Covers questions about all kinds of plastic cards used like money: ATM cards, charge cards, credit cards, debit cards, EFTPOS, etc.

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9
votes
4answers
549 views

How do I ensure that my ATM card will work while traveling within the US?

I am an American, and I have an American Visa debit card with "PLUS", "NYCE", and "AFFN" written on the back. Several months ago, I traveled out of state to California and was surprised to have my ...
1
vote
1answer
43 views

Optimal currency for cash passport in Taiwan

I'll be going to Taiwan, and using a MasterCard Pre-paid currency card ("Cash Passport(tm)"). I currently have a wallet of Japanese Yen, but no other currency. They don't offer a wallet for New ...
3
votes
1answer
71 views

ATM commission for cards from other banks in Serbia?

What commission each of these banks charges for ATM cash withdrawal of dinars from cards issued by other banks? Vojvo─Ĺanska banka Banka Intesa Komercijalna banka Alpha Bank Srbija A.D. Tried ...
1
vote
2answers
420 views

How do I minimize cash advance fees when withdrawing from a foreign ATM?

When withdrawing money from a Japan Post ATM using a card (which can act as either a credit card and or an ATM card) from Westpac, the withdrawal is from my credit card account, and I get charged a ...
2
votes
3answers
141 views

Can I use a USD travel card in Europe

I've an existing VISA USD travel card. Now I'm traveling to Poland. Can I use this card in ATMs there?
6
votes
1answer
70 views

Will using a Mexican debit card in Cuba get me in trouble in the US?

I'm a US Citizen with Mexican residency. If I were to open a Mexican bank account, could I use my Mexican debit card in Cuba? Or would this somehow be traceable back to me when I re-enter the US, and ...
15
votes
3answers
3k views

Are there any issues with using credit cards in Germany?

On my last trip to Germany my credit cards (chip-based Visa and MasterCard) were declined more than usual. I've been there like 10 times and haven't noticed this before but on this trip train ticket ...
41
votes
5answers
5k views

Is there a ZIP code I can enter when paying-at-the-pump in the USA with a foreign credit card?

In the USA, many pay-at-the-pump fuel dispensers that accept credit cards require a 5-digit numeric zip code that corresponds to the billing address of the credit card. In Canada, for instance, we ...
0
votes
2answers
100 views

Debit card for tourists traveling in US [duplicate]

I am traveling to the US (not a US citizen, don't have social security #) for 3 months, and I am bringing cash. Wanted to know if any of the banks offer tourists to open a checking account with debit ...
4
votes
1answer
170 views

Car rental without a credit card in Italy?

Is it possible to use car rental services at airports in Italy without having a credit card? When I read the terms of conditions (e.g. Hertz, Budget, etc.) they state debit or credit card might be ...
2
votes
1answer
50 views

Pre-paid debit card in Canada

As government taxes on credit/debit card transactions occurring outside my country are high (traveller's checks/cards too), the cheapest way to pay my expenses is to buy Canadian dollars at an ...
0
votes
1answer
101 views

is this a chip & signature amex? [closed]

Well it looks like it has a chip in it so idk. I ask because I'll be doing some international traveling soon and would like a chip & signature amex.
25
votes
5answers
2k views

Paying by credit card while overseas cheaper in US dollars or in the local currency?

Recently I had to pay for a hotel in a foreign country using credit card, and the guy at the hotel asked me if I wanted the bill to be paid in the local currency or in US dollars. I didn't even know I ...
7
votes
1answer
52 views

How to know which ATMs in Mongolia accept Cirrus cards which are not Mastercards?

I've been in Mongolia over three weeks but only needed to go to the ATM once previously and the first one I tried worked. But just now I went out at about 11pm to withdraw money. Some ATMs didn't ...
21
votes
8answers
12k views

Someone else is booking international ticket for me using their credit or debit card. Do they need to be present physically at the time of check in?

if someone else is booking international ticket for me using his credit or debit card. Do he need to be present physically at the time of check in ? Suppose I am coming back from Singapore to my ...
7
votes
1answer
292 views

Do Argentinian ATMs only accept 4 digit pins?

I heard that ATMs in Argentina only accept 4 digit pin. However, both my credit card and my maestro card have 6 digit pins. Should I change the pin to a 4 digit pin before going to Argentina?
5
votes
3answers
1k views

Booking hotel with my credit card for the third person

I've booked a hotel (in Hong Kong) for a third person using my credit card (but booking confirmation for the third person). Will there will be any problems while checking in? It seems to check in you ...
4
votes
1answer
80 views

Do I have to purchase tickets with the airline's credit card to get the benefits?

I'm planning a trip with my family and would like to take advantage of the benefits on my wife's Citi Platinum Select / AAdvantage® World Mastercard but purchase the tickets with another card. The ...
8
votes
4answers
211 views

Is it possible to manage without cash, but with credit cards only when visiting San Francisco?

I have managed in the UK to go around without Pounds. You can easily go around the UK with credit cards only. Even paying for a beer in the pub, a bus ticket, or a train ticket is just a question of ...
12
votes
3answers
454 views

How can I buy an e-ticket for Netherlands train if I don't have a Dutch bank account?

I wanted to buy a train ticket today from the Dutch railroad website. It all worked fine, but when checking out, I was asked for my bank details and it seems that you can only pay if you have a Dutch ...
21
votes
5answers
1k views

What happens when an ATM in a country you're travelling through eats your card?

So you're travelling in some exotic land far from home. You go to withdraw money from a local ATM so you can have some local currency. But the ATM swallows your card! If you're lucky you might get a ...
13
votes
3answers
2k views

What to use instead of credit cards in Iran?

I've read that it's not possible to pay for stuff by international credit card like debit cards. What do you recommend to do in such a situation? As far as carrying a lot of money is not safe at all.
1
vote
1answer
62 views

Is it possible to get a travel money-card that stores value in Thai Baht?

Nowadays the US dollar is too much expensive to buy. I'm looking for a way to buy Thai Baht directly from Brazilian real). So is there any company that offers a Thai Baht travel money-card (Visa ...
19
votes
6answers
5k views

Do all American ATMs charge an extra fee for cash withdrawls on a foreign card?

I've just gone to take some cash out of an ATM (Cash Machine) in Seattle. I visited about half a dozen in the end, and every single one wanted to charge me an extra fee (typically about $3) for the ...
3
votes
1answer
392 views

Can I book tickets on Easyjet with a V Pay card?

I have a V PAY card from Sparkasse (German Bank), can i use it to book tickets at easyjet? Because there is no option for V PAY but for all other types of VISA.
2
votes
1answer
85 views

Does the Laos ANZ bank help with replacement ATM/VISA cards for Australian and New Zealand ANZ bank customers?

On my last legal day in Thailand I realized my ANZ ATM card was missing. I was obliged to cross the border on that day so couldn't stay and leisurely try to resolve the problem. A series of events ...
11
votes
2answers
540 views

Is Visa's Emergency Cash Disbursement reliable?

I have read the benefits page of Visa credit card, and it says they offer Cash Disbursement in case the card is stolen and they have a Global Customer Care number people can call and they will offer ...
7
votes
1answer
167 views

How to get same-day emergency money in Thailand?

A Canadian guy at my hostel here in Bangkok lost his wallet last night so is without cash and cards. He flies back to Canada later today but needs some money to survive on and pay the hostel bill. He ...
10
votes
5answers
2k views

Do Canadian ATMs charge extra fees for cash withdrawals on foreign cards?

Having recently been caught out by most American ATMs charging extra fees on cash withdrawls on cards from different banks (which'll affect all foreign cards), I'm wondering if something similar will ...
3
votes
3answers
428 views

Booking hostel (in Europe) without credit card?

I was looking for hostel in Vienna using portals such as HostelBookers, but when I've tried to book them, I was landing on the final page when the credit card was required. You need to put such data ...
11
votes
1answer
386 views

How can I find an ATM card usable in Cuba, by a US Citizen?

It is apparently quite easy to enter Cuba (illegally) as a U.S. citizen, by flying from a third country. But according to Wikitravel, it can be tricky using a credit card while there: For ...
4
votes
1answer
259 views

Can I use my Girocard V-Pay for money withdrawal in every EU country?

I have the Girocard V-Pay card issued by Postbank. According to Wikipedia article, this card can be used in ATMs within European Union, that would suggest, in each EU-country. However, I'm a bit ...
12
votes
1answer
342 views

Why shouldn't I have an ATM PIN beginning with zero if I travel internationally?

Bank of America warns that customers travelling internationally shouldn't have a PIN beginning with 0. I've seen reports that people with PIN numbers beginning in 0 have had no trouble when using ...
1
vote
1answer
198 views

Safest way to send an international check or wire transfer?

I am renting an apartment in France and the owner is requesting I send the deposit and, 30 days prior, the balance of the payment by check or wire transfer, in Euros. He has provided a French postal ...
6
votes
1answer
634 views

How can you get the best value when converting American Express points for airfare?

My wife's 60th is coming up and we'd like to fly to London (from Denver, CO). My physical limitations require business class. Is it best to buy cheapest ticket, then upgrade using American Express ...
12
votes
3answers
331 views

In Bulgaria do fast food chains, convenience stores, or petrol stations typically accept credit cards for small purchases?

In some countries such as Japan it's almost unheard of for a fast food chain or convenience store to accept credit cards. In others like Australia all convenience stores will and some fast food ...
5
votes
1answer
147 views

What is a reliable and safe method of obtaining cash in Madagascar?

I may spend a month in Madagascar and cannot find conclusive information on the availability of ATMs, banks, or other methods of obtaining cash. My travel guide specifically mentions Visa instead of ...
0
votes
0answers
28 views

How to deal with money when traveling across many countries: what's the cheapest policy? [duplicate]

I have some question about what's the best policy with money when traveling in many different countries. For example, I had a trip in South America, in Peru, Bolivia and Chile and I was always ...
3
votes
1answer
64 views

Will I receive Explorer card benefits if my employer pays for my flight?

My employer flies me out every couple of months and pays for my flight, and it always seems to be with United. I was wondering, if I get the Chase Explorer card, will I still be awarded miles for ...
5
votes
2answers
2k views

Which ATM/debit card to use in Seoul?

I'll be going to Seoul on Saturday. Unfortunately I don't have any international money cards. I do have two cards, an E-ON card from Unionbank (VISA Electron) and a BPI Express ATM (has a Cirrus ...
4
votes
1answer
99 views

Credit Card travel insurance length

Many credit cards offer free travel insurance when you purchase tickets using your credit card, and this will last for 40 days starting from the commencement of your trip. But what if I purchase ...
3
votes
1answer
63 views

Can I have a replacement bank card shipped to a mailbox in Melbourne, Australia?

Today I discovered that my bank card was cloned and $2500 was stolen from my account yesterday. I called my bank and they said they can only ship my card to my home address in Melbourne (which makes ...
5
votes
1answer
712 views

Which ATM in India accepts TD Debit card (Canadian)

I'm going to travel to India from Canada soon. My account is with TD bank. So I would like to know which ATM or banks in India accepts debit card from TD.
9
votes
3answers
2k views

Will I be able to use United Airlines ticket that was paid by a credit card of my friend from USA?

I am from Europe, and I live in a country that is not listed on the United Airlines site as an option country to buy a ticket from, and I need a ticket from NY to SF (I will get to NY with a ticket I ...
-2
votes
1answer
163 views

Visa Application Payment Error [closed]

I was paying online for visa application (to Visa4UK) and I later(5/6 secs) got an email saying payment declined. One of the possible errors (for me, the only possible) mentioned was: Your Card ...
14
votes
7answers
868 views

Which credit cards have global coverage?

While traveling I ran into two situations where my credit card was not accepted. I mainly use MasterCard. In China (although 10 years ago) Visa was accepted in most stores, but MasterCard was not. In ...
7
votes
2answers
1k views

Magnetic stripe or EMV (chip-and-pin) credit cards in France?

We are US travelers who will be spending 2 weeks in France (Bordeaux through Provence to Nice) in mid-April 2013. We understand that Europe is well ahead of the US in the use of EMV (chip-and-pin) ...
8
votes
1answer
437 views

Prepaid Debit Card for traveling in Europe from Israeli bank

I would like to buy Prepaid Debit Card for traveling in Europe. However, if I understood it correctly, I should choose the company regarding the country of my current residence. Not all companies ...
4
votes
2answers
1k views

Does the collision insurance (CDW) benefit of a U.S. Citi AAdvantage Visa apply to car rentals in Europe?

I have a credit card (Citi AAdvantage Visa) that offers collision loss / damage waiver insurance on car rentals paid for with the card. My question: does this benefit also apply when I am renting a ...
11
votes
6answers
2k views

US debit/ATM card with lowest fees for travel

For a US citizen traveling worldwide, what is the best major debit/ATM card (on the Visa or MasterCard networks) to take in terms of lowest fees for withdrawing international currency from ATMs? ...