Buying financial protection to protect against problems which may arise on a trip, including but not limited to theft or injury.

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118 views

Do I have to buy my travel insurance in the UK?

If I live in UK and it is a member of the EU, do I have to buy my travel insurance from a UK insurance company or can I buy it from an insurance company in another EU member country?
6
votes
2answers
154 views

Do I need travel insurance for France on an Airport Transit Schengen Visa?

I'm Indian and have an Indian passport and I'm travelling to Chile. I have a 6 hours layover at France have an Airport Transit Schengen visa. Do I need a travel insurance? Will I be allowed if I don'...
6
votes
2answers
6k views

Medical Insurance for Canadian visiting United States

My girlfriend is going to be staying with me in the USA for a few months shortly. She is a Canadian citizen. I would like to get some advice on what kind of Medical insurance (if any) we should be ...
6
votes
2answers
260 views

Why is travel insurance recommended when there's reciprocal health care?

In Health care for Australians in New Zealand, it says Because Australians temporarily visiting New Zealand are eligible for publicly funded health care on the same basis as New Zealand ...
6
votes
1answer
1k views

Travel health insurance in Europe that does not require European Health Insurance Card

I was looking for a new travel insurance policy recently for travel within Europe and what I was never aware of is that many insurance policies require you to have an European Health Insurance Card (...
6
votes
3answers
346 views

What should I look for in a vehicle insurance policy for taking my US vehicle into Mexico?

I have been told that driving my private vehicle from California into Mexico is no big deal EXCEPT that I must have Mexican insurance. I am looking for specific recommendations about what to look for ...
6
votes
2answers
295 views

Do US citizens need to purchase US health insurance while traveling abroad, under the rules of the Affordable Care Act?

I am currently a US citizen traveling without insurance for 3 months. I am no longer employed but plan to be again soon after I return. I understand that, in the past, I needed "creditable coverage" ...
6
votes
1answer
134 views

Do cyclists need liability insurance in Lithuania? And if so, where can I buy one?

I plan to visit Vilnius and hire a bike for city tour. The safety guide says that the third party liability insurance is mandatory in order to use the service. How can I purchase this kind of ...
6
votes
1answer
58 views

Car insurance in France for 100 days

We are travelling to France for an extended stay which is over 90 days (~100). Our motor insurance only covers for 90 days out of UK and have told us they cannot extend this period. Could I cancel ...
6
votes
1answer
85 views

Travel insurance for person living in UK but not technically resident

Many UK travel insurance providers require the policy holder to have lived and been registered with a GP in the UK for at least six months. However, I have only lived in the UK for two months (prior ...
6
votes
1answer
79 views

Will local contact numbers for travel insurance during a US visit simplify the process of visiting a doctor/hospital?

We are a family of 4 visiting the US this year. Some years back we were in Boston, and one of the kids (about 18 months at the time) came out with chickenpox. Which of course is a big deal in the US ...
6
votes
1answer
140 views

How can I get health insurance to travel through Europe?

I'm a Brazilian living in Germany and I need new health insurance for fifteen days of traveling trough Europe (Netherlands, UK, France and Italy). What is the best option to choose?
5
votes
2answers
136 views

How to insure yourself as an independent traveling scuba diver?

I almost always dive abroad, but for my licences and insurance I have to be a member of a national club. I don't like these clubs and as such considers the annual fees as a total waste of money. Is ...
5
votes
3answers
487 views

Non-owner car liability insurance companies in the US

I am going to rent a car for four days in the US (Colorado) and I need liability insurance. I am European and I don't own any car, so I don't have any liability insurance. My credit card covers CDW ...
5
votes
2answers
148 views

Insurance for multinational family

I am a British citizen married to a French citizen, living in France. We have a son of 2.5 years old who is a French citizen. We have just booked a holiday to Spain, and by booking the various bits ...
5
votes
2answers
461 views

Minimum amount of days travel insurance policy should cover for Schengen visa?

My father in law is travelling to France, for 4 days, (01/07-04/07). Is there a minimum duration for which the travel insurance needed to apply for a Schengen visa must be valid? In other words, can ...
5
votes
1answer
7k views

Is liability insurance required in order to rent a car?

I do not own my car, and thus do not have auto insurance of my own (otherwise, auto insurance typically follows you where you go, including to any rental cars). When I went to rent a car, I was told ...
5
votes
1answer
126 views

Mountain rescue and medical care in Georgia?

How does using the mountain rescue and medical care services (in case of emergency) work in Georgia? Is buying insurance required for an EU citizen? If so, how and where can I buy such insurance? I'm ...
5
votes
2answers
131 views

Luggage-only insurance when traveling around the world?

I want an insurance that covers my belongings only. I already have a international travel health insurance, hence I do not need some link or recommendation to do-it-all packages (i.e. insurance for ...
5
votes
0answers
52 views

Does insurance for expensive Items in checked luggage exist?

While I plan to travel with a desktop computer in checked luggage, I am yet to find an insurance that covers much of significant value. We have coverage that comes with credit cards with limits of $...
5
votes
0answers
47 views

Travelling back to US with unpaid hospital bills [duplicate]

About a year ago I visited my US, and needed emergency treatment for a small accident. My insurance company refused to pay for it, and I am unable to cover the bill. it's not a large amount, but large ...
4
votes
3answers
125 views

Breaking down with car during trip - multiple country breakdown service?

I'm making a trip from Hungary to UK, crossing a few countries. Making this trip with an old car, It could very much happen that the car breaks down during the trip. If that happens, I want to have ...
4
votes
3answers
656 views

Amex travel insurance for H1b visa holder

I have been living in America for couple of years and I hold H1b work visa. Technically speaking H1b holders are not permanent residents, which seems to be required in Amex travel insurance fineprint. ...
4
votes
1answer
249 views

If I lose my wallet can a hotel hold your luggage for collateral for not paying the cancellation fee?

My boyfriend and I stayed in a hotel for about 9 days while seeing his mom (we booked it with a temp card). We ended up cancelling our stay early because his mom said we could go stay with her. My ...
4
votes
2answers
331 views

Unexpected hospitalization in the EU without EHIC, am I covered?

I recently went to France. While there I suffered pain/discomfort and was hospitalized. I was given full checkout - Xray, blood test, blood pressure test and a chat with a doctor. No complaints at all....
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votes
2answers
156 views

How do I insure my money?

My question has two parts. How can I insure cash abroad? I looked at travel insurance but this focuses mainly on medical and cancellations. If I am mugged on the street, is there any way to claim ...
4
votes
1answer
96 views

Is health insurance obligatory in Ireland for non-job seekers/non-workers? [closed]

I live in Germany and here, if someone does not work or is NOT on jobseeker status, he or she should pay their own health insurance. Its actually illegal not paying some form of personal health ...
4
votes
1answer
4k views

Rental car insurance in the UK

I will be visiting the UK for two weeks later this year and renting a car. I would rather not pay the extortionate insurance rates that the rental company will charge me for this. I have a valid UK ...
4
votes
1answer
79 views

Do I have to pay import duties on items replaced overseas by travel insurance?

I am on an overseas holiday and had an unfortunate incident where I lost my DSLR. Luckily it seems to be covered by my travel insurance. If I buy a replacement camera (identical to lost articles) will ...
4
votes
2answers
131 views

Is an Australian travel insurance company right not to honor a cancellation claim even if I can't enter the country while pregnant?

So I've booked tickets to Malaysia about a year ago after we found some super cheap tickets (non-refundable, non-changeable). A couple of months after booking the ticket, I got pregnant, and will be ...
4
votes
2answers
73 views

Vehicle Insurance for UK Residents in Canada looking to ship our VW over for 10 to 12 months?

Myself and my wife are planning a trip to Canada for 10-12 months. We are hoping to ship our vehicle over from the UK and use it for tourism-related purposes throughout our stay. We are struggling to ...
4
votes
2answers
115 views

Purchasing travel insurance while already abroad

I am in the USA from the UK on business and have used the opportunity to take some holiday in the US before the work related part of the trip. There was a mix-up before I travelled and I was ...
4
votes
1answer
193 views

Can I use Missed Flight Cover to change the date of my ticket?

I would like to change the date of travel on my ticket. With EasyJet it costs much. In fact £45 is more than the price of the ticket itself so getting a new tickets is cheaper. However, when I ...
4
votes
1answer
142 views

Assuming I have Irish car insurance, do I need to buy extra coverage when renting a car in Portugal?

I live in Ireland. I want to hire a car on holiday in Portugal in August. Do i have to take out the insurance from the hire company or will my car insurance from Ireland cover me in a hire car?
4
votes
1answer
340 views

Does the AXA-Schengen Europe Travel insurance satisfy the German consulate's insurance requirements?

I just purchased AXA-Schengen Europe Travel insurance, and am applying to the German Consulate for my Schengen visa. These are the requirements as stated by the German Consulate for the insurance ...
4
votes
1answer
545 views

How to decline CDW and LDW when booking a car online?

In a couple of months I will be traveling to Portugal, and I need to rent a car. Since I have a MasterCard Platinum, I can get coverage and save some money by declining CDW and LDW. From MasterCard's ...
4
votes
4answers
1k views

Renting a car in the USA — how to know costs for the legal minimum liability insurance, before arriving for pickup?

I have found that in the USA, advertised car rental prices do not include liability insurance. When I arrive to pickup the car, I always have to pay an extra x $/day so I can legally drive. This is ...
4
votes
1answer
69 views

Travel to Turkey, How to Insure travel in case of Travel Advisory and Escalation

I'm a US citizen, Planning a trip to Turkey (Flight into Istanbul, travel on both the european and middle eastern half), leaving October 15th. There is currently a State Department travel advisory on ...
4
votes
1answer
47 views

Insurance claim for cancelled trip due to sickness

I came down with food poisoning a few days ago and was unable to begin my trip (multiple days driving + trains, boats). I had to cancel the trip literally on the morning I was supposed to leave and ...
4
votes
1answer
81 views

Where to buy Schengen insurance in Istanbul?

I am in Istanbul (but not Turkish citizen) and want to apply for a Schengen visa. A mandatory document for the visa application is travel insurance valid for Schengen states. Where can I buy the ...
4
votes
1answer
75 views

Expensive travel insurance due to my medical history [closed]

3 years ago I had a malignant melanoma removed and have had no recurrence since. However when I try to obtain travel insurance I am either refused point blank or I have to pay way over the odds. It ...
4
votes
2answers
135 views

Use insurance provided by employer when applying for a Schengen visa

I am in the process of applying for Schengen visa, and one of the requirements that I found is Travel insurance with benefits coverage of 30,000 Euros. My current employer provides me with two types ...
4
votes
2answers
84 views

Differences between travel insurance issued by a credit card as opposed to an insurance company? [closed]

Does anybody have any experience making a claim with a credit card company while using their travel/medical insurance as oppose to an insurance company package & what are the differences between ...
4
votes
1answer
136 views

Coverage of unusual activities with travel insurance

If you're planning on doing an unusual activity, that isn't directly prohibited (e.g. "no off-piste skiing"), or indirectly prohibited (e.g. roof riding in India under "illegal activities"), should ...
4
votes
1answer
37 views

Buying Travel Insurance Whilst Abroad (UK Citizen)

I'm in a bit of a bind. I'm a UK Citizen in Colombia at the moment and planning to stay for a few more months, with no precise leaving date. I'm currently insured on one of Virgin Travel Insurance's ...
4
votes
1answer
237 views

Is there a difference in insurance coverage when booking cars through Priceline/Hotwire, rather than booking directly on the rental company's website?

I was checking the car rental prices for priceline, hotwire (as a search engine) and on individual websites. The rates don't change much but what changes is the Loss Damage Waiver fee. Priceline/...
4
votes
1answer
2k views

Do I need Health Insurance to Qualify for a US Visitor's Visa?

I will be going for a US visitor's visa (non-immigrant B1/B2) interview in Bern and have all the necessary documents but just remembered I do not have international travel insurance. Is it required ...
4
votes
1answer
81 views

Travel Insurance for when you are not returning to your country of departure

I'm seeking some advice on travel insurance. I'm a South African citizen currently residing in Thailand. I'm leaving Thailand to go back to South Africa but will visit some countries in Europe on my ...
4
votes
1answer
429 views

Insure and Go vs. Virgin travel insurance

I am looking for a travel insurance (I am resident of the UK). I looked at both Virgin Money travel insurance and InsureAndGo insurance - and it seems that the Virgin one is actually underwritten by ...
4
votes
1answer
84 views

Travel insurance for elderly visitor from Georgia to UK

I am preparing documents for a family member from Georgia to visit me in the UK for a period of about 1 month. He is a citizen of Georgia and lives in Georgia. I am a UK citizen residing in the UK. ...