Buying financial protection to protect against problems which may arise on a trip, including but not limited to theft or injury.

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19
votes
2answers
922 views

Long Term Travel - what insurances can / should I get?

I'm a freelancer in the field of software development and I'm planning to travel to different places, but also continue working. I'd expect to stay at a certain place (country) for 1-3 months. Pretty ...
23
votes
2answers
2k views

Should I purchase rental car insurance? What protection does my credit card provide?

We just arrived in Hawaii this afternoon, and when I went to pick up the rental car, I discovered I hadn't done my homework with regard to the insurance options. I recall that my credit card will ...
10
votes
1answer
601 views

What car rental insurance should I get if my credit card provides some coverage?

I don't own a car and want to rent one in the US (California). I will be renting for 3 days. I am enrolled in the American Express Premium Car Rental program (the card is also issued in the United ...
3
votes
2answers
3k views

Dual Canadian and British citizen - healthcare coverage in the UK?

I want to know if I am entitled to medical assistance in the UK while visiting for 3 weeks in June. I am travelling on my Canadian passport since my UK one is outdated. Thank you.
2
votes
1answer
253 views

LDW / LIS for US car rental booked in UK

If I book a rental car for a week in the US through the US website I can pay about $300 which becomes more like $550 if I take Loss Damage Waiver and Liability Insurance. But if I book from the UK ...
10
votes
1answer
592 views

From whom can I buy travel insurance if I don't “live” anywhere?

I am an Australian citizen, currently living in Singapore and I want to travel through Europe and the USA over the next six months. I will be leaving Singapore permanently and my intent is to ...
9
votes
1answer
432 views

What is the difference between primary coverage and secondary coverage on a travel insurance policy?

What is the difference between primary coverage and secondary coverage on a travel insurance policy? Which is recommended for short-term travelers?
3
votes
3answers
462 views

Visa for a Chilean citizen joining a tour from a US agency

I have a friend in Chile (Chilean citizen) with whom we wanted to go on a tour in Italy (January 2014). I am from the USA, and to make things easier, I was planning to order a tour locally from ...
19
votes
2answers
2k views

Travel health insurance that counts as “credible coverage”

I am taking a long-term international trip of around 11 months. I am quitting my job, and so will lose my health insurance. I am looking at different travel health insurance plans such as World ...
15
votes
4answers
7k views

How to insure checked luggage?

I know that you are not supposed to put valuables into checked baggage, but in some cases it is necessary. For example if you have large valuable items that do not fit in carry-on or if you have ...
14
votes
6answers
26k views

Are there any legal requirements for renting a car in the US as a foreigner?

I am planning a road trip in the US with some friends and plan to rent a car for the purpose. Are there any legal requirements for renting a car. Do they require a US driver's license? Do I have to ...
12
votes
3answers
383 views

Travel insurance with a pre-existing condition

I have ulcerative collitis. It's not particularly bad. I'm trying to get travel insurance for two different holidays (one to the US and one to China/Japan). Unfortunately having ulcerative collitis ...
9
votes
2answers
12k views

Is there travel insurance for missed flights?

Our family will be going to Rome this November. As in a previous question, I am worried about missing my return flight home. Is there travel insurance that will help us find a return ticket home if ...
7
votes
1answer
328 views

Insurance and car rental in US

I'm going to rent a car in California for a week soon and was wondering whether to purchase insurance along with the rental. Some sources, eg Rental Car Insurance – should I purchase it? What ...
12
votes
2answers
3k views

Foreign car insurance for Canada and/or the U.S

Still working on my plan to Ship my car from Europe to Canada or the U.S. We're planning on leaving early January. Shipping turns out not to be the problem. However, the next hurdle is: car insurance....
9
votes
3answers
5k views

How to insure professional equipment while traveling

What are my options, as a U.S. citizen, for insuring professional equipment (camera and laptop, specifically) while traveling outside of the U.S.? Most of the traveler's insurance policies I've found ...
6
votes
3answers
345 views

What should I look for in a vehicle insurance policy for taking my US vehicle into Mexico?

I have been told that driving my private vehicle from California into Mexico is no big deal EXCEPT that I must have Mexican insurance. I am looking for specific recommendations about what to look for ...
13
votes
2answers
289 views

How to choose a good travel insurance policy?

When looking for travel insurance, there is a dizzying array of companies, policies, plans, restrictions, and conditions. What should a short-term traveler look for in an insurance plan? What things ...
12
votes
2answers
7k views

Where can I get insurance for travel in late pregnancy?

My wife and I need to travel to the United States, but she will be 30 weeks pregnant by the time the trip ends. In addition to it being a very good idea in general, the US effectively requires travel ...
12
votes
1answer
102 views

Name (or search terms etc) for enhanced travel insurance for locations with travel warnings

I'm trying to research options for enhanced travel insurance that is valid for regions with cautionary "advise against non-essential travel" warnings. Every approach I've tried had found nothing, ...
11
votes
6answers
591 views

Driving into Germany over Easter weekend

There's a Demoscene party (Revision) that occurs every year on the Easter weekend in Saarbrücken (Germany), and I'm thinking of attending this year. I live in England and am looking into methods of ...
10
votes
4answers
284 views

What extra benefits are there in getting travel insurance if I have a European Health Insurance Card (EHIC)?

I've got a European Health Insurance Card (EHIC) and only plan to travel around the EU for the foreseeable future. I read another answer that quite nicely covered the details of what the EHIC covers, ...
6
votes
2answers
964 views

Do I need to have travel insurance when crossing Schengen border?

I have a multiple-entry one-year Schengen visa and I did have travel insurance first time when I crossed the border of Schengen, but it has expired already and I wonder if I need it during my next ...
6
votes
1answer
1k views

Travel health insurance in Europe that does not require European Health Insurance Card

I was looking for a new travel insurance policy recently for travel within Europe and what I was never aware of is that many insurance policies require you to have an European Health Insurance Card (...
4
votes
1answer
239 views

What are the major 'types' of insurance offered with car rental and what does each one mean in practice?

I'm travelling to Italy (Naples) with my boyfriend in a couple of months and we need to organize car rental for the trip. My parents told me to 'get comprehensive insurance' / make sure we're covered ...
13
votes
2answers
608 views

Is medical insurance mandatory for entering the Schengen area if you are not required to have a visa?

For nationals that request the Schengen visa, the traveller must have insurance that covers, for a minimum of €30,000, any expenses incurred as a result of emergency medical treatment or repatriation ...
9
votes
4answers
7k views

How to deal with insurance excess when renting a car abroad?

Some time ago I had a car accident abroad where it was clear from the beginning that I was not liable (rear-end collision). Still the car-rental agency (one of the big ones) charged me the complete ...
8
votes
2answers
272 views

How do I ensure I do not pay out money for tickets that are not usable for other reasons?

For the first time I am trying to organise an extended individual journey - 6-10 months and 10-14 countries. Although I am intending to be an independent traveller and organising travel arrangements ...
8
votes
1answer
226 views

Theft insurance in India

Are there any theft insurance options available while travelling in India. I am an Indian as well and I am planning to travel throughout India for a couple of months. I will be carrying my camera, ...
8
votes
2answers
249 views

Are there any airlines which refund fare (including economy class) fully in case you don't get visa?

I'm an Indian. I'm planning to book a journey from Mumbai to Johannesburg, South Africa and back (conference visa). I looked at refundable tickets, while they are priced higher, they give you half ...
5
votes
1answer
7k views

Is liability insurance required in order to rent a car?

I do not own my car, and thus do not have auto insurance of my own (otherwise, auto insurance typically follows you where you go, including to any rental cars). When I went to rent a car, I was told ...
5
votes
3answers
486 views

Non-owner car liability insurance companies in the US

I am going to rent a car for four days in the US (Colorado) and I need liability insurance. I am European and I don't own any car, so I don't have any liability insurance. My credit card covers CDW ...
4
votes
2answers
134 views

Use insurance provided by employer when applying for a Schengen visa

I am in the process of applying for Schengen visa, and one of the requirements that I found is Travel insurance with benefits coverage of 30,000 Euros. My current employer provides me with two types ...
3
votes
2answers
65 views

Does travel insurance covers hiking on high altitudes are participation in shamanic ceremonies?

I think that general answer is: "read the small print" I'll take my chances and ask if a generic travel insurance would cover: hiking on Inca Trail? (up to 4200m altitude) drinking ayahuasca? (...
3
votes
2answers
168 views

Is a travel insurance from Worldnomads valid as Health Insurance

I will be travelling to Germany next Monday, I have not bought the health insurance yet. I come from Brazil (Brazilian). Is a travel insurance bought from WorldNomads valid as a health insurance for ...
2
votes
3answers
642 views

Insurance for travel to the USA while pregnant

I'm five weeks pregnant and accompanying my husband to the USA for two months. Can I get medical insurance? If so, what companies, premiums and coverage?
2
votes
1answer
746 views

Name mismatch on airline ticket/insurance

I have a group booking done by an Indian provider for my trip to Europe. The booking is on Qatar Airways for me and my wife. Now there is an issue with the booking name for the ticket and insurance. ...
1
vote
3answers
128 views

Use of Travel insurance while going to Europe

I am planning to visit Europe this weekend. I received travel insurance on behalf of my Indian tour operator and has coverage like delay of checked in baggage, dental, medical, and a lot of other ...
1
vote
3answers
188 views

Travel insurance to USA [duplicate]

I am planning to travel to USA for a short stay, around 2 months. I think it will be better to buy a little travel insurance in case I feel sick or anything. However, I have no idea about where to buy ...