My wife and I need to travel to the United States, but she will be 30 weeks pregnant by the time the trip ends. In addition to it being a very good idea in general, the US effectively requires travel insurance if you're pregnant, but most travel insurance policies only offer cover until 26 weeks. Where can we get a policy that covers her?
Answering my own question because this took a lot of legwork:
We found precisely two insurers who cover travel beyond 26 weeks. (Only for uncomplicated births: no multiples (twins), no IVF.)
No prizes for guessing which one we went with!
Update: In the end, neither check-in nor US immigration noticed my wife is pregnant, and the birth occurred outside the US as well. So we never had to "test out" the insurance.
jpatokal depending on your duration of visit, are you sure you have read all the clauses in case the delivery happens in the US ? Just so you are informed (and since I have seen a lot of friends suffer) :
Most insurance companies will deny any delivery related claims stating that pregnancy was pre existing when you bought the insurance and if pregnancy specifically isn't covered (pregnancy rider ?) as a pre existing condition then it will take a lot of running around to get your insurance claims. There seems to be a law in place for this specific situation which you will have to google for. From here : http://blogs.webmd.com/health-insurance-navigator/2012/02/three-health-insurance-mistakes-women-should-avoid.html
protected by jpatokal Apr 28 at 11:51
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