Money is any financial instrument accepted as form of payment for good and services.

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104
votes
19answers
10k views

When traveling to a country with a different currency, how should you take your money?

Recently my wife and I traveled to Italy and before we left we got about 85% of our money in travelers checks and the other 15% we carried on in cash. When we arrived there, no one would take our ...
63
votes
10answers
3k views

How to successfully haggle / bargain in markets

While I've done quite a bit of travel now and back myself to handle situations when it comes to border guards, sorting accommodation and / or transportation, one thing I still struggle to come to ...
43
votes
3answers
6k views

How many types of Pound Sterling are there and what is the relationship between them?

Some years ago I brought some left over pounds to England. In a shop a shopkeeper denied my money with the quote: "This isn't Scotland." At that time I though I just met a patriotic idiot and moved ...
39
votes
1answer
3k views

€5 coin not accepted

Three years ago I went to the post office in a big city in France, there I received change back after I paid for something. I didn't look at it first but later on I discovered that I received a €5 ...
37
votes
4answers
4k views

Is there a 'minimum daily spend' in Bhutan, and does it vary on citizenship?

While reading an article about Bhutan today, I came across this surprising bit: However, visiting the country for Australians is not straightforward. While there are connecting flights from ...
34
votes
6answers
20k views

What happens if you cannot pay for a hotel?

What happens if you cannot pay for your hotel stay because you accidentally run out of money (can happen) or your credit card was blocked (much more likely)? I assume you cannot arrange the money on ...
33
votes
8answers
30k views

What is the best method for exchanging dollars for Euros?

I'm traveling from the US to Europe in a few weeks. What's the best method of exchanging dollars for Euros? I imagine there's options like: at the airport when you arrive in Europe at a bank in ...
28
votes
5answers
6k views

Paying by credit card while overseas cheaper in US dollars or in the local currency?

Recently I had to pay for a hotel in a foreign country using credit card, and the guy at the hotel asked me if I wanted the bill to be paid in the local currency or in US dollars. I didn't even know I ...
26
votes
7answers
29k views

How do I get money back for my foreign coins?

Tonight I just cleaned my room and while doing this I found some money. I counted it and I found out that there are a lot of coins from 25 different countries. I know that normally banks don't ...
24
votes
8answers
18k views

Do all American ATMs charge an extra fee for cash withdrawals on a foreign card?

I've just gone to take some cash out of an ATM (Cash Machine) in Seattle. I visited about half a dozen in the end, and every single one wanted to charge me an extra fee (typically about $3) for the ...
23
votes
7answers
15k views

Should I change most of my money in my home country or in the destination country?

Where can I get more favourable exchange rate, in general?
23
votes
5answers
3k views

What happens when an ATM in a country you're travelling through eats your card?

So you're travelling in some exotic land far from home. You go to withdraw money from a local ATM so you can have some local currency. But the ATM swallows your card! If you're lucky you might get a ...
21
votes
4answers
5k views

Can I use USD in Canada?

I will go to Canada for the first time from the United States. I will use credit card as much as possible but I guess I need cash for small shops and cafes anyway. To avoid exchange money back and ...
21
votes
6answers
2k views

Accidentally travelling with a large amount of cash - epic fail!

With just under a week to go until I head for Europe I made an epic faux pas. Instead of ordering a Visa debit card with 1500 Euro added to it, I have ended up with 1500 Euro in cash. I cannot take ...
20
votes
1answer
30k views

Converting Older United States Dollar Bills

I received from my Dad 150 American Dollars about 12 years ago. I never have thought to change this money but a few days I tried change it in a currency exchange in Sydney and the guy didn't change it ...
19
votes
1answer
3k views

Is it really forbidden to cross the Indian border with Indian rupee?

Last week I tried to exchange some Swiss Francs into Indian rupees. For that I visited a big bank and they told me that they have rupees but I'm not allowed to import any into India. Is this really ...
18
votes
6answers
4k views

Changing unusual foreign currencies in London

I've just returned from several unusual countries in Asia, and annoyingly despite being told I'd have no problem, I'm unable to find anyone in London to change back to pounds. I've tried Travelex in ...
18
votes
5answers
7k views

Are there any issues with using credit cards in Germany?

On my last trip to Germany my credit cards (chip-based Visa and MasterCard) were declined more than usual. I've been there like 10 times and haven't noticed this before but on this trip train ticket ...
18
votes
6answers
2k views

How widely accepted are Euros in Hungary and how bad is the exchange rate practiced by shops/hotels?

The official currency of Hungary is the Forint but so far everything I have looked for prices online, such as trains, buses and taxis, are quoted in Euros and Forints. Hotel reservation asked that I ...
16
votes
3answers
4k views

Can I pay for my Turkish visa on arrival at the airport in Euros?

I'm Australian, flying into Istanbul Turkey tomorrow (Ataturk airport) and I know from last year's trip that I must pay a visa fee upon entry. But last year I crossed by land from Bulgaria and this ...
15
votes
8answers
4k views

Does Mastercard or American Express have more worldwide acceptance?

I've always used Visa but after seeing some useful travel cards from Mastercard & American Express; I was wondering whether they would be useful at all if they aren't accepted widely. Out of the ...
15
votes
7answers
2k views

Which credit cards have global coverage?

While traveling I ran into two situations where my credit card was not accepted. I mainly use MasterCard. In China (although 10 years ago) Visa was accepted in most stores, but MasterCard was not. In ...
15
votes
2answers
2k views

Tipping in Cuba as a Canadian

I will go to Cuba in the following days and I am not sure how to tip. On Tripadvisor It says: Do not tip with coins of your own currency, because foreign coins can not be exchanged in any country ...
15
votes
2answers
2k views

How well accepted is the Euro in Gibraltar?

I am planning a day trip to Gibraltar. Should I consider bring some Pounds, take some pounds from the atm in gibraltar, or rely on euro?
14
votes
4answers
3k views

How to make change (to get coins from a banknote) in Italy?

So I arrived with my rental in Verona and it turns out that you need coins to pay for parking. What is the best way to exchange bills to coins? At 1€ an hour 14 hours a day I need a bunch - not just ...
14
votes
5answers
2k views

Can I spend Renminbi in Hong Kong?

While travelling in Hong Kong, I noticed signs at several vendors advertising prices with the 元 character, which from my visit to Shanghai I recognized as the symbol for Yuán. Since Hong Kong has its ...
14
votes
4answers
3k views

Avoiding the traveller's 'fanny pack' / money-belt

A friend insists on wearing a moneybelt while travelling. Some prefer (shudder) 'fanny-packs' . I can't be bothered, frankly, I used to when I was 20 (have a money belt), but these days it's a ...
13
votes
4answers
39k views

Maximum cash allowed when travelling to the US

I was wondering if someone knows the legal limit of cash money allowed per adult tourist when entering the US, especially from the UK. The reason is that I would like to get the best conversion rate ...
13
votes
6answers
26k views

How much cash can you carry on a flight within the European Union?

Is there any specific limit of money you can carry on cash while flying from one European Union country to another?
13
votes
2answers
956 views

Exchanging Albanian money into euros outside Albania

I found a small amount of Albanian lekë (can you say "leks" in English?) in my wallet from last summer's visit there. Is there any place in Helsinki where I can change those back into euros? Forex, at ...
13
votes
2answers
425 views

Can Serbian dinars be exchanged in the Republic of Macedonia?

I just crossed the border from Serbia to the Republic of Macedonia and was surprised that the currency exchange booth on the Macedonian side accepted Euros but not Serbian dinar. Generally I've ...
13
votes
1answer
2k views

Why shouldn't I have an ATM PIN beginning with zero if I travel internationally?

Bank of America warns that customers travelling internationally shouldn't have a PIN beginning with 0. I've seen reports that people with PIN numbers beginning in 0 have had no trouble when using ...
12
votes
8answers
2k views

How much cash to carry for a conference in the Netherlands?

My husband won an academic contest and the prize was a trip to the Netherlands for a global conference on his specialty. He's responsible for paying for food and transportation, but the lodging and ...
12
votes
4answers
1k views

Do you have to tip the delivery guy if you are already charged a delivery fee in Toronto? [closed]

So we were ordering pizza yesterday which only $9 but the total came to $17. I was confused so the rep says it's a delivery charge. So who gets this 'delivery charge' money? Do I have to give more ...
12
votes
3answers
3k views

Paying with Euro in Czech Republic

I'm traveling to Prague and I want to know where I can pay with euros (EUR) and where I have to pay with Czech korunas (CZK). I'm going to Prague's stadium to watch a football match and I know I can ...
12
votes
1answer
208 views

What money to use for a tour in North Korea?

A friend in Australia is on a trip to North Korea soon, and has the problem that she can't get local currency in advance. Is there any way to do this before hitting the country, or is it perfectly ...
12
votes
1answer
10k views

How much money can you take into Canada?

I'll be travelling to Canada from the UK in the near future. Is there a limit to how much money I can carry with me? Ideally I'd like to take 5,000 CAD in order to sort out some legitimate family ...
12
votes
2answers
807 views

Can Indian Rupees (INR) be used or exchanged in Pakistan without converting it to USD?

Can Indian Rupees (INR) be used or exchanged in Pakistan without converting it to dollars? My parents are travelling to Pakistan and they've been told that it can be used by the people who are making ...
11
votes
3answers
717 views

Is gold an acceptable means of currency exchange?

To be honest, I am not sure which is a better way to ask the question: Is gold an acceptable means of currency exchange in most travel-able countries? or which countries is gold NOT an acceptable ...
11
votes
8answers
518 views

How to document travel expenses?

I have found that many travelers write down their expenses while on a trip. I always however found it difficult personally, because there are so many situation in which I do not have enough time to ...
11
votes
8answers
1k views

Going to France and Italy - what payment forms are preferred?

Can I get by In Paris and Rome by carrying very little cash and using the credit card for every little souvenir, tour and food purchase? Or should I prefer paying in cash for both Paris and Rome? How ...
11
votes
3answers
340 views

Can I travel in Croatia using only Euro?

For a few days trip in Croatia, can I avoid changing euros into the local currency Kuna? Can I live comfortably (hotels, restaurants, train) directly using euro only? Itinerary: Zagreb, Split, ...
11
votes
2answers
7k views

Which foreign currencies can be used to exchange for INR in India?

Is there a preferred foreign currency to bring to India to exchange for the Indian Rupee? I understand that USD is the preferred currency in most countries, but is it OK to bring CAD? Will cab ...
11
votes
1answer
2k views

Are euros well accepted in Liechtenstein?

I am considering a multi-day hiking trip in Liechtenstein. Do I need to bring franks, or can I rely on euros?
11
votes
2answers
266 views

US dollars in Jamaica

Two questions actually: Are US dollars widely accepted in Jamaica? For example if I'm in a small town buying a pack of gum, would they accept my US dollars? In Jamaica, do they refuse to accept your ...
11
votes
2answers
5k views

Can I use a US cash machine when my PIN has 6 digits?

Some friends told me that it is problematic in the USA to use cash machines when you have a 6 digit PIN on your card, because most cash machines in the USA only accept 4 digits. Therefore I have two ...
11
votes
1answer
92 views

Name (or search terms etc) for enhanced travel insurance for locations with travel warnings

I'm trying to research options for enhanced travel insurance that is valid for regions with cautionary "advise against non-essential travel" warnings. Every approach I've tried had found nothing, ...
11
votes
2answers
360 views

Are traveler's cheque widely accepted in Iran?

Due to the current US embargo in Iran, credit/debt cards using Visa/Mastercard circuit don't work there. One option in order not to bring large amount of cash in Iran would be to buy traveler's cheque ...
10
votes
4answers
3k views

Where should I change Swiss Francs to USD to get the best exchange rate?

I am planning a trip to a conference to Switzerland, and my airfare will be reimbursed to me when I arrive there. They will be reimbursing me in Swiss Francs. I want to get a good exchange rate. Is ...
10
votes
3answers
3k views

Are American Express credit cards widely accepted in Japan, specifically, Osaka?

I'm planning how I'll be bringing my money in my future Japan trip, and I was wondering if I could use a mix of cash and credit cards. Sadly, as of the moment, I only have an Amex credit card. Also, ...