Covers questions about all kinds of plastic cards used like money: ATM cards, charge cards, credit cards, debit cards, EFTPOS, etc.

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6
votes
2answers
134 views

Can I use credit cards without a chip and pin in Sweden?

I only have the magnetic credit cards not the chip/pin card. Can I still use my magnetic card in Sweden? What should I do if I cannot use my card?
6
votes
2answers
1k views

What does the expression 'Prepayment' mean in hotel booking terms?

I've made a booking for a weekend in Holland online via ebookers. When I completed the transaction and looked at the final receipt, it said "prepayment required" ... does that mean I need to pay at ...
6
votes
2answers
986 views

Which Australian bank/account incurs lowest fees using an ATM card overseas?

As per this question about US banks, I would like to know if any Australian bank offers an account with an ATM card (or Visa/Mastercard debit card) with no or low fees for travellers using them in ...
6
votes
3answers
2k views

What's the best way to use American Express Membership Rewards points for travel to Paris?

(Please advise if this is in the wrong SE and I'll refile it) I have a large quantity of American Express membership rewards points and a plan to go to Paris over the end of year holidays. I don't ...
6
votes
3answers
274 views

Using Chip-and-Pin credit cards in the US?

If one has a chip-and-pin card (not chip-and-signature), is it possible to use it in the US at this time? What is the experience like? For instance, in many restaurants in Europe the waiters will ...
6
votes
1answer
68 views

Can I create a travel money card as tourist?

I'm going to Europe and I need some some money on a International Debit Card, but here in Brazil there's a fee of 6.38% to put money on these cards, and it's quite expensive. So I was thinking to ...
6
votes
1answer
3k views

Car rental without a credit card in Italy?

Is it possible to use car rental services at airports in Italy without having a credit card? When I read the terms of conditions (e.g. Hertz, Budget, etc.) they state debit or credit card might be ...
6
votes
1answer
84 views

Do I need a “chip” card in the Czech Republic? [duplicate]

I'm an American, and I'm traveling to the Czech Republic later this summer for a few weeks. I have a Visa debit card from a local credit union for use in ATMs and a Visa credit card from CapitalOne. ...
6
votes
1answer
157 views

Will using a Mexican debit card in Cuba get me in trouble in the US?

I'm a US Citizen with Mexican residency. If I were to open a Mexican bank account, could I use my Mexican debit card in Cuba? Or would this somehow be traceable back to me when I re-enter the US, and ...
6
votes
2answers
160 views

How can an American get a Maestro Debit Card

I am an American and I plan on traveling to the Netherlands periodically over the next few years. I was recently there and had to use a hodgepodge of credit card, debit cards, cash and worst of all ...
6
votes
1answer
690 views

How can you get the best value when converting American Express points for airfare?

My wife's 60th is coming up and we'd like to fly to London (from Denver, CO). My physical limitations require business class. Is it best to buy cheapest ticket, then upgrade using American Express ...
6
votes
1answer
629 views

Rent a car in Poland without a credit card

This summer I tried to rent a car in Warsaw without a credit card. It wasn't an easy task and it took my hours of talking until I could convince them that it is possible. However, I had to pay the ...
5
votes
3answers
16k views

Booking hotel with my credit card for the third person

I've booked a hotel (in Hong Kong) for a third person using my credit card (but booking confirmation for the third person). Will there will be any problems while checking in? It seems to check in you ...
5
votes
1answer
354 views

What car rental insurance should I get if my credit card provides some coverage?

I don't own a car and want to rent one (in United States (California). I will be renting for 3 days. I am enrolled in the American Express Premium Car Rental program (The card is also issued in the ...
5
votes
2answers
118 views

Can a corporate credit card be registered to accrue points/miles?

I have a corporate AmEx card with my company, and travel a fair amount for work. How can I register that card for promotions/mile accrrual/etc? Can I do that?
5
votes
2answers
6k views

Which ATM/debit card to use in Seoul?

I'll be going to Seoul on Saturday. Unfortunately I don't have any international money cards. I do have two cards, an E-ON card from Unionbank (VISA Electron) and a BPI Express ATM (has a Cirrus ...
5
votes
1answer
2k views

Which ATM in India accepts TD Debit card (Canadian)

I'm going to travel to India from Canada soon. My account is with TD bank. So I would like to know which ATM or banks in India accepts debit card from TD.
5
votes
1answer
81 views

booking.com: Can multiple people manage one booking?

Well, what the title says. I have a booking but none of my payment cards works for the pre-payment. I asked a relative if I could use their card, but they are hundreds of kilometres away from me. So ...
4
votes
2answers
745 views

Car hire credit Card in Ireland

I have booked a hire car from Hertz for pick up in Dublin. It has been paid for on a debit card and money has been taken from the account. That's fine. In the small print I am required to bring the ...
4
votes
2answers
340 views

Is it possible to hire a car in Norway with a debit card?

We have been told that it is impossible to hire a car in Europe without a credit card. We only have a debit card (with the Visa logo). Is there anyway around this? We are in Norway where you seriously ...
4
votes
3answers
2k views

Dealing with money for a trip to Poland and Slovakia

I'm going to be traveling to Poland/Slovakia and perhaps Germany/Austria for 11 days In a couple of weeks, and am not sure how I should deal with money, as Poland does not use the Euro, but the other ...
4
votes
2answers
3k views

Does the collision insurance (CDW) benefit of a U.S. Citi AAdvantage Visa apply to car rentals in Europe?

I have a credit card (Citi AAdvantage Visa) that offers collision loss / damage waiver insurance on car rentals paid for with the card. My question: does this benefit also apply when I am renting a ...
4
votes
1answer
198 views

Money and Cards in the US [closed]

I'll be visiting the US. I have several questions about money and card use in the US, the grand scheme is somewhat: What is my best strategy for paying stuff there? I suppose that I can pay larger ...
4
votes
2answers
407 views

Dollars or euros to South Korea? [closed]

Is it better to bring Dollars or Euros? Is it possible to pay with creditcards (mastercard or visa) in most places? Like hotels and such. What is best to do, get cash or pay with creditcard?
4
votes
3answers
228 views

ATM commission for cards from other banks in Serbia?

What commission each of these banks charges for ATM cash withdrawal of dinars from cards issued by other banks? Vojvo─Ĺanska banka Banka Intesa Komercijalna banka Alpha Bank Srbija A.D. Tried ...
4
votes
1answer
659 views

Can I use my Girocard V-Pay for money withdrawal in every EU country?

I have the Girocard V-Pay card issued by Postbank. According to Wikipedia article, this card can be used in ATMs within European Union, that would suggest, in each EU-country. However, I'm a bit ...
4
votes
1answer
93 views

ATMs in China - are they widespread?

Within North America and Europe, finding an ATM is easy. I would never dream of checking in advance where the ATM is in a town. I know I will find one when I need it. Sometimes I ask my bank for the ...
4
votes
2answers
102 views

What amount do car rental agencies block on credit cards? [closed]

I'm looking into getting a credit card for use in rental agencies in Europe and the US, which usually block a certain amount on your credit card before rental. However I'm not sure what credit limit I ...
4
votes
1answer
277 views

Pin-and-chip versus signature in the UK

I obtained a pin-and-chip credit card from the Andrews Federal Credit union to smooth transactions in Europe. However, it doesn't quite work as intended in the UK. Every single time that I use it, the ...
4
votes
2answers
198 views

Do I have to purchase tickets with the airline's credit card to get the benefits?

I'm planning a trip with my family and would like to take advantage of the benefits on my wife's Citi Platinum Select / AAdvantage® World Mastercard but purchase the tickets with another card. The ...
4
votes
2answers
70 views

Differences between travel insurance issued by a credit card as opposed to an insurance company? [closed]

Does anybody have any experience making a claim with a credit card company while using their travel/medical insurance as oppose to an insurance company package & what are the differences between ...
4
votes
1answer
136 views

Low cost travel money cards when travelling overseas from Australia

When I travel overseas, I generally don't like to carry too much cash. Historically I've used a travel money card, which allowed me to buy a certain number of US/Canadian/other country dollars loaded ...
4
votes
1answer
120 views

Credit Card travel insurance length

Many credit cards offer free travel insurance when you purchase tickets using your credit card, and this will last for 40 days starting from the commencement of your trip. But what if I purchase ...
3
votes
3answers
1k views

Booking hostel (in Europe) without credit card?

I was looking for hostel in Vienna using portals such as HostelBookers, but when I've tried to book them, I was landing on the final page when the credit card was required. You need to put such data ...
3
votes
2answers
2k views

Hotel booking cancellation using debit card with insufficient funds

Just today, I booked a hotel in Hong Kong through Booking.com using a prepaid debit card which has zero balance. My reservation was confirmed; however, I changed my mind as I found a cheaper place to ...
3
votes
3answers
433 views

Can I pay with my smartphone in the US (Pittsburgh, PA)?

I am currently planning my trip to the US. I already have some money in cash, traveler checks and a visa card. But I have a Nexus 4 smartphone which has Near Field Communication (NFC). Can I pay with ...
3
votes
2answers
814 views

How do I minimize cash advance fees when withdrawing from a foreign ATM?

When withdrawing money from a Japan Post ATM using a card (which can act as either a credit card and or an ATM card) from Westpac, the withdrawal is from my credit card account, and I get charged a ...
3
votes
2answers
144 views

Is there any reason to get a United Club subscription rather than the United Club card?

I travel a lot and I'm looking at getting a United Club membership. What I'm wondering is -- is there any advantage at all to buying a membership rather than getting the credit card? A membership is ...
3
votes
2answers
1k views

Can one use Bank of America cards in Norway?

And can one use them to withdraw money or to swipe at stores without any additional penalties? Or is it advisable to exchange one's dollars for Norwegian krone instead?
3
votes
2answers
3k views

How can I get a list of which companies accept Mastercard for cash advances?

From statson.org: Again, in France, almost any bank or cash machine (if you have a 4-digit PIN) can give you a cash advance on Visa (Carte Bleue), but only a few banks (Credit Agricole, Credit ...
3
votes
3answers
5k views

Where can I buy US prepaid credit card outside US?

I am thinking about going to US, and to reduce the amount of cash I carry, I plan to use prepaid credit card for gas, store purchase purpose. I have a few questions on this: Is there anyway I can ...
3
votes
2answers
67 views

Can I withdraw CHF on a Mastercard pre loaded with euros?

I have a pre-loaded "travel wallet" Mastercard issued by a bank in South Africa. When I loaded it I specified an amount in euro and they issued me a different card for GBP. Can I use the euro card to ...
3
votes
1answer
206 views

What will happen if I cancel the credit card with which I booked a flight?

I booked a flight from makemytrip using my credit card. I will be travelling in British Airways from India to the US. I am planning to cancel the credit card because I am leaving the country for good. ...
3
votes
1answer
1k views

Can I book tickets on Easyjet with a V Pay card?

I have a V PAY card from Sparkasse (German Bank), can i use it to book tickets at easyjet? Because there is no option for V PAY but for all other types of VISA.
3
votes
1answer
186 views

Can I rent a car in Paris without a credit card?

I want to rent a car for 2 days in Paris but I only hold a debit card (VISA). Is it possible to rent it without a credit card? If so, can anybody tell me what car rental company accepts debit card at ...
3
votes
1answer
128 views

Will I receive Explorer card benefits if my employer pays for my flight?

My employer flies me out every couple of months and pays for my flight, and it always seems to be with United. I was wondering, if I get the Chase Explorer card, will I still be awarded miles for ...
2
votes
2answers
2k views

Does a UK (Natwest) Mastercard cover insurance for car rental in the U.S

I'm in the U.S. and (fairly spontaneously) intending to hire a car from Hertz or Avis for about 5 days. I'm intending to pay for this with my UK Natwest Mastercard, and since I don't have any of the ...
2
votes
3answers
222 views

Can I use a USD travel card in Europe

I've an existing VISA USD travel card. Now I'm traveling to Poland. Can I use this card in ATMs there?
2
votes
1answer
39 views

Withdraw more than 2.5 million rupees in Indonesia, possible?

It seems impossible to withdraw more than 2.5 million rupees at a time for some reason. Is this correct? If yes, why is that!?
2
votes
2answers
42 views

Do you need EMV (chip & pin/sign) card in Indonesia?

Do you need to use an EMV (chip & pin, or chip & sign) card in Indonesia? Or do they still accept magnetic swipe cards there?