I am a British citizen married to a French citizen, living in France. We have a son of 2.5 years old who is a French citizen. We have just booked a holiday to Spain, and by booking the various bits ourselves, and by booking different bits through websites in the UK and France we have saved ourselves a fortune compared with a package from a travel agent.
However, we are having trouble finding travel insurance that will cover this kind of scenario. For example I have searched for "expat holiday insurance" and the offer I found worked fine for me, an expat but not for my wife/son because the insurer explicitly only insures people of UK/USA/Australian/NZ/Canadian nationality. I have no idea why it works like this.
Therefore, are there insurers who will cover a group of people with differing nationalities to the same level or will we need to insure ourselves separately?
I assume that recommending specific companies isn't acceptable on the Ts & Cs of the site, but if people can help with terminology that I can then search for, and any experience they have, that'd be great.
(Our flights weren't booked on the same card as the hotel, just to make matters worse!)