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I'm a 25 year old Uruguayan who will be living in Austria for 3 to 6 months. I have a European passport/nationality (Spanish).

I am in the process of getting health/travel insurance here, but all the insurance companies, have really economical plans up to 3 months, and then go completely nuts after that period.

I wanted to exhaust all other possibilities; is there any kind of insurance I could pay for that would cover medical costs in case of an incident?

I'm not sure if it is relevant but: I'm a student here in Uruguay, and I have family members living in Austria.

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So you have a Uruguayan and a Spanish passport? –  RoflcoptrException Dec 17 '12 at 20:26
    
@RoflcoptrException Yes, I am Uruguay, living in Uruguay, but I have a Spanish passport too for blood heritage. I'm both a Uruguayan and Spanish citizen. –  Trufa Dec 17 '12 at 20:36
    
@RoflcoptrException I just checked, my Spanish passport says Born in Uruguay but the nationality states Spanish. –  Trufa Dec 17 '12 at 20:39
    
Do you qualify for a Spanish EHIC? Or have you not spent enough time there to get one? –  Gagravarr Dec 18 '12 at 0:52
    
@Gagravarr I never lived in Spain, I will call the embassy tomorrow to see if I qualify and report back! Thanks!! –  Trufa Dec 18 '12 at 2:42
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1 Answer

Try World Nomads. I plugged in your information and the quote came out to be ~400 Euros for 6 months for a Spanish resident. A Uruguayan resident would pay slightly more. 3 months would cost ~230 Euros. I use World Nomads every time I travel, but I've never had to make a claim. From the research I've done, mostly the Thorn Tree forum on Lonely Planet's website, they're pretty good at paying out claims.

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