Questions regarding cancelling bookings or reservations for accommodation, transport, etc.

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How does Booking.com enforce cancellation fees when booking without a credit card?

Booking.com lets you book accommodation without a credit card in some cases: But what happens if I cancel my reservation or simply don't show up on the day of the booking? Would they send me a bill ...
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American Airlines - voucher in exchange for a credit card payment

I had to cancel a flight and American Airlines mailed me a Transportation Voucher Exchange Coupon. I ordered new tickets that I wanted to pay with the coupons, put them on hold, called American ...