Buying financial protection to protect against problems which may arise on a trip, including but not limited to theft or injury.

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21
votes
2answers
946 views

Should I purchase rental car insurance? What protection does my credit card provide?

We just arrived in Hawaii this afternoon, and when I went to pick up the rental car, I discovered I hadn't done my homework with regard to the insurance options. I recall that my credit card will ...
16
votes
2answers
935 views

Travel health insurance that counts as “credible coverage”

I am taking a long-term international trip of around 11 months. I am quitting my job, and so will lose my health insurance. I am looking at different travel health insurance plans such as World ...
13
votes
3answers
213 views

Travel insurance with regards to luggage being stolen/lost

I am looking for answers to how people have recovered from having their luggage stolen/lost when arriving at their destination. And further to this, how they have ended up packing in the future to ...
12
votes
4answers
9k views

Are there any legal requirements for renting a car in the US as a foreigner?

I am planning a road trip in the US with some friends and plan to rent a car for the purpose. Are there any legal requirements for renting a car. Do they require a US driver's license? Do I have to ...
12
votes
2answers
904 views

What was an insurance vending machine at an airport and how did it work?

The action of the 1952 novel Prisoner's Base takes place in 1952 in New York. In chapter 15, the author writes in the voice of one of the characters: Some chauffeurs of PD [=police department] ...
11
votes
6answers
384 views

Driving into Germany over Easter weekend

There's a Demoscene party (Revision) that occurs every year on the Easter weekend in Saarbrücken (Germany), and I'm thinking of attending this year. I live in England and am looking into methods of ...
11
votes
2answers
427 views

Insurance for campervan in NZ

I am traveling to New Zealand in May 2012 (I am a US citizen). I have been looking for a campervan to rent. Unfortunately, insurance seems to be quite expensive (or not very good. Some liability is up ...
11
votes
2answers
241 views

Travel insurance with a pre-existing condition

I have ulcerative collitis. It's not particularly bad. I'm trying to get travel insurance for two different holidays (one to the US and one to China/Japan). Unfortunately having ulcerative collitis ...
11
votes
1answer
181 views

Long Term Travel - what insurances can / should I get?

I'm a freelancer in the field of software development and I'm planning to travel to different places, but also continue working. I'd expect to stay at a certain place (country) for 1-3 months. Pretty ...
11
votes
2answers
221 views

How to choose a good travel insurance policy?

When looking for travel insurance, there is a dizzying array of companies, policies, plans, restrictions, and conditions. What should a short-term traveler look for in an insurance plan? What things ...
10
votes
4answers
3k views

How to insure checked luggage?

I know that you are not supposed to put valuables into checked baggage, but in some cases it is necessary. For example if you have large valuable items that do not fit in carry-on or if you have ...
10
votes
3answers
259 views

What's the travel insurance definition of a war zone?

Some travel insurance companies have clauses stating that they won't insure travel to a war zone. What's their definition of this? The best I could find was Wiki's list of ongoing military ...
10
votes
2answers
2k views

Foreign car insurance for Canada and/or the U.S

Still working on my plan to Ship my car from Europe to Canada or the U.S. We're planning on leaving early January. Shipping turns out not to be the problem. However, the next hurdle is: car ...
9
votes
3answers
166 views

What extra benefits are there in getting travel insurance if I have a European Health Insurance Card (EHIC)?

I've got a European Health Insurance Card (EHIC) and only plan to travel around the EU for the foreseeable future. I read another answer that quite nicely covered the details of what the EHIC covers, ...
9
votes
2answers
3k views

Where can I get insurance for travel in late pregnancy?

My wife and I need to travel to the United States, but she will be 30 weeks pregnant by the time the trip ends. In addition to it being a very good idea in general, the US effectively requires travel ...
9
votes
3answers
3k views

What is the average cost of a medical evacuation?

Many travel insurance plans include coverage for medical evacuation to privately transport you to your home country if you get seriously ill while abroad. What does this type of evacuation generally ...
9
votes
1answer
283 views

From whom can I buy travel insurance if I don't “live” anywhere?

I am an Australian citizen, currently living in Singapore and I want to travel through Europe and the USA over the next six months. I will be leaving Singapore permanently and my intent is to ...
8
votes
4answers
726 views

Visiting Monaco as an EU citizen — what to think about?

I've never been outside of EU, so I could really use some advice before I put myself in a bad situation. I'm thinking about going to Monaco for vacation for a couple of days at the end of June. If ...
8
votes
2answers
6k views

Is there travel insurance for missed flights?

Our family will be going to Rome this November. As in a previous question, I am worried about missing my return flight home. Is there travel insurance that will help us find a return ticket home if ...
8
votes
3answers
3k views

How to insure professional equipment while traveling

What are my options, as a U.S. citizen, for insuring professional equipment (camera and laptop, specifically) while traveling outside of the U.S.? Most of the traveler's insurance policies I've found ...
8
votes
2answers
179 views

How do EU citizens claim healthcare bills in the Netherlands with the EHIC?

I know that when one has a European Health Insurance Card, he can get free or discharged treatment in all EU (+ few other) countries. This is quite clear. However, I'm interested in what is the ...
8
votes
2answers
213 views

Can I buy Travel Insurance against the cancelation of a Formula 1 race?

I have booked flights and hotel with The Flight Centre (in the UK) to fly to Singapore for the Singapore Formula 1 race in September. I have also booked tickets for the race from the official race ...
8
votes
2answers
225 views

How do I ensure I do not pay out money for tickets that are not usable for other reasons?

For the first time I am trying to organise an extended individual journey - 6-10 months and 10-14 countries. Although I am intending to be an independent traveller and organising travel arrangements ...
8
votes
1answer
2k views

When canceling a flight purchased with miles, do I get the miles back?

It seems that when you buy a flight using miles, trip insurance doesn't restore or pay for the miles spent purchasing a flight, at least when purchased through a third party. Is it possible to ...
8
votes
1answer
299 views

What is the difference between primary coverage and secondary coverage on a travel insurance policy?

What is the difference between primary coverage and secondary coverage on a travel insurance policy? Which is recommended for short-term travelers?
8
votes
1answer
612 views

Non-EU countries covered under travel insurance plans for Europe

I am going to Morocco this December, and as one of the requirements for applying for a tourist visa I am supposed to provide evidence of travel insurance. I searched up plans online and was surprised ...
8
votes
1answer
57 views

Comprehensive health and travel insurance that meets NZ Immigration requirements

I'm going with a Working Holiday visa to NZ for a year. I'm starting to look for health (or travel) insurance in my country (Chile) to leave with a little more peace of mind. When I was looking for ...
7
votes
1answer
69 views

Name (or search terms etc) for enhanced travel insurance for locations with travel warnings

I'm trying to research options for enhanced travel insurance that is valid for regions with cautionary "advise against non-essential travel" warnings. Every approach I've tried had found nothing, ...
7
votes
1answer
400 views

Is there a cheaper alternative to car rental insurance in Mexico?

I'll be arriving in Guadalajara, Mexico tomorrow, and I want to rent a car. The Orbitz web site gives me a US$9/day option from Allianz. Then when I got to the rental agency, they told me the ...
7
votes
1answer
80 views

Theft insurance in India

Are there any theft insurance options available while travelling in India. I am an Indian as well and I am planning to travel throughout India for a couple of months. I will be carrying my camera, ...
7
votes
1answer
99 views

I am travelling to Austria for 6 months, is there any travel/health insurance I could get if I have a European (Spanish) passport?

I'm a 25 year old Uruguayan who will be living in Austria for 3 to 6 months. I have a European passport/nationality (Spanish). I am in the process of getting health/travel insurance here, but all the ...
6
votes
3answers
104 views

Do I have to buy my travel insurance in the UK?

If I live in UK and it is a member of the EU, do I have to buy my travel insurance from a UK insurance company or can I buy it from an insurance company in another EU member country?
6
votes
2answers
121 views

Insurance for multinational family

I am a British citizen married to a French citizen, living in France. We have a son of 2.5 years old who is a French citizen. We have just booked a holiday to Spain, and by booking the various bits ...
6
votes
2answers
2k views

Medical Insurance for Canadian visiting United States

My girlfriend is going to be staying with me in the USA for a few months shortly. She is a Canadian citizen. I would like to get some advice on what kind of Medical insurance (if any) we should be ...
6
votes
1answer
175 views

Insurance and car rental in US

I'm going to rent a car in California for a week soon and was wondering whether to purchase insurance along with the rental. Some sources, eg Rental Car Insurance – should I purchase it? What ...
6
votes
1answer
941 views

Travel health insurance in Europe that does not require European Health Insurance Card

I was looking for a new travel insurance policy recently for travel within Europe and what I was never aware of is that many insurance policies require you to have an European Health Insurance Card ...
5
votes
4answers
4k views

How to deal with insurance excess when renting a car abroad?

Some time ago I had a car accident abroad where it was clear from the beginning that I was not liable (rear-end collision). Still the car-rental agency (one of the big ones) charged me the complete ...
5
votes
1answer
180 views

What car rental insurance should I get if my credit card provides some coverage?

I don't own a car and want to rent one (in United States (California). I will be renting for 3 days. I am enrolled in the American Express Premium Car Rental program (The card is also issued in the ...
5
votes
2answers
414 views

Do I need to have travel insurance when crossing Schengen border?

I have a multiple-entry one-year Schengen visa and I did have travel insurance first time when I crossed the border of Schengen, but it has expired already and I wonder if I need it during my next ...
5
votes
3answers
183 views

What should I look for in a vehicle insurance policy for taking my US vehicle into Mexico?

I have been told that driving my private vehicle from California into Mexico is no big deal EXCEPT that I must have Mexican insurance. I am looking for specific recommendations about what to look for ...
5
votes
1answer
117 views

Coverage of unusual activities with travel insurance

If you're planning on doing an unusual activity, that isn't directly prohibited (e.g. "no off-piste skiing"), or indirectly prohibited (e.g. roof riding in India under "illegal activities"), should ...
5
votes
1answer
92 views

Mountain rescue and medical care in Georgia?

How does using the mountain rescue and medical care services (in case of emergency) work in Georgia? Is buying insurance required for an EU citizen? If so, how and where can I buy such insurance? I'm ...
5
votes
1answer
101 views

How can I get health insurance to travel through Europe?

I'm a Brazilian living in Germany and I need new health insurance for fifteen days of traveling trough Europe (Netherlands, UK, France and Italy). What is the best option to choose?
4
votes
3answers
295 views

Amex travel insurance for H1b visa holder

I have been living in America for couple of years and I hold H1b work visa. Technically speaking H1b holders are not permanent residents, which seems to be required in Amex travel insurance fineprint. ...
4
votes
2answers
191 views

Unexpected hospitalization in the EU without EHIC, am I covered?

I recently went to France. While there I suffered pain/discomfort and was hospitalized. I was given full checkout - Xray, blood test, blood pressure test and a chat with a doctor. No complaints at ...
4
votes
2answers
113 views

How do I insure my money?

My question has two parts. How can I insure cash abroad? I looked at travel insurance but this focuses mainly on medical and cancellations. If I am mugged on the street, is there any way to claim ...
4
votes
3answers
100 views

Breaking down with car during trip - multiple country breakdown service?

I'm making a trip from Hungary to UK, crossing a few countries. Making this trip with an old car, It could very much happen that the car breaks down during the trip. If that happens, I want to have ...
4
votes
2answers
84 views

How to insure yourself as an independent traveling scuba diver?

I almost always dive abroad, but for my licences and insurance I have to be a member of a national club. I don't like these clubs and as such considers the annual fees as a total waste of money. Is ...
4
votes
1answer
45 views

Travel to Turkey, How to Insure travel in case of Travel Advisory and Escalation

I'm a US citizen, Planning a trip to Turkey (Flight into Istanbul, travel on both the european and middle eastern half), leaving October 15th. There is currently a State Department travel advisory on ...
4
votes
1answer
1k views

Is liability insurance required in order to rent a car?

I do not own my car, and thus do not have auto insurance of my own (otherwise, auto insurance typically follows you where you go, including to any rental cars). When I went to rent a car, I was told ...