I was looking for hostel in Vienna using portals such as HostelBookers, but when I've tried to book them, I was landing on the final page when the credit card was required. You need to put such data as expire date etc., which, AFAIK, are used by US credit cards, which have not chips nor magnetic belt. Those are considered quite secure, and I've heard many warning to not use US-credit cards because of security issues.
I have the European bank card - normal Girocard (issued in Germany, by Postbank), which has a chip which authorizes the transactions. Such cards are the most popular in Europe - practically everyone I know has such card, and not the US-like one.
Nevertheless, the portals I've found are requiring the US card for booking hostels in Europe. Is there any alternative booking system, which allows me to book the hostel with the European stuff I have? I think that bank transfer would be problematic, because international money transfers take a lot of time and cost much, but surely it should be possible to find something out? As I understand, the most problematic part is the charging of the guest which books and doesn't come in, so the deposit is required.
Are there any alternative systems for booking, allowing bank transfer or some other form of trust, but not requiring US credit cards?