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I've booked a hotel (in Hong Kong) for a third person using my credit card (but booking confirmation for the third person).

Will there will be any problems while checking in? It seems to check in you need to show YOUR credit card. I'm not going to this hotel, so there is no way I can show my credit card on check in.

Will the hotel accept another credit card (not the card I used to book with) on check in?

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Who are you actually wanting to pay for the hotel - you, or the other person? – Doc Oct 16 '13 at 23:18
up vote 7 down vote accepted

There are generally 2 types of hotel bookings you can make :

  • Pre-paid
  • Guaranteed by credit card

"Pre-paid" is where you have fully paid for the hotel in advance. Your credit card has been charged, and there is nothing more to pay other than incidents (minibar, room service, etc). They will still ask for a credit card at check-in, but this is only for the incidentals.

"Guaranteed by credit card" is where you've actually paid nothing, but you have given your credit card to guarantee the room. In the event that you don't show up, they will charge a fee to your credit card to make up for the no-show. In this case the credit card you give at check-in (and/or check-out) will be used to for the room charge - regardless of what card was used to make the booking.

Where this can get confusing is that some hotels will advertise a "pre-paid" or "advance purchase" rate, but not actually charge it to your card in advance - so whilst this will appear to be a pre-paid booking, it's actually not.

As a general rule, if you book through the hotel themselves (their website, call center, etc) then they will use the card supplied at check-in. If you book through a third party website (eg, Expedia, Orbitz, etc) then you will be charged at the time you make your booking unless they explicitly say otherwise (ie, they state that you will pay at the hotel). However whilst this is a good rule of thumb, there's no guarantee that it'll actually work this way!

If you want to be sure, call the hotel and discuss it with them.

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In my experience of midrange hotels on, usually the card was used as a guarantee and I paid at the end of my stay. There have been a few exceptions, and I don't remember that being clearly indicated. – Gilles Oct 17 '13 at 17:27
@Gilles If you go to and look directly below the search box you'll see a big banner that says "Book Now, Pay When You Stay!". This thus fits into the "unless they explicitly say otherwise" mentioned above. – Doc Oct 18 '13 at 1:29
It's happened that my card was charged at the time of the booking (not often, but it has happened), and I don't remember being told otherwise, at least not in any easily-noticeable fashion. – Gilles Oct 18 '13 at 8:14

There are two different steps:

  1. the payment of the vacation where you can mostly use any kind of payment eg. credit card, bank transfer, voucher etc

  2. during the stay it is probably that the hotel ask to the customer its credit card, not for the payment but for an insurance

Only in the second step is necessary that the customer has its own credit card.

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Almost certainly. The hotel doesn't care who's paying as long as somebody is paying, and that somebody has enough credit to cover the hold they'll put on the card at checkin.

If you're really worried, just give them a call and check.

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Actually using your card for a different person whose gonna checkin at the property is a bit risky. but you can actually do that just as long as you are going to get in touch with the property the soonest possible time to advise them that the person whose gonna checkin will use a different card instead to pay the reservation so they can change the credit card number on file. Safest way to do the call to the hotel after you booked a reservation is at least more than 72 hours for refundable type of reservation. But if you're trying to choose a non refundable reservation to get the lowest cost im gonna suggest you think it over not just twice because even 3rd party reservations were not given info when the hotel will try to run your card to see if its gonna work. And another thing there's also refundable type of reservations that are requiring a deposit on certain length of time so make sure to read the policy 1st on each room your gonna choose..

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