked for the VISA card with which they bought the flight when doing the check in. In these situations they are not allowed to board. Many of these ...
8
votes
1answer
690 views

Prepaid Debit Card for traveling in Europe from Israeli bank

I would like to buy Prepaid Debit Card for traveling in Europe. However, if I understood it correctly, I should choose the company regarding the country of my current residence. Not all companies ...
8
votes
1answer
471 views

What is a reliable and safe method of obtaining cash in Madagascar?

I may spend a month in Madagascar and cannot find conclusive information on the availability of ATMs, banks, or other methods of obtaining cash. My travel guide specifically mentions Visa instead of ...
8
votes
3answers
412 views

Nonresident Travel Money (Card or Bank Account) Solution with Emergency Cash Feature in Euros?

I'm from the new EU so my country's banks are not that advanced that they can offer me this feature. So this will be a nonresident account for travel money. The solution I am looking for is like ...
7
votes
4answers
4k views

Travelling to South Africa - Questions about Cash, Travellers Cheques and Credit Cards

I am a Canadian travelling to South Africa for two weeks. My flights, rental car and hotels are pre-paid. Obviously I'll want to have some money to spend on food, entertainment and unforeseen costs ...
7
votes
3answers
1k views

Which Australian bank/account incurs lowest fees using an ATM card overseas?

As per this question about US banks, I would like to know if any Australian bank offers an account with an ATM card (or Visa/Mastercard debit card) with no or low fees for travellers using them in ...
7
votes
2answers
5k views

Can you book hotels on a prepaid credit card worldwide?

I tend to stay at smaller boutique hotels or local apartments when I visit a city but recently due to some credit card issues I will need to depend on prepaid Visa. But I noticed when I try to shop ...
7
votes
1answer
207 views

Is it common for travel agents to ask for credit card scans?

Have noticed when booking tickets myself that a couple of travel agents scan the back and front of the credit card that I would use to make a payment. And I have heard the same when friends have made ...
7
votes
1answer
374 views

Do Argentinian ATMs only accept 4 digit pins?

I heard that ATMs in Argentina only accept 4 digit pin. However, both my credit card and my maestro card have 6 digit pins. Should I change the pin to a 4 digit pin before going to Argentina?
7
votes
1answer
446 views

How to know which ATMs in Mongolia accept Cirrus cards which are not Mastercards?

I've been in Mongolia over three weeks but only needed to go to the ATM once previously and the first one I tried worked. But just now I went out at about 11pm to withdraw money. Some ATMs didn't ...