On my last legal day in Thailand I realized my ANZ ATM card was missing. I was obliged to cross the border on that day so couldn't stay and leisurely try to resolve the problem.
A series of events led to the unexpected cancellation of my backup VISA credit card with the same bank leaving me with no access to my funds.
ANZ is a bank based in Australia and New Zealand. But it turns out it also exists in Laos.
In the past I've had bad experiences getting replacement cards while overseas. This time will the two banks cooperate to make it easy or stick to some painful "da rules is da rules"?