Covers questions about all kinds of plastic cards used like money: ATM cards, charge cards, credit cards, debit cards, EFTPOS, etc.

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48
votes
4answers
10k views

Is there a ZIP code I can enter when paying-at-the-pump in the USA with a foreign credit card?

In the USA, many pay-at-the-pump fuel dispensers that accept credit cards require a 5-digit numeric zip code that corresponds to the billing address of the credit card. In Canada, for instance, we ...
29
votes
7answers
30k views

Someone else is booking international ticket for me using their credit or debit card. Do they need to be present physically at the time of check in?

If someone else is booking international ticket for me using his credit or debit card, does he need to be present physically at the time of check-in? Suppose I am coming back from Singapore to my ...
28
votes
5answers
4k views

Paying by credit card while overseas cheaper in US dollars or in the local currency?

Recently I had to pay for a hotel in a foreign country using credit card, and the guy at the hotel asked me if I wanted the bill to be paid in the local currency or in US dollars. I didn't even know I ...
23
votes
8answers
10k views

Do all American ATMs charge an extra fee for cash withdrawals on a foreign card?

I've just gone to take some cash out of an ATM (Cash Machine) in Seattle. I visited about half a dozen in the end, and every single one wanted to charge me an extra fee (typically about $3) for the ...
22
votes
5answers
2k views

What happens when an ATM in a country you're travelling through eats your card?

So you're travelling in some exotic land far from home. You go to withdraw money from a local ATM so you can have some local currency. But the ATM swallows your card! If you're lucky you might get a ...
15
votes
7answers
1k views

Which credit cards have global coverage?

While traveling I ran into two situations where my credit card was not accepted. I mainly use MasterCard. In China (although 10 years ago) Visa was accepted in most stores, but MasterCard was not. In ...
15
votes
3answers
5k views

Are there any issues with using credit cards in Germany?

On my last trip to Germany my credit cards (chip-based Visa and MasterCard) were declined more than usual. I've been there like 10 times and haven't noticed this before but on this trip train ticket ...
14
votes
3answers
3k views

What to use instead of credit cards in Iran?

I've read that it's not possible to pay for stuff by international credit card like debit cards. What do you recommend to do in such a situation? As far as carrying a lot of money is not safe at all.
13
votes
3answers
388 views

In Bulgaria do fast food chains, convenience stores, or petrol stations typically accept credit cards for small purchases?

In some countries such as Japan it's almost unheard of for a fast food chain or convenience store to accept credit cards. In others like Australia all convenience stores will and some fast food ...
12
votes
3answers
4k views

Is it possible to recharge an OV-chipkaart without a Dutch banking card?

I have an anonymous OV-chipkaart (Dutch public transport electronic card). I don't have a Dutch banking card. (In other words, I'm a foreigner who goes to the Netherlands occasionally.) What are my ...
12
votes
3answers
1k views

How can I buy an e-ticket for Netherlands train if I don't have a Dutch bank account?

I wanted to buy a train ticket today from the Dutch railroad website. It all worked fine, but when checking out, I was asked for my bank details and it seems that you can only pay if you have a Dutch ...
12
votes
1answer
1k views

Why shouldn't I have an ATM PIN beginning with zero if I travel internationally?

Bank of America warns that customers travelling internationally shouldn't have a PIN beginning with 0. I've seen reports that people with PIN numbers beginning in 0 have had no trouble when using ...
11
votes
6answers
3k views

US debit/ATM card with lowest fees for travel

For a US citizen traveling worldwide, what is the best major debit/ATM card (on the Visa or MasterCard networks) to take in terms of lowest fees for withdrawing international currency from ATMs? ...
11
votes
4answers
693 views

How do I ensure that my ATM card will work while traveling within the US?

I am an American, and I have an American Visa debit card with "PLUS", "NYCE", and "AFFN" written on the back. Several months ago, I traveled out of state to California and was surprised to have my ...
11
votes
2answers
574 views

How can I find an ATM card usable in Cuba, by a US Citizen?

It is apparently quite easy to enter Cuba (illegally) as a U.S. citizen, by flying from a third country. But according to Wikitravel, it can be tricky using a credit card while there: For ...
11
votes
2answers
1k views

Is Visa's Emergency Cash Disbursement reliable?

I have read the benefits page of Visa credit card, and it says they offer Cash Disbursement in case the card is stolen and they have a Global Customer Care number people can call and they will offer ...
10
votes
5answers
3k views

Do Canadian ATMs charge extra fees for cash withdrawals on foreign cards?

Having recently been caught out by most American ATMs charging extra fees on cash withdrawls on cards from different banks (which'll affect all foreign cards), I'm wondering if something similar will ...
10
votes
3answers
4k views

Access airport lounge with Gold/Premier credit card

Travelling soon with a 6 hour connection flight in Zurich International airport, I was wondering if I could have an access to a good lounge where I can relax with a Gold or Premier card? To ...
9
votes
3answers
1k views

Does American Airlines ask passengers to present credit cards during check-in?

My mom is taking a direct flight from Hong Kong to Dallas, Texas (round-trip) through American Airlines. A relative purchased the air ticket for her in Hong Kong through the website of the airline ...
9
votes
3answers
4k views

Will I be able to use United Airlines ticket that was paid by a credit card of my friend from USA?

I am from Europe, and I live in a country that is not listed on the United Airlines site as an option country to buy a ticket from, and I need a ticket from NY to SF (I will get to NY with a ticket I ...
9
votes
2answers
2k views

Magnetic stripe or EMV (chip-and-pin) credit cards in France?

We are US travelers who will be spending 2 weeks in France (Bordeaux through Provence to Nice) in mid-April 2013. We understand that Europe is well ahead of the US in the use of EMV (chip-and-pin) ...
8
votes
4answers
268 views

Is it possible to manage without cash, but with credit cards only when visiting San Francisco?

I have managed in the UK to go around without Pounds. You can easily go around the UK with credit cards only. Even paying for a beer in the pub, a bus ticket, or a train ticket is just a question of ...
8
votes
3answers
168 views

How can I contact the Visa Card office from Georgia? (The country in the Caucasus)

It seems I lost my wallet last night. So it's time to cancel my cards but I'm on the other side of the world. In my experience in the hospitality industry and having lost Visa cards twice before ...
8
votes
4answers
2k views

Can US cards be used in countries with chip-and-pin systems?

I'll be visiting the UK in a few weeks, and I understand that the UK credit/debit card system works on a "chip-and-pin" system. As far as I can ascertain via Google, US cards don't have this system on ...
8
votes
4answers
339 views

Any first-hand information on American “chip and no PIN” cards in the U.K.?

I just got a credit card from Chase with a chip -- American banks are starting to offer them. I'd like to know if anyone has used such a card in the U.K. recently and how that all worked out. ...
8
votes
2answers
714 views

Which ATMs in Germany have the lowest fees for the foreign Visa debit cards?

What ATMs in Germany are safe to use when it comest to the fee paid for using the foreign (other EU-country) Visa card? ' I have learned that the fees may very strongly and there are many ...
8
votes
1answer
247 views

Mastercard in Japan - pay with signature

I'm in Japan and I have a Mastercard, but I forgot my PIN. Do you know if it is possible to swipe and pay?
8
votes
2answers
199 views

Is it ok to use a virtual credit card to buy an airplane ticket?

Lately I've been reading a lot about people who are asked for the VISA card with which they bought the flight when doing the check in. In these situations they are not allowed to board. Many of these ...
8
votes
1answer
560 views

Prepaid Debit Card for traveling in Europe from Israeli bank

I would like to buy Prepaid Debit Card for traveling in Europe. However, if I understood it correctly, I should choose the company regarding the country of my current residence. Not all companies ...
8
votes
3answers
352 views

Nonresident Travel Money (Card or Bank Account) Solution with Emergency Cash Feature in Euros?

I'm from the new EU so my country's banks are not that advanced that they can offer me this feature. So this will be a nonresident account for travel money. The solution I am looking for is like ...
7
votes
3answers
2k views

Travelling to South Africa - Questions about Cash, Travellers Cheques and Credit Cards

I am a Canadian travelling to South Africa for two weeks. My flights, rental car and hotels are pre-paid. Obviously I'll want to have some money to spend on food, entertainment and unforeseen costs ...
7
votes
3answers
145 views

Do Ireland and Scotland still accept magnetic strip Visa or Mastercard credit cards?

I'm traveling to Ireland, then Scotland in a few weeks. Do both countries still accept Visa or Mastercards with a magnetic strip or do they require the chip and pin system?
7
votes
2answers
685 views

Can you book hotels on a prepaid credit card worldwide?

I tend to stay at smaller boutique hotels or local apartments when I visit a city but recently due to some credit card issues I will need to depend on prepaid Visa. But I noticed when I try to shop ...
7
votes
1answer
330 views

Do Argentinian ATMs only accept 4 digit pins?

I heard that ATMs in Argentina only accept 4 digit pin. However, both my credit card and my maestro card have 6 digit pins. Should I change the pin to a 4 digit pin before going to Argentina?
7
votes
1answer
188 views

How to know which ATMs in Mongolia accept Cirrus cards which are not Mastercards?

I've been in Mongolia over three weeks but only needed to go to the ATM once previously and the first one I tried worked. But just now I went out at about 11pm to withdraw money. Some ATMs didn't ...
7
votes
1answer
261 views

How to get same-day emergency money in Thailand?

A Canadian guy at my hostel here in Bangkok lost his wallet last night so is without cash and cards. He flies back to Canada later today but needs some money to survive on and pay the hostel bill. He ...
7
votes
1answer
292 views

What is a reliable and safe method of obtaining cash in Madagascar?

I may spend a month in Madagascar and cannot find conclusive information on the availability of ATMs, banks, or other methods of obtaining cash. My travel guide specifically mentions Visa instead of ...
6
votes
4answers
1k views

Are there any ATM fees within the Euro zone?

I am about to travel in Europe within some euro zone countries. Also, I am from a euro zone country (still) and all my bank accounts are in euro. I have debit and credit Visa and Maestro cards. My ...
6
votes
3answers
2k views

My lost credit card was used to book a hotel room in my name

I lost some of my belongings, including a leather bag, credit card, laptop, etc. As I realized my card is missing, I called the credit company and closed that account, but before that happened, ...
6
votes
2answers
844 views

Do taxis in Frankfurt typically accept credit cards?

I will be taking a taxi from outside the main airport in Frankfurt. Will I be able to use a credit card to pay for the trip?
6
votes
2answers
338 views

What does the expression 'Prepayment' mean in hotel booking terms?

I've made a booking for a weekend in Holland online via ebookers. When I completed the transaction and looked at the final receipt, it said "prepayment required" ... does that mean I need to pay at ...
6
votes
2answers
843 views

Which Australian bank/account incurs lowest fees using an ATM card overseas?

As per this question about US banks, I would like to know if any Australian bank offers an account with an ATM card (or Visa/Mastercard debit card) with no or low fees for travellers using them in ...
6
votes
3answers
2k views

What's the best way to use American Express Membership Rewards points for travel to Paris?

(Please advise if this is in the wrong SE and I'll refile it) I have a large quantity of American Express membership rewards points and a plan to go to Paris over the end of year holidays. I don't ...
6
votes
1answer
107 views

Will using a Mexican debit card in Cuba get me in trouble in the US?

I'm a US Citizen with Mexican residency. If I were to open a Mexican bank account, could I use my Mexican debit card in Cuba? Or would this somehow be traceable back to me when I re-enter the US, and ...
6
votes
1answer
679 views

How can you get the best value when converting American Express points for airfare?

My wife's 60th is coming up and we'd like to fly to London (from Denver, CO). My physical limitations require business class. Is it best to buy cheapest ticket, then upgrade using American Express ...
6
votes
1answer
462 views

Rent a car in Poland without a credit card

This summer I tried to rent a car in Warsaw without a credit card. It wasn't an easy task and it took my hours of talking until I could convince them that it is possible. However, I had to pay the ...
6
votes
1answer
175 views

Opening a bank account with a quick debit card in Europe

I would spend a long summer vacation across Europe. For a long trip around different countries, it is not wise to carry cash. On the other hand, my credit card is in US dollar. In practice, the charge ...
5
votes
3answers
7k views

Booking hotel with my credit card for the third person

I've booked a hotel (in Hong Kong) for a third person using my credit card (but booking confirmation for the third person). Will there will be any problems while checking in? It seems to check in you ...
5
votes
1answer
261 views

What car rental insurance should I get if my credit card provides some coverage?

I don't own a car and want to rent one (in United States (California). I will be renting for 3 days. I am enrolled in the American Express Premium Car Rental program (The card is also issued in the ...
5
votes
2answers
175 views

Using Chip-and-Pin credit cards in the US?

If one has a chip-and-pin card (not chip-and-signature), is it possible to use it in the US at this time? What is the experience like? For instance, in many restaurants in Europe the waiters will ...