Covers questions about all kinds of plastic cards used like money: ATM cards, charge cards, credit cards, debit cards, EFTPOS, etc.

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6
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1answer
117 views
+50

Opening a bank account with a quick debit card in Europe

I would spend a long summer vacation across Europe. For a long trip around different countries, it is not wise to carry cash. On the other hand, my credit card is in US dollar. In practice, the charge ...
5
votes
1answer
179 views

What car rental insurance should I get if my credit card provides some coverage?

I don't own a car and want to rent one (in United States (California). I will be renting for 3 days. I am enrolled in the American Express Premium Car Rental program (The card is also issued in the ...
1
vote
0answers
40 views

Mastercard Black travel Insurance in UK

My mother in law is traveling to the UK (Britain and Scotland) and bought her ticket using a master card black. I know this means she is covered by the master card black insurance. Will this be enough ...
24
votes
8answers
18k views

Someone else is booking international ticket for me using their credit or debit card. Do they need to be present physically at the time of check in?

if someone else is booking international ticket for me using his credit or debit card. Do he need to be present physically at the time of check in ? Suppose I am coming back from Singapore to my ...
11
votes
2answers
431 views

How can I find an ATM card usable in Cuba, by a US Citizen?

It is apparently quite easy to enter Cuba (illegally) as a U.S. citizen, by flying from a third country. But according to Wikitravel, it can be tricky using a credit card while there: For ...
1
vote
2answers
56 views

Prepaid credit cards for use in Russia

I'm traveling to Russia soon and want to take a prepaid credit card along with me (on top of some cash, of course). Does this count as like a visa gift card? I know Visa and Mastercard are accepted ...
0
votes
0answers
42 views

Is mygiftcardsite card reliable? [migrated]

I am planning to travel to US for holidays, and my friend in US told me that gift card from mygiftcardsite. Here's the website, and here's where you can register/view your transaction details. Truth ...
3
votes
2answers
132 views

Is it possible to hire a car in Norway with a debit card?

We have been told that it is impossible to hire a car in Europe without a credit card. We only have a debit card (with the Visa logo). Is there anyway around this? We are in Norway where you seriously ...
4
votes
2answers
77 views

Dealing with money for a trip to Poland and Slovakia

I'm going to be traveling to Poland/Slovakia and perhaps Germany/Austria for 11 days In a couple of weeks, and am not sure how I should deal with money, as Poland does not use the Euro, but the other ...
5
votes
2answers
119 views

Using Chip-and-Pin credit cards in the US?

If one has a chip-and-pin card (not chip-and-signature), is it possible to use it in the US at this time? What is the experience like? For instance, in many restaurants in Europe the waiters will ...
8
votes
4answers
315 views

Any first-hand information on American “chip and no PIN” cards in the U.K.?

I just got a credit card from Chase with a chip -- American banks are starting to offer them. I'd like to know if anyone has used such a card in the U.K. recently and how that all worked out. ...
1
vote
0answers
29 views

Are prepaid credit cards widely accepted in Gran Canaria?

I am thinking about getting a prepaid credit card for my trip in Gran Canaria - are these widely accepted in the region?
7
votes
1answer
108 views

Mastercard in Japan - pay with signature

I'm in Japan and I have a Mastercard, but I forgot my PIN. Do you know if it is possible to swipe and pay?
23
votes
8answers
6k views

Do all American ATMs charge an extra fee for cash withdrawals on a foreign card?

I've just gone to take some cash out of an ATM (Cash Machine) in Seattle. I visited about half a dozen in the end, and every single one wanted to charge me an extra fee (typically about $3) for the ...
7
votes
1answer
217 views

How to get same-day emergency money in Thailand?

A Canadian guy at my hostel here in Bangkok lost his wallet last night so is without cash and cards. He flies back to Canada later today but needs some money to survive on and pay the hostel bill. He ...
3
votes
3answers
362 views

Can I pay with my smartphone in the US (Pittsburgh, PA)?

I am currently planning my trip to the US. I already have some money in cash, traveler checks and a visa card. But I have a Nexus 4 smartphone which has Near Field Communication (NFC). Can I pay with ...
2
votes
0answers
34 views

North-American chipless credit card in France [duplicate]

I am moving to France from the USA in the next 1 week. I just read that North American chipless credit cards will probably not work with several merchants in France and that they would most likely get ...
3
votes
3answers
499 views

Where can I buy US prepaid credit card outside US?

I am thinking about going to US, and to reduce the amount of cash I carry, I plan to use prepaid credit card for gas, store purchase purpose. I have a few questions on this: Is there anyway I can ...
3
votes
2answers
105 views

ATM commission for cards from other banks in Serbia?

What commission each of these banks charges for ATM cash withdrawal of dinars from cards issued by other banks? Vojvođanska banka Banka Intesa Komercijalna banka Alpha Bank Srbija A.D. Tried ...
9
votes
4answers
596 views

How do I ensure that my ATM card will work while traveling within the US?

I am an American, and I have an American Visa debit card with "PLUS", "NYCE", and "AFFN" written on the back. Several months ago, I traveled out of state to California and was surprised to have my ...
1
vote
1answer
60 views

Optimal currency for cash passport in Taiwan

I'll be going to Taiwan, and using a MasterCard Pre-paid currency card ("Cash Passport(tm)"). I currently have a wallet of Japanese Yen, but no other currency. They don't offer a wallet for New ...
1
vote
2answers
494 views

How do I minimize cash advance fees when withdrawing from a foreign ATM?

When withdrawing money from a Japan Post ATM using a card (which can act as either a credit card and or an ATM card) from Westpac, the withdrawal is from my credit card account, and I get charged a ...
2
votes
3answers
165 views

Can I use a USD travel card in Europe

I've an existing VISA USD travel card. Now I'm traveling to Poland. Can I use this card in ATMs there?
6
votes
1answer
78 views

Will using a Mexican debit card in Cuba get me in trouble in the US?

I'm a US Citizen with Mexican residency. If I were to open a Mexican bank account, could I use my Mexican debit card in Cuba? Or would this somehow be traceable back to me when I re-enter the US, and ...
15
votes
3answers
4k views

Are there any issues with using credit cards in Germany?

On my last trip to Germany my credit cards (chip-based Visa and MasterCard) were declined more than usual. I've been there like 10 times and haven't noticed this before but on this trip train ticket ...
45
votes
4answers
7k views

Is there a ZIP code I can enter when paying-at-the-pump in the USA with a foreign credit card?

In the USA, many pay-at-the-pump fuel dispensers that accept credit cards require a 5-digit numeric zip code that corresponds to the billing address of the credit card. In Canada, for instance, we ...
0
votes
2answers
339 views

Debit card for tourists traveling in US [duplicate]

I am traveling to the US (not a US citizen, don't have social security #) for 3 months, and I am bringing cash. Wanted to know if any of the banks offer tourists to open a checking account with debit ...
4
votes
1answer
847 views

Car rental without a credit card in Italy?

Is it possible to use car rental services at airports in Italy without having a credit card? When I read the terms of conditions (e.g. Hertz, Budget, etc.) they state debit or credit card might be ...
2
votes
1answer
60 views

Pre-paid debit card in Canada

As government taxes on credit/debit card transactions occurring outside my country are high (traveller's checks/cards too), the cheapest way to pay my expenses is to buy Canadian dollars at an ...
0
votes
1answer
151 views

is this a chip & signature amex? [closed]

Well it looks like it has a chip in it so idk. I ask because I'll be doing some international traveling soon and would like a chip & signature amex.
26
votes
5answers
3k views

Paying by credit card while overseas cheaper in US dollars or in the local currency?

Recently I had to pay for a hotel in a foreign country using credit card, and the guy at the hotel asked me if I wanted the bill to be paid in the local currency or in US dollars. I didn't even know I ...
7
votes
1answer
127 views

How to know which ATMs in Mongolia accept Cirrus cards which are not Mastercards?

I've been in Mongolia over three weeks but only needed to go to the ATM once previously and the first one I tried worked. But just now I went out at about 11pm to withdraw money. Some ATMs didn't ...
7
votes
1answer
305 views

Do Argentinian ATMs only accept 4 digit pins?

I heard that ATMs in Argentina only accept 4 digit pin. However, both my credit card and my maestro card have 6 digit pins. Should I change the pin to a 4 digit pin before going to Argentina?
5
votes
3answers
3k views

Booking hotel with my credit card for the third person

I've booked a hotel (in Hong Kong) for a third person using my credit card (but booking confirmation for the third person). Will there will be any problems while checking in? It seems to check in you ...
4
votes
1answer
95 views

Do I have to purchase tickets with the airline's credit card to get the benefits?

I'm planning a trip with my family and would like to take advantage of the benefits on my wife's Citi Platinum Select / AAdvantage® World Mastercard but purchase the tickets with another card. The ...
8
votes
4answers
238 views

Is it possible to manage without cash, but with credit cards only when visiting San Francisco?

I have managed in the UK to go around without Pounds. You can easily go around the UK with credit cards only. Even paying for a beer in the pub, a bus ticket, or a train ticket is just a question of ...
12
votes
3answers
746 views

How can I buy an e-ticket for Netherlands train if I don't have a Dutch bank account?

I wanted to buy a train ticket today from the Dutch railroad website. It all worked fine, but when checking out, I was asked for my bank details and it seems that you can only pay if you have a Dutch ...
22
votes
5answers
2k views

What happens when an ATM in a country you're travelling through eats your card?

So you're travelling in some exotic land far from home. You go to withdraw money from a local ATM so you can have some local currency. But the ATM swallows your card! If you're lucky you might get a ...
14
votes
3answers
3k views

What to use instead of credit cards in Iran?

I've read that it's not possible to pay for stuff by international credit card like debit cards. What do you recommend to do in such a situation? As far as carrying a lot of money is not safe at all.
1
vote
1answer
72 views

Is it possible to get a travel money-card that stores value in Thai Baht?

Nowadays the US dollar is too much expensive to buy. I'm looking for a way to buy Thai Baht directly from Brazilian real). So is there any company that offers a Thai Baht travel money-card (Visa ...
3
votes
1answer
626 views

Can I book tickets on Easyjet with a V Pay card?

I have a V PAY card from Sparkasse (German Bank), can i use it to book tickets at easyjet? Because there is no option for V PAY but for all other types of VISA.
2
votes
1answer
97 views

Does the Laos ANZ bank help with replacement ATM/VISA cards for Australian and New Zealand ANZ bank customers?

On my last legal day in Thailand I realized my ANZ ATM card was missing. I was obliged to cross the border on that day so couldn't stay and leisurely try to resolve the problem. A series of events ...
11
votes
2answers
720 views

Is Visa's Emergency Cash Disbursement reliable?

I have read the benefits page of Visa credit card, and it says they offer Cash Disbursement in case the card is stolen and they have a Global Customer Care number people can call and they will offer ...
10
votes
5answers
2k views

Do Canadian ATMs charge extra fees for cash withdrawals on foreign cards?

Having recently been caught out by most American ATMs charging extra fees on cash withdrawls on cards from different banks (which'll affect all foreign cards), I'm wondering if something similar will ...
3
votes
3answers
640 views

Booking hostel (in Europe) without credit card?

I was looking for hostel in Vienna using portals such as HostelBookers, but when I've tried to book them, I was landing on the final page when the credit card was required. You need to put such data ...
4
votes
1answer
314 views

Can I use my Girocard V-Pay for money withdrawal in every EU country?

I have the Girocard V-Pay card issued by Postbank. According to Wikipedia article, this card can be used in ATMs within European Union, that would suggest, in each EU-country. However, I'm a bit ...
12
votes
1answer
603 views

Why shouldn't I have an ATM PIN beginning with zero if I travel internationally?

Bank of America warns that customers travelling internationally shouldn't have a PIN beginning with 0. I've seen reports that people with PIN numbers beginning in 0 have had no trouble when using ...
1
vote
1answer
241 views

Safest way to send an international check or wire transfer?

I am renting an apartment in France and the owner is requesting I send the deposit and, 30 days prior, the balance of the payment by check or wire transfer, in Euros. He has provided a French postal ...
6
votes
1answer
649 views

How can you get the best value when converting American Express points for airfare?

My wife's 60th is coming up and we'd like to fly to London (from Denver, CO). My physical limitations require business class. Is it best to buy cheapest ticket, then upgrade using American Express ...
12
votes
3answers
348 views

In Bulgaria do fast food chains, convenience stores, or petrol stations typically accept credit cards for small purchases?

In some countries such as Japan it's almost unheard of for a fast food chain or convenience store to accept credit cards. In others like Australia all convenience stores will and some fast food ...