Covers questions about all kinds of plastic cards used like money: ATM cards, charge cards, credit cards, debit cards, EFTPOS, etc.

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32
votes
7answers
74k views

Someone else is booking international ticket for me using their credit or debit card. Do they need to be present physically at the time of check in?

If someone else is booking international ticket for me using his credit or debit card, does he need to be present physically at the time of check-in? Suppose I am coming back from Singapore to my ...
56
votes
4answers
30k views

Is there a ZIP code I can enter when paying-at-the-pump in the USA with a foreign credit card?

In the USA, many pay-at-the-pump fuel dispensers that accept credit cards require a 5-digit numeric zip code that corresponds to the billing address of the credit card. In Canada, for instance, we ...
11
votes
1answer
602 views

What car rental insurance should I get if my credit card provides some coverage?

I don't own a car and want to rent one in the US (California). I will be renting for 3 days. I am enrolled in the American Express Premium Car Rental program (the card is also issued in the United ...
15
votes
6answers
3k views

US debit/ATM card with lowest fees for travel

For a US citizen traveling worldwide, what is the best major debit/ATM card (on the Visa or MasterCard networks) to take in terms of lowest fees for withdrawing international currency from ATMs? ...
8
votes
4answers
3k views

Can US cards be used in countries with chip-and-pin systems?

I'll be visiting the UK in a few weeks, and I understand that the UK credit/debit card system works on a "chip-and-pin" system. As far as I can ascertain via Google, US cards don't have this system on ...
16
votes
7answers
2k views

Which credit cards have global coverage?

While traveling I ran into two situations where my credit card was not accepted. I mainly use MasterCard. In China (although 10 years ago) Visa was accepted in most stores, but MasterCard was not. In ...
14
votes
3answers
6k views

Is it possible to recharge an OV-chipkaart without a Dutch banking card?

I have an anonymous OV-chipkaart (Dutch public transport electronic card). I don't have a Dutch banking card. (In other words, I'm a foreigner who goes to the Netherlands occasionally.) What are my ...
31
votes
10answers
27k views

Do all American ATMs charge an extra fee for cash withdrawals on a foreign card?

I've just gone to take some cash out of an ATM (Cash Machine) in Seattle. I visited about half a dozen in the end, and every single one wanted to charge me an extra fee (typically about $3) for the ...
15
votes
3answers
3k views

Is Visa's Emergency Cash Disbursement reliable?

I have read the benefits page of Visa credit card, and it says they offer Cash Disbursement in case the card is stolen and they have a Global Customer Care number people can call and they will offer ...
17
votes
3answers
6k views

What to use instead of credit cards in Iran?

I've read that it's not possible to pay for stuff by international credit card like debit cards. What do you recommend to do in such a situation? As far as carrying a lot of money is not safe at all.
10
votes
1answer
3k views

Can you be refused a visitor visa to US if you have bad Credit there?

I did my 3 years of College in the US, 2010-2013 due to finance issues I was unable to pay my credit card bill of a certain bank, which still lie unpaid. However I plan on visiting the US later this ...
2
votes
3answers
489 views

What is the best US bank account to use for extended world travel

I will be traveling the world over the next 1.5 years: mostly Europe, but some Middle East, South America, Africa and Asia. I am looking to switch to a US based bank that can provide me with a debit ...
9
votes
2answers
2k views

Magnetic stripe or EMV (chip-and-pin) credit cards in France?

We are US travelers who will be spending 2 weeks in France (Bordeaux through Provence to Nice) in mid-April 2013. We understand that Europe is well ahead of the US in the use of EMV (chip-and-pin) ...
8
votes
3answers
1k views

Which Australian bank/account incurs lowest fees using an ATM card overseas?

As per this question about US banks, I would like to know if any Australian bank offers an account with an ATM card (or Visa/Mastercard debit card) with no or low fees for travellers using them in ...
8
votes
2answers
13k views

Can you book hotels on a prepaid credit card worldwide?

I tend to stay at smaller boutique hotels or local apartments when I visit a city but recently due to some credit card issues I will need to depend on prepaid Visa. But I noticed when I try to shop ...
22
votes
10answers
8k views

Are there any issues with using credit cards in Germany?

On my last trip to Germany my credit cards (chip-based Visa and MasterCard) were declined more than usual. I've been there like 10 times and haven't noticed this before but on this trip train ticket ...
11
votes
2answers
790 views

Will TfL's plan to close all Tube ticket offices affect (US) tourists?

Transport for London are trying to close all Tube ticket offices and move staff into ticket halls—whether or not that is a good idea is another question. Ticket offices, however, are obviously staffed—...
19
votes
8answers
7k views

Does Mastercard or American Express have more worldwide acceptance?

I've always used Visa but after seeing some useful travel cards from Mastercard & American Express; I was wondering whether they would be useful at all if they aren't accepted widely. Out of the ...
8
votes
1answer
632 views

How to get same-day emergency money in Thailand?

A Canadian guy at my hostel here in Bangkok lost his wallet last night so is without cash and cards. He flies back to Canada later today but needs some money to survive on and pay the hostel bill. He ...
10
votes
2answers
1k views

How can I find an ATM card usable in Cuba, by a US Citizen?

It is apparently quite easy to enter Cuba (illegally) as a U.S. citizen, by flying from a third country. But according to Wikitravel, it can be tricky using a credit card while there: For ...
10
votes
4answers
967 views

How do I ensure that my ATM card will work while traveling within the US?

I am an American, and I have an American Visa debit card with "PLUS", "NYCE", and "AFFN" written on the back. Several months ago, I traveled out of state to California and was surprised to have my ...
9
votes
1answer
926 views

Rent a car in Poland without a credit card

This summer I tried to rent a car in Warsaw without a credit card. It wasn't an easy task and it took my hours of talking until I could convince them that it is possible. However, I had to pay the ...
8
votes
4answers
418 views

Is it possible to manage without cash, but with credit cards only when visiting San Francisco?

I have managed in the UK to go around without Pounds. You can easily go around the UK with credit cards only. Even paying for a beer in the pub, a bus ticket, or a train ticket is just a question of ...
7
votes
4answers
18k views

I've booked a hotel on Booking.com using an empty debit card. Can the hotel still enforce their no-show/cancellation charge?

Just today, I booked a hotel in Hong Kong through Booking.com using a prepaid debit card which has zero balance. My reservation was confirmed; however, I changed my mind as I found a cheaper place to ...
6
votes
2answers
820 views

Can I use credit cards without a chip and pin in Sweden?

I only have the magnetic credit cards not the chip/pin card. Can I still use my magnetic card in Sweden? What should I do if I cannot use my card?
6
votes
4answers
39k views

Booking hotel with my credit card for the third person

I've booked a hotel (in Hong Kong) for a third person using my credit card (but booking confirmation for the third person). Will there will be any problems while checking in? It seems to check in you ...
4
votes
2answers
1k views

How do I minimize cash advance fees when withdrawing from a foreign ATM?

When withdrawing money from a Japan Post ATM using a card (which can act as either a credit card and or an ATM card) from Westpac, the withdrawal is from my credit card account, and I get charged a "...
3
votes
2answers
2k views

Can one use Bank of America cards in Norway?

And can one use them to withdraw money or to swipe at stores without any additional penalties? Or is it advisable to exchange one's dollars for Norwegian krone instead?
3
votes
1answer
170 views

Will I receive Explorer card benefits if my employer pays for my flight?

My employer flies me out every couple of months and pays for my flight, and it always seems to be with United. I was wondering, if I get the Chase Explorer card, will I still be awarded miles for ...
0
votes
1answer
551 views

is this a chip & signature amex? [closed]

Well it looks like it has a chip in it so idk. I ask because I'll be doing some international traveling soon and would like a chip & signature amex.