I am looking for a travel insurance (I am resident of the UK). I looked at both Virgin Money travel insurance and InsureAndGo insurance - and it seems that the Virgin one is actually underwritten by InsureAndGo. Does anyone know if these two are exactly the same insurance, or are there any relevant differences?
That's correct, Insure & Go is the underwriter for both Insure & Go's products as well as Virgin Travel Insurance. Virgin Money does its own branding, pricing (similar products by the two companies have different prices - Virgin's seems higher), and customer support / claims (Virgin handles that for its own products). If you don't want to read a dense policy wording document, have a look at the 'keyfacts' document all insurance providers in the UK are supposed to publish to compare for Virgin Money and Insure & Go.