A co-worker is meant to be going on holiday for a week in Fiji. Leaving Saturday. If you're unaware of the news:
you get the idea.
Yesterday, authorities met to decide if it was going to be declared a state of emergency, but decided, for now, not to do so.
My colleague has travel insurance - but at what point does it become valid to use? Obviously if the plane can't land, it's probably covered, but does 'the beaches are ruined, so we want to change our flights' get covered, if no state of emergency has been declared? They are flying with Air New Zealand.