Money is any financial instrument accepted as form of payment for good and services.

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86
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19answers
7k views

When traveling to a country with a different currency, how should you take your money?

Recently my wife and I traveled to Italy and before we left we got about 85% of our money in travelers checks and the other 15% we carried on in cash. When we arrived there, no one would take our ...
51
votes
8answers
2k views

How to successfully haggle / bargain in markets

While I've done quite a bit of travel now and back myself when it comes to border guards, sorting accommodation and / or transportation, one thing I still struggle to come to terms with is haggling in ...
34
votes
6answers
11k views

What happens if you cannot pay for a hotel?

What happens if you cannot pay for your hotel stay because you accidentally run out of money (can happen) or your credit card was blocked (much more likely)? I assume you cannot arrange the money on ...
28
votes
5answers
4k views

Paying by credit card while overseas cheaper in US dollars or in the local currency?

Recently I had to pay for a hotel in a foreign country using credit card, and the guy at the hotel asked me if I wanted the bill to be paid in the local currency or in US dollars. I didn't even know I ...
26
votes
8answers
18k views

What is the best method for exchanging dollars for Euros?

I'm traveling from the US to Europe in a few weeks. What's the best method of exchanging dollars for Euros? I imagine there's options like: at the airport when you arrive in Europe at a bank in ...
23
votes
8answers
9k views

Do all American ATMs charge an extra fee for cash withdrawals on a foreign card?

I've just gone to take some cash out of an ATM (Cash Machine) in Seattle. I visited about half a dozen in the end, and every single one wanted to charge me an extra fee (typically about $3) for the ...
22
votes
5answers
2k views

What happens when an ATM in a country you're travelling through eats your card?

So you're travelling in some exotic land far from home. You go to withdraw money from a local ATM so you can have some local currency. But the ATM swallows your card! If you're lucky you might get a ...
21
votes
4answers
3k views

Can I use USD in Canada?

I will go to Canada for the first time from the United States. I will use credit card as much as possible but I guess I need cash for small shops and cafes anyway. To avoid exchange money back and ...
21
votes
5answers
8k views

Should I change most of my money in my home country or in the destination country?

Where can I get more favourable exchange rate, in general?
20
votes
7answers
17k views

How do I get my money back for my foreign coins?

Tonight I just cleaned my room and while doing this I found some money. I counted it and I found out that there are a lot of coins from 25 different countries. I know that normally banks don't ...
17
votes
1answer
2k views

Is it really forbidden to cross the Indian border with Indian rupee?

Last week I tried to exchange some Swiss Francs into Indian rupees. For that I visited a big bank and they told me that they have rupees but I'm not allowed to import any into India. Is this really ...
16
votes
6answers
2k views

Accidentally travelling with a large amount of cash - epic fail!

With just under a week to go until I head for Europe I made an epic faux pas. Instead of ordering a Visa debit card with 1500 Euro added to it, I have ended up with 1500 Euro in cash. I cannot take ...
16
votes
3answers
3k views

Can I pay for my Turkish visa on arrival at the airport in Euros?

I'm Australian, flying into Istanbul Turkey tomorrow (Ataturk airport) and I know from last year's trip that I must pay a visa fee upon entry. But last year I crossed by land from Bulgaria and this ...
15
votes
6answers
2k views

Changing unusual foreign currencies in London

I've just returned from several unusual countries in Asia, and annoyingly despite being told I'd have no problem, I'm unable to find anyone in London to change back to pounds. I've tried Travelex in ...
15
votes
7answers
1k views

Which credit cards have global coverage?

While traveling I ran into two situations where my credit card was not accepted. I mainly use MasterCard. In China (although 10 years ago) Visa was accepted in most stores, but MasterCard was not. In ...
15
votes
3answers
4k views

Are there any issues with using credit cards in Germany?

On my last trip to Germany my credit cards (chip-based Visa and MasterCard) were declined more than usual. I've been there like 10 times and haven't noticed this before but on this trip train ticket ...
14
votes
4answers
2k views

Avoiding the traveller's 'fanny pack' / money-belt

A friend insists on wearing a moneybelt while travelling. Some prefer (shudder) 'fanny-packs' . I can't be bothered, frankly, I used to when I was 20 (have a money belt), but these days it's a ...
13
votes
5answers
1k views

Can I spend Renminbi in Hong Kong?

While travelling in Hong Kong, I noticed signs at several vendors advertising prices with the 元 character, which from my visit to Shanghai I recognized as the symbol for Yuán. Since Hong Kong has its ...
13
votes
2answers
716 views

Exchanging Albanian money into euros outside Albania

I found a small amount of Albanian lekë (can you say "leks" in English?) in my wallet from last summer's visit there. Is there any place in Helsinki where I can change those back into euros? Forex, at ...
13
votes
2answers
328 views

Can Serbian dinars be exchanged in the Republic of Macedonia?

I just crossed the border from Serbia to the Republic of Macedonia and was surprised that the currency exchange booth on the Macedonian side accepted Euros but not Serbian dinar. Generally I've ...
12
votes
4answers
10k views

Maximum cash allowed when travelling to the US

I was wondering if someone knows the legal limit of cash money allowed per adult tourist when entering the US, especially from the UK. The reason is that I would like to get the best conversion rate ...
12
votes
5answers
6k views

How much cash can you carry in a European Union domestic flight?

Is there any specific limit of money you can carry on cash while flying from one European Union country to another?
12
votes
2answers
2k views

Tipping in Cuba as a Canadian

I will go to Cuba in the following days and I am not sure how to tip. On Tripadvisor It says: Do not tip with coins of your own currency, because foreign coins can not be exchanged in any country ...
12
votes
1answer
871 views

Why shouldn't I have an ATM PIN beginning with zero if I travel internationally?

Bank of America warns that customers travelling internationally shouldn't have a PIN beginning with 0. I've seen reports that people with PIN numbers beginning in 0 have had no trouble when using ...
12
votes
2answers
518 views

Can Indian Rupees (INR) be used or exchanged in Pakistan without converting it to USD?

Can Indian Rupees (INR) be used or exchanged in Pakistan without converting it to dollars? My parents are travelling to Pakistan and they've been told that it can be used by the people who are making ...
11
votes
8answers
459 views

How to document travel expenses?

I have found that many travelers write down their expenses while on a trip. I always however found it difficult personally, because there are so many situation in which I do not have enough time to ...
11
votes
3answers
2k views

Paying with Euro in Czech Republic

I'm traveling to Prague and I want to know where I can pay with euros (EUR) and where I have to pay with Czech korunas (CZK). I'm going to Prague's stadium to watch a football match and I know I can ...
11
votes
2answers
503 views

How can I find an ATM card usable in Cuba, by a US Citizen?

It is apparently quite easy to enter Cuba (illegally) as a U.S. citizen, by flying from a third country. But according to Wikitravel, it can be tricky using a credit card while there: For ...
11
votes
1answer
7k views

How much money can you take into Canada?

I'll be travelling to Canada from the UK in the near future. Is there a limit to how much money I can carry with me? Ideally I'd like to take 5,000 CAD in order to sort out some legitimate family ...
11
votes
2answers
914 views

Is Visa's Emergency Cash Disbursement reliable?

I have read the benefits page of Visa credit card, and it says they offer Cash Disbursement in case the card is stolen and they have a Global Customer Care number people can call and they will offer ...
10
votes
3answers
561 views

Is gold an acceptable means of currency exchange?

To be honest, I am not sure which is a better way to ask the question: Is gold an acceptable means of currency exchange in most travel-able countries? or which countries is gold NOT an acceptable ...
10
votes
5answers
2k views

Do Canadian ATMs charge extra fees for cash withdrawals on foreign cards?

Having recently been caught out by most American ATMs charging extra fees on cash withdrawls on cards from different banks (which'll affect all foreign cards), I'm wondering if something similar will ...
10
votes
3answers
586 views

What would be considered “evidence of adequate funds” for entering Hong Kong?

I'll be visiting Hong Kong for a few days next week. I noticed this statement on the Hong Kong Visa Requirements page: must have a U.S. passport valid for at least six months and evidence of ...
10
votes
3answers
639 views

How much to haggle for a hotel room in India?

I need to book a hotel in Delhi, India for mid-November. Someone suggested to me that I should haggle over the price for the room. Is it considered acceptable to haggle over hotel room prices in ...
10
votes
2answers
5k views

Which foreign currencies can be used to exchange for INR in India?

Is there a preferred foreign currency to bring to India to exchange for the Indian Rupee? I understand that USD is the preferred currency in most countries, but is it OK to bring CAD? Will cab ...
10
votes
1answer
1k views

Are euros well accepted in Liechtenstein?

I am considering a multi-day hiking trip in Liechtenstein. Do I need to bring franks, or can I rely on euros?
10
votes
2answers
275 views

Exchanging cold hard cash internationally for the best rate

So I've just sold the car I was using in New Zealand for six months. The buyer paid in cash. So now I have a substantial sum of cash in NZD. I will be in Canada next week starting my one-year visa. ...
10
votes
2answers
3k views

Can I use a US cash machine when my PIN has 6 digits?

Some friends told me that it is problematic in the USA to use cash machines when you have a 6 digit PIN on your card, because most cash machines in the USA only accept 4 digits. Therefore I have two ...
10
votes
1answer
93 views

What money to use for a tour in North Korea?

A friend in Australia is on a trip to North Korea soon, and has the problem that she can't get local currency in advance. Is there any way to do this before hitting the country, or is it perfectly ...
10
votes
2answers
180 views

US dollars in Jamaica

Two questions actually: Are US dollars widely accepted in Jamaica? For example if I'm in a small town buying a pack of gum, would they accept my US dollars? In Jamaica, do they refuse to accept your ...
10
votes
1answer
106 views

Is there still any franc/ariary confusion risk in Madagascar?

Wikivoyage warns against franc/ariary confusion in Madagascar: The former currency Malagasy Franc (Franc Malgache) was replaced in 2005 by the Ariary (Ar-ee-ar) which is worth 5 Francs. For ...
10
votes
1answer
146 views

Are traveler's cheque widely accepted in Iran?

Due to the current US embargo in Iran, credit/debt cards using Visa/Mastercard circuit don't work there. One option in order not to bring large amount of cash in Iran would be to buy traveler's cheque ...
9
votes
6answers
2k views

Where to buy Thai Bahts when traveling from New Zealand to Thailand?

When traveling from New Zealand to Thailand, where can I buy Thai Bahts and get better exchange rate and lower commissions? It's only for the first 10K THB (Thai Baht) for the first days. The rest I ...
9
votes
4answers
646 views

How do I ensure that my ATM card will work while traveling within the US?

I am an American, and I have an American Visa debit card with "PLUS", "NYCE", and "AFFN" written on the back. Several months ago, I traveled out of state to California and was surprised to have my ...
9
votes
2answers
455 views

How to recognize fake Peruvian money?

It has happened to me at least twice in Peru, that someone gave me a fake 5 soles coin. Most shop vendors were able to spot this instantly and refused to accept it. How can I recognize a fake/false ...
9
votes
2answers
285 views

Do I need to keep petty cash on me for bribes in Zimbabwe?

I'm travelling to Harare this month for a week, and have no real idea how much I'll need in order to minimize harassment (I'm assuming I'll need to hand over some money to some official at some ...
9
votes
2answers
168 views

Where can I exchange Georgian Lari in the United States?

I have some Georgian Lari and I'm going to the US in a couple of weeks and was wondering if anyone knew any outlets (in the cities mentioned) where I could exchange it for US dollars? So hard to find ...
8
votes
4answers
3k views

Do I need to have money when entering a country as a tourist?

Am I legally required to be in possession of X dollars/money to gain entry as a tourist, on a tourist visa, in any country ? If I arrive in the US on a B1/B2 (USA tourist visa) then can the CBP/DHS ...
8
votes
4answers
261 views

Is it possible to manage without cash, but with credit cards only when visiting San Francisco?

I have managed in the UK to go around without Pounds. You can easily go around the UK with credit cards only. Even paying for a beer in the pub, a bus ticket, or a train ticket is just a question of ...
8
votes
3answers
640 views

Open Banking account in the US for a foreign traveler

I am travelling to the US on vacation. I would like to open a banking account, probably a free checking account so that I can purchase tickets & rent hotels online. How do I go about this? Is it ...